Bill all platform SMS (including OTP), allow negative balance with manual/auto cutoffs, and support own-panel bypass without wallet debit.
Co-authored-by: Cursor <cursoragent@cursor.com>
Separate modules for post-sales kanban, person points/tiers, and deal-won/ticket-resolved rules without overlapping the sales pipeline. Co-authored-by: Cursor <cursoragent@cursor.com>