feat: add per-org SMS wallet with adm panel and header credit

Bill all platform SMS (including OTP), allow negative balance with manual/auto cutoffs, and support own-panel bypass without wallet debit.

apps/api/prisma/migrations/20261019160000_sms_billing/migration.sql

@@ -0,0 +1,90 @@
+-- CreateTable
+CREATE TABLE "SmsAccount" (
+    "id" TEXT NOT NULL,
+    "organizationId" TEXT NOT NULL,
+    "balanceRials" INTEGER NOT NULL DEFAULT 0,
+    "pricePerPartRials" INTEGER NOT NULL DEFAULT 2500,
+    "isBlocked" BOOLEAN NOT NULL DEFAULT false,
+    "autoBlockBelowRials" INTEGER,
+    "alertCriticalRials" INTEGER NOT NULL DEFAULT 10000,
+    "alertWarningRials" INTEGER NOT NULL DEFAULT 100000,
+    "panelMode" TEXT NOT NULL DEFAULT 'platform',
+    "ownPanelType" TEXT NOT NULL DEFAULT '0098',
+    "ownPanelUsername" TEXT,
+    "ownPanelPassword" TEXT,
+    "ownPanelFrom" TEXT,
+    "chargeCard" TEXT,
+    "chargeIban" TEXT,
+    "chargeHolder" TEXT,
+    "chargeInstruction" TEXT,
+    "alertDaysSent" INTEGER NOT NULL DEFAULT 0,
+    "lastAlertDate" TIMESTAMP(3),
+    "createdAt" TIMESTAMP(3) NOT NULL DEFAULT CURRENT_TIMESTAMP,
+    "updatedAt" TIMESTAMP(3) NOT NULL,
+
+    CONSTRAINT "SmsAccount_pkey" PRIMARY KEY ("id")
+);
+
+-- CreateTable
+CREATE TABLE "SmsLedger" (
+    "id" TEXT NOT NULL,
+    "smsAccountId" TEXT NOT NULL,
+    "type" TEXT NOT NULL,
+    "amountRials" INTEGER NOT NULL,
+    "balanceAfterRials" INTEGER NOT NULL,
+    "parts" INTEGER,
+    "pricePerPartRials" INTEGER,
+    "note" TEXT,
+    "smsSendLogId" TEXT,
+    "createdById" TEXT,
+    "createdAt" TIMESTAMP(3) NOT NULL DEFAULT CURRENT_TIMESTAMP,
+
+    CONSTRAINT "SmsLedger_pkey" PRIMARY KEY ("id")
+);
+
+-- CreateTable
+CREATE TABLE "SmsBillingSendLog" (
+    "id" TEXT NOT NULL,
+    "smsAccountId" TEXT NOT NULL,
+    "receiver" TEXT NOT NULL,
+    "body" TEXT NOT NULL,
+    "parts" INTEGER NOT NULL,
+    "pricePerPartRials" INTEGER NOT NULL,
+    "totalAmountRials" INTEGER NOT NULL,
+    "provider" TEXT,
+    "source" TEXT,
+    "isAlert" BOOLEAN NOT NULL DEFAULT false,
+    "createdAt" TIMESTAMP(3) NOT NULL DEFAULT CURRENT_TIMESTAMP,
+
+    CONSTRAINT "SmsBillingSendLog_pkey" PRIMARY KEY ("id")
+);
+
+-- CreateIndex
+CREATE UNIQUE INDEX "SmsAccount_organizationId_key" ON "SmsAccount"("organizationId");
+
+-- CreateIndex
+CREATE INDEX "SmsAccount_isBlocked_idx" ON "SmsAccount"("isBlocked");
+
+-- CreateIndex
+CREATE INDEX "SmsAccount_balanceRials_idx" ON "SmsAccount"("balanceRials");
+
+-- CreateIndex
+CREATE INDEX "SmsLedger_smsAccountId_createdAt_idx" ON "SmsLedger"("smsAccountId", "createdAt");
+
+-- CreateIndex
+CREATE INDEX "SmsLedger_type_idx" ON "SmsLedger"("type");
+
+-- CreateIndex
+CREATE INDEX "SmsBillingSendLog_smsAccountId_createdAt_idx" ON "SmsBillingSendLog"("smsAccountId", "createdAt");
+
+-- CreateIndex
+CREATE INDEX "SmsBillingSendLog_source_idx" ON "SmsBillingSendLog"("source");
+
+-- AddForeignKey
+ALTER TABLE "SmsAccount" ADD CONSTRAINT "SmsAccount_organizationId_fkey" FOREIGN KEY ("organizationId") REFERENCES "Organization"("id") ON DELETE CASCADE ON UPDATE CASCADE;
+
+-- AddForeignKey
+ALTER TABLE "SmsLedger" ADD CONSTRAINT "SmsLedger_smsAccountId_fkey" FOREIGN KEY ("smsAccountId") REFERENCES "SmsAccount"("id") ON DELETE CASCADE ON UPDATE CASCADE;
+
+-- AddForeignKey
+ALTER TABLE "SmsBillingSendLog" ADD CONSTRAINT "SmsBillingSendLog_smsAccountId_fkey" FOREIGN KEY ("smsAccountId") REFERENCES "SmsAccount"("id") ON DELETE CASCADE ON UPDATE CASCADE;

apps/api/prisma/schema.prisma

@@ -206,6 +206,7 @@ model Organization {
   webhookEndpoints             WebhookEndpoint[]
   smsCampaigns                 SmsCampaign[]
   outboundSmsLogs              OutboundSmsLog[]
+  smsAccount                   SmsAccount?
   financialAccounts            FinancialAccount[]
   financialCategories          FinancialCategory[]
   financialDocuments           FinancialDocument[]
@@ -2290,6 +2291,78 @@ model FinancialInstallment {
   @@index([dueDate])
 }
 
+/// کیف‌پول و تنظیمات پیامک هر محیط (الگوی همکار / سوپرادمین آبشُده)
+model SmsAccount {
+  id                  String   @id @default(cuid())
+  organizationId      String   @unique
+  organization        Organization @relation(fields: [organizationId], references: [id], onDelete: Cascade)
+  balanceRials        Int      @default(0)
+  pricePerPartRials   Int      @default(2500)
+  isBlocked           Boolean  @default(false)
+  /// اگر ست باشد: وقتی موجودی < این مقدار، ارسال قطع می‌شود (می‌تواند منفی باشد). null = فقط کلید دستی
+  autoBlockBelowRials Int?
+  alertCriticalRials  Int      @default(10000)
+  alertWarningRials   Int      @default(100000)
+  /// platform = سامانهٔ ما | own = پنل اختصاصی مشتری (بدون کسر/لاگ کیف)
+  panelMode           String   @default("platform")
+  /// وقتی panelMode=own: 0098 | asanak | trez
+  ownPanelType        String   @default("0098")
+  ownPanelUsername    String?
+  ownPanelPassword    String?
+  ownPanelFrom        String?
+  chargeCard          String?
+  chargeIban          String?
+  chargeHolder        String?
+  chargeInstruction   String?
+  alertDaysSent       Int      @default(0)
+  lastAlertDate       DateTime?
+  createdAt           DateTime @default(now())
+  updatedAt           DateTime @updatedAt
+  ledgers             SmsLedger[]
+  sendLogs            SmsBillingSendLog[]
+
+  @@index([isBlocked])
+  @@index([balanceRials])
+}
+
+model SmsLedger {
+  id                String     @id @default(cuid())
+  smsAccountId      String
+  smsAccount        SmsAccount @relation(fields: [smsAccountId], references: [id], onDelete: Cascade)
+  /// charge | debit | alert_debit
+  type              String
+  amountRials       Int
+  balanceAfterRials Int
+  parts             Int?
+  pricePerPartRials Int?
+  note              String?
+  smsSendLogId      String?
+  createdById       String?
+  createdAt         DateTime   @default(now())
+
+  @@index([smsAccountId, createdAt])
+  @@index([type])
+}
+
+/// لاگ ارسال صورتحساب‌شده (همهٔ مسیرها وقتی panelMode=platform)
+model SmsBillingSendLog {
+  id                String     @id @default(cuid())
+  smsAccountId      String
+  smsAccount        SmsAccount @relation(fields: [smsAccountId], references: [id], onDelete: Cascade)
+  receiver          String
+  body              String
+  parts             Int
+  pricePerPartRials Int
+  totalAmountRials  Int
+  provider          String?
+  source            String?
+  isAlert           Boolean    @default(false)
+  createdAt         DateTime   @default(now())
+
+  @@index([smsAccountId, createdAt])
+  @@index([source])
+}
+
 /// لاگ یکپارچهٔ پیامک خروجی (دستی / کمپین / اتوماسیون)
 model OutboundSmsLog {
   id             String       @id @default(cuid())

apps/api/src/app.module.ts

@@ -53,6 +53,7 @@ import { GamificationModule } from './gamification/gamification.module';
 import { DeletionsModule } from './deletions/deletions.module';
 import { OutboundSmsModule } from './outbound-sms/outbound-sms.module';
 import { BehaviorModule } from './behavior/behavior.module';
+import { SmsBillingModule } from './sms-billing/sms-billing.module';
 
 @Module({
   imports: [
@@ -63,6 +64,7 @@ import { BehaviorModule } from './behavior/behavior.module';
     ScheduleModule.forRoot(),
     AiModule,
     PrismaModule,
+    SmsBillingModule,
     OutboundSmsModule,
     StorageModule,
     HealthModule,

apps/api/src/attendance/attendance.module.ts

@@ -1,9 +1,8 @@
 import { Module } from '@nestjs/common';
-import { SmsService } from '../common/sms.service';
 import { AttendanceService } from './attendance.service';
 
 @Module({
-  providers: [AttendanceService, SmsService],
+  providers: [AttendanceService],
   exports: [AttendanceService],
 })
 export class AttendanceModule {}

apps/api/src/attendance/attendance.service.ts

@@ -1,8 +1,8 @@
 import { Injectable, Logger, UnauthorizedException } from '@nestjs/common';
 import { Prisma } from '@prisma/client';
 import type { Actor } from '../common/record-scope';
-import { SmsService } from '../common/sms.service';
 import { PrismaService } from '../prisma/prisma.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import {
   loggedInAfterCutoff,
   tehranClock,
@@ -29,7 +29,7 @@ export class AttendanceService {
 
   constructor(
     private readonly prisma: PrismaService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async recordLogin(organizationId: string, userId: string, role: string, at = new Date()) {
@@ -185,6 +185,11 @@ export class AttendanceService {
         : input.kind === 'forced_logout'
           ? `${name} در ساعت تعیین‌شده از منتکت خارج شد. ساعت ${clock}`
           : `${name} از منتکت خارج شد. ساعت ${clock}`;
-    await this.sms.sendSmsDetailed(owner.user.mobile, text);
+    await this.sms.send({
+      organizationId: input.organizationId,
+      phone: owner.user.mobile,
+      text,
+      source: 'attendance',
+    });
   }
 }

apps/api/src/auth/auth.module.ts

@@ -12,7 +12,6 @@ import { AuthController } from './auth.controller';
 import { JwtStrategy } from './jwt.strategy';
 import { RolesGuard } from './roles.guard';
 import { ViewAsReadOnlyInterceptor } from './view-as-readonly.interceptor';
-import { SmsService } from '../common/sms.service';
 
 @Module({
   imports: [
@@ -37,7 +36,6 @@ import { SmsService } from '../common/sms.service';
     AuthService,
     JwtStrategy,
     RolesGuard,
-    SmsService,
     {
       provide: APP_INTERCEPTOR,
       useClass: ViewAsReadOnlyInterceptor,

apps/api/src/auth/auth.service.ts

@@ -22,7 +22,7 @@ import { Prisma } from '@prisma/client';
 /** Ensures Express.Multer.File augmentation is loaded for saveAvatar. */
 import type {} from 'multer';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import { LocalFileStorage } from '../storage/local-file.storage';
 import { MembershipsService } from '../memberships/memberships.service';
 import { BillingService } from '../billing/billing.service';
@@ -107,7 +107,7 @@ export class AuthService {
     private readonly prisma: PrismaService,
     private readonly jwt: JwtService,
     private readonly config: ConfigService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
     private readonly files: LocalFileStorage,
     private readonly memberships: MembershipsService,
     private readonly billing: BillingService,
@@ -174,7 +174,7 @@ export class AuthService {
     if (emailOtpEnabled && emailCode) {
       await this.dispatchEmailOtp(email, emailCode, returnOtp);
     }
-    await this.dispatchMobileOtp(mobile, mobileCode, returnOtp);
+    await this.dispatchMobileOtp(mobile, mobileCode, returnOtp, null);
 
     return {
       challengeId: challenge.id,
@@ -353,7 +353,7 @@ export class AuthService {
       },
     });
 
-    await this.dispatchMobileOtp(mobile, code, returnOtp);
+    await this.dispatchMobileOtp(mobile, code, returnOtp, user.organizationId);
 
     return {
       challengeId: challenge.id,
@@ -875,9 +875,10 @@ export class AuthService {
     mobile: string,
     code: string,
     returnOtp: boolean,
+    organizationId: string | null,
   ) {
-    if (this.sms.isConfigured()) {
-      const sent = await this.sms.sendOtpSms(mobile, code);
+    if (this.sms.isConfigured() || organizationId) {
+      const sent = await this.sms.sendOtp(organizationId, mobile, code);
       if (!sent && !returnOtp) {
         throw new BadRequestException(
           'ارسال پیامک ناموفق بود؛ کمی بعد دوباره تلاش کنید',

apps/api/src/automations/automations.module.ts

@@ -2,14 +2,13 @@ import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
 import { LoyaltyModule } from '../loyalty/loyalty.module';
 import { NotificationsModule } from '../notifications/notifications.module';
-import { SmsService } from '../common/sms.service';
 import { AutomationsController } from './automations.controller';
 import { AutomationsService } from './automations.service';
 
 @Module({
   imports: [AuthModule, NotificationsModule, LoyaltyModule],
   controllers: [AutomationsController],
-  providers: [AutomationsService, SmsService],
+  providers: [AutomationsService],
   exports: [AutomationsService],
 })
 export class AutomationsModule {}

apps/api/src/automations/automations.service.ts

@@ -32,7 +32,7 @@ import { Prisma } from '@prisma/client';
 import { PrismaService } from '../prisma/prisma.service';
 import { NotificationsService } from '../notifications/notifications.service';
 import { LoyaltyService } from '../loyalty/loyalty.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import {
   formatFormAnswers,
   pickRoundRobin,
@@ -79,7 +79,7 @@ export class AutomationsService {
     private readonly prisma: PrismaService,
     private readonly notifications: NotificationsService,
     private readonly loyalty: LoyaltyService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async list(organizationId: string): Promise<AutomationRuleDto[]> {
@@ -537,7 +537,11 @@ export class AutomationsService {
               select: { mobile: true, phone: true },
             })
           : null;
-        await this.sendAutomationSms(person?.mobile || person?.phone, smsText);
+        await this.sendAutomationSms(
+          ctx.organizationId,
+          person?.mobile || person?.phone,
+          smsText,
+        );
       }
       return;
     }
@@ -570,11 +574,12 @@ export class AutomationsService {
         },
         select: { mobile: true },
       });
-      await this.sendAutomationSms(user?.mobile, smsText);
+      await this.sendAutomationSms(ctx.organizationId, user?.mobile, smsText);
     }
   }
 
   private async sendAutomationSms(
+    organizationId: string,
     mobile: string | null | undefined,
     text: string,
   ) {
@@ -582,11 +587,12 @@ export class AutomationsService {
       this.logger.warn('Automation SMS skipped: no mobile');
       return;
     }
-    if (!this.sms.isConfigured()) {
-      this.logger.warn('Automation SMS skipped: SMS not configured');
-      return;
-    }
-    const result = await this.sms.sendSmsDetailed(mobile, text);
+    const result = await this.sms.send({
+      organizationId,
+      phone: mobile,
+      text,
+      source: 'automation',
+    });
     if (!result.ok) {
       this.logger.warn(`Automation SMS failed: ${result.reason ?? 'unknown'}`);
     }

apps/api/src/common/sms.service.ts

@@ -10,8 +10,19 @@ const SMS_0098_SOAP_URL = 'https://webservice.0098sms.com/service.asmx';
 
 export type SmsSendResult = {
   ok: boolean;
-  transport: 'trez' | 'soap' | 'link';
+  blocked?: boolean;
+  transport: 'trez' | 'soap' | 'link' | 'none';
   reason?: string;
+  parts?: number;
+  costRials?: number;
+};
+
+export type SmsTransportOverride = {
+  username: string;
+  password: string;
+  sender: string;
+  /** trez | 0098 — default 0098 for own panels */
+  provider?: 'trez' | '0098';
 };
 
 @Injectable()
@@ -50,17 +61,29 @@ export class SmsService {
     return result.ok;
   }
 
-  async sendSmsDetailed(phone: string, text: string): Promise<SmsSendResult> {
-    const username = this.config.get<string>('SMS_USERNAME');
-    const password = this.getPassword();
-    const sender = this.config.get<string>('SMS_SENDER');
+  buildOtpText(code: string): string {
+    const template =
+      this.config.get<string>('SMS_OTP_TEMPLATE')?.trim() ||
+      `کد ورود منتکت: {code}`;
+    return template.replace('{code}', code);
+  }
+
+  async sendSmsDetailed(
+    phone: string,
+    text: string,
+    override?: SmsTransportOverride,
+  ): Promise<SmsSendResult> {
+    const username = override?.username || this.config.get<string>('SMS_USERNAME');
+    const password = override?.password || this.getPassword();
+    const sender = override?.sender || this.config.get<string>('SMS_SENDER');
 
     if (!username || !password || !sender) {
-      return { ok: false, transport: 'trez', reason: 'SMS not configured' };
+      return { ok: false, transport: 'none', reason: 'SMS not configured' };
     }
 
     const to = this.normalizePhoneForSms(phone);
-    const provider = this.resolveProvider();
+    const provider =
+      override?.provider ?? this.resolveProvider();
 
     if (provider === 'trez') {
       return this.sendViaTrez(username, password, sender, to, text);

apps/api/src/contacts/contacts.module.ts

@@ -8,7 +8,6 @@ import { CompaniesService } from './companies.service';
 import { PeopleController } from './people.controller';
 import { PeopleService } from './people.service';
 import { ContactsExcelService } from './contacts-excel.service';
-import { SmsService } from '../common/sms.service';
 import { BehaviorModule } from '../behavior/behavior.module';
 
 @Module({
@@ -20,7 +19,7 @@ import { BehaviorModule } from '../behavior/behavior.module';
     BehaviorModule,
   ],
   controllers: [PeopleController, CompaniesController],
-  providers: [PeopleService, CompaniesService, ContactsExcelService, SmsService],
+  providers: [PeopleService, CompaniesService, ContactsExcelService],
   exports: [PeopleService, CompaniesService],
 })
 export class ContactsModule {}

apps/api/src/contacts/people.service.ts

@@ -41,7 +41,7 @@ import { MessageAutomationsService } from '../message-automations/message-automa
 import { WebhooksService } from '../public-api/webhooks.service';
 import { GamificationService } from '../gamification/gamification.service';
 import { parseBirthDate } from '../common/excel';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import { selectMonthBirthdays } from './birthday-month';
 import { renderSmsText } from '../common/sms-text';
 import { normalizeTags } from '../common/tags';
@@ -131,7 +131,7 @@ export class PeopleService implements OnModuleInit {
     private readonly messageAutomations: MessageAutomationsService,
     private readonly webhooks: WebhooksService,
     private readonly game: GamificationService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
     private readonly outboundSms: OutboundSmsLogService,
     private readonly behaviorAccess: BehaviorAccessService,
   ) {}
@@ -662,7 +662,12 @@ export class PeopleService implements OnModuleInit {
       company: person.company?.name ?? '',
     });
     if (!message) throw new BadRequestException('متن پیامک خالی است.');
-    const result = await this.sms.sendSmsDetailed(mobile, message);
+    const result = await this.sms.send({
+      organizationId: actor.organizationId,
+      phone: mobile,
+      text: message,
+      source: 'manual',
+    });
     await this.outboundSms.record({
       organizationId: actor.organizationId,
       personId: person.id,
@@ -675,9 +680,11 @@ export class PeopleService implements OnModuleInit {
     });
     if (!result.ok) {
       throw new ServiceUnavailableException(
-        result.reason === 'SMS not configured'
-          ? 'ارسال پیامک روی سرور فعال نیست.'
-          : 'پیامک ارسال نشد. کمی بعد دوباره تلاش کنید.',
+        result.blocked
+          ? 'ارسال پیامک به‌خاطر محدودیت اعتبار مسدود است.'
+          : result.reason === 'SMS not configured'
+            ? 'ارسال پیامک روی سرور فعال نیست.'
+            : 'پیامک ارسال نشد. کمی بعد دوباره تلاش کنید.',
       );
     }
     return { ok: true };
@@ -698,7 +705,12 @@ export class PeopleService implements OnModuleInit {
       company: person.company?.name ?? '',
     });
     if (!message) throw new BadRequestException('متن پیامک خالی است.');
-    const result = await this.sms.sendSmsDetailed(mobile, message);
+    const result = await this.sms.send({
+      organizationId: actor.organizationId,
+      phone: mobile,
+      text: message,
+      source: 'manual',
+    });
     await this.outboundSms.record({
       organizationId: actor.organizationId,
       personId: person.id,
@@ -711,9 +723,11 @@ export class PeopleService implements OnModuleInit {
     });
     if (!result.ok) {
       throw new ServiceUnavailableException(
-        result.reason === 'SMS not configured'
-          ? 'ارسال پیامک روی سرور فعال نیست.'
-          : 'پیامک ارسال نشد. کمی بعد دوباره تلاش کنید.',
+        result.blocked
+          ? 'ارسال پیامک به‌خاطر محدودیت اعتبار مسدود است.'
+          : result.reason === 'SMS not configured'
+            ? 'ارسال پیامک روی سرور فعال نیست.'
+            : 'پیامک ارسال نشد. کمی بعد دوباره تلاش کنید.',
       );
     }
     return { ok: true };

apps/api/src/finance/cheque-reminders.service.ts

@@ -2,7 +2,7 @@ import { Injectable, Logger } from '@nestjs/common';
 import { Cron } from '@nestjs/schedule';
 import { NotificationsService } from '../notifications/notifications.service';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import {
   CHEQUE_REMINDER_DAYS,
   isDueInDays,
@@ -18,7 +18,7 @@ export class ChequeRemindersService {
   constructor(
     private readonly prisma: PrismaService,
     private readonly notifications: NotificationsService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   @Cron('0 8 * * *', { timeZone: 'Asia/Tehran' })
@@ -134,20 +134,27 @@ export class ChequeRemindersService {
         dedupe: true,
       });
       if (user.mobile) {
-        await this.sms.sendSmsDetailed(user.mobile, staffText);
+        await this.sms.send({
+          organizationId: row.organizationId,
+          phone: user.mobile,
+          text: staffText,
+          source: 'cheque_reminder',
+        });
       }
     }
 
     if (incoming && row.person?.mobile) {
-      await this.sms.sendSmsDetailed(
-        row.person.mobile,
-        personIncomingSms({
+      await this.sms.send({
+        organizationId: row.organizationId,
+        phone: row.person.mobile,
+        text: personIncomingSms({
           number: row.number,
           amount,
           currency: row.currency,
           dueDate: row.dueDate,
         }),
-      );
+        source: 'cheque_reminder',
+      });
     }
   }
 }

apps/api/src/finance/finance.module.ts

@@ -2,7 +2,6 @@ import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
 import { TreasuryModule } from '../treasury/treasury.module';
 import { NotificationsModule } from '../notifications/notifications.module';
-import { SmsService } from '../common/sms.service';
 import { ChequesService } from './cheques.service';
 import { ChequeRemindersService } from './cheque-reminders.service';
 import { CommissionsService } from './commissions.service';
@@ -11,7 +10,7 @@ import { FinanceController } from './finance.controller';
 @Module({
   imports: [AuthModule, NotificationsModule, TreasuryModule],
   controllers: [FinanceController],
-  providers: [ChequesService, ChequeRemindersService, CommissionsService, SmsService],
+  providers: [ChequesService, ChequeRemindersService, CommissionsService],
   exports: [ChequesService, CommissionsService],
 })
 export class FinanceModule {}

apps/api/src/leads/leads.module.ts

@@ -5,12 +5,11 @@ import { LeadStagesService } from './lead-stages.service';
 import { LeadsController } from './leads.controller';
 import { LeadsImportService } from './leads-import.service';
 import { LeadsService } from './leads.service';
-import { SmsService } from '../common/sms.service';
 
 @Module({
   imports: [AuthModule, BillingModule],
   controllers: [LeadsController],
-  providers: [LeadsService, LeadStagesService, LeadsImportService, SmsService],
+  providers: [LeadsService, LeadStagesService, LeadsImportService],
   exports: [LeadsService, LeadStagesService],
 })
 export class LeadsModule {}

apps/api/src/leads/leads.service.ts

@@ -21,7 +21,7 @@ import type {
 } from '@mento/shared';
 import { FILTERED_IDS_MAX } from '@mento/shared';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import { renderSmsText } from '../common/sms-text';
 import { OutboundSmsLogService } from '../outbound-sms/outbound-sms-log.service';
 import {
@@ -87,7 +87,7 @@ export class LeadsService {
     private readonly stages: LeadStagesService,
     private readonly files: LocalFileStorage,
     private readonly game: GamificationService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
     private readonly outboundSms: OutboundSmsLogService,
   ) {}
 
@@ -1291,7 +1291,12 @@ export class LeadsService {
       company: lead.contactName ? lead.title : '',
     });
     if (!message) throw new BadRequestException('متن پیامک خالی است.');
-    const result = await this.sms.sendSmsDetailed(mobile, message);
+    const result = await this.sms.send({
+      organizationId: actor.organizationId,
+      phone: mobile,
+      text: message,
+      source: 'manual',
+    });
     await this.outboundSms.record({
       organizationId: actor.organizationId,
       leadId: id,
@@ -1304,9 +1309,11 @@ export class LeadsService {
     });
     if (!result.ok) {
       throw new ServiceUnavailableException(
-        result.reason === 'SMS not configured'
-          ? 'ارسال پیامک روی سرور فعال نیست.'
-          : 'پیامک ارسال نشد. کمی بعد دوباره تلاش کنید.',
+        result.blocked
+          ? 'ارسال پیامک به‌خاطر محدودیت اعتبار مسدود است.'
+          : result.reason === 'SMS not configured'
+            ? 'ارسال پیامک روی سرور فعال نیست.'
+            : 'پیامک ارسال نشد. کمی بعد دوباره تلاش کنید.',
       );
     }
     await this.addEvent(actor, id, 'note', 'پیامک ارسال شد', message);

apps/api/src/loyalty/loyalty.module.ts

@@ -1,13 +1,12 @@
 import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
-import { SmsService } from '../common/sms.service';
 import { LoyaltyController } from './loyalty.controller';
 import { LoyaltyService } from './loyalty.service';
 
 @Module({
   imports: [AuthModule],
   controllers: [LoyaltyController],
-  providers: [LoyaltyService, SmsService],
+  providers: [LoyaltyService],
   exports: [LoyaltyService],
 })
 export class LoyaltyModule {}

apps/api/src/loyalty/loyalty.service.ts

@@ -22,7 +22,7 @@ import { Prisma } from '@prisma/client';
 import { PrismaService } from '../prisma/prisma.service';
 import { buildSearchWhere, ci } from '../common/search';
 import { type Actor, ownerWhere } from '../common/record-scope';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 
 const DEFAULT_TIERS = [
   { name: 'برنزی', minPoints: 0, color: '#c9843a' },
@@ -57,7 +57,7 @@ const DAY_MS = 86_400_000;
 export class LoyaltyService {
   constructor(
     private readonly prisma: PrismaService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async ensureDefaults(organizationId: string): Promise<void> {
@@ -447,10 +447,12 @@ export class LoyaltyService {
     const settings = await this.ensureSettings(actor.organizationId);
     if (settings.notifyOnAdjust && updated.mobile) {
       const sign = delta > 0 ? '+' : '';
-      void this.sms.sendSmsDetailed(
-        updated.mobile,
-        `باشگاه مشتریان: ${sign}${Math.trunc(delta)} امتیاز. موجودی: ${updated.loyaltyPoints}`,
-      );
+      void this.sms.send({
+        organizationId: actor.organizationId,
+        phone: updated.mobile,
+        text: `باشگاه مشتریان: ${sign}${Math.trunc(delta)} امتیاز. موجودی: ${updated.loyaltyPoints}`,
+        source: 'loyalty',
+      });
     }
     return updated;
   }
@@ -504,7 +506,12 @@ export class LoyaltyService {
         skipped += 1;
         continue;
       }
-      const result = await this.sms.sendSmsDetailed(p.mobile, body);
+      const result = await this.sms.send({
+        organizationId: actor.organizationId,
+        phone: p.mobile,
+        text: body,
+        source: 'loyalty',
+      });
       if (result.ok) sent += 1;
       else failed += 1;
     }

apps/api/src/message-automations/message-automations.module.ts

@@ -1,14 +1,13 @@
 import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
 import { NotificationsModule } from '../notifications/notifications.module';
-import { SmsService } from '../common/sms.service';
 import { MessageAutomationsController } from './message-automations.controller';
 import { MessageAutomationsService } from './message-automations.service';
 
 @Module({
   imports: [AuthModule, NotificationsModule],
   controllers: [MessageAutomationsController],
-  providers: [MessageAutomationsService, SmsService],
+  providers: [MessageAutomationsService],
   exports: [MessageAutomationsService],
 })
 export class MessageAutomationsModule {}

apps/api/src/message-automations/message-automations.service.ts

@@ -13,7 +13,7 @@ import type {
 import { Prisma } from '@prisma/client';
 import { PrismaService } from '../prisma/prisma.service';
 import { NotificationsService } from '../notifications/notifications.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import { dateToJalali, jalaliMonthName } from '../common/jalali';
 import { OutboundSmsLogService } from '../outbound-sms/outbound-sms-log.service';
 import {
@@ -47,7 +47,7 @@ export class MessageAutomationsService {
   constructor(
     private readonly prisma: PrismaService,
     private readonly notifications: NotificationsService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
     private readonly outboundSms: OutboundSmsLogService,
   ) {}
 
@@ -397,7 +397,10 @@ export class MessageAutomationsService {
           },
           select: { mobile: true },
         });
-        await this.sendSms(user?.mobile, smsText);
+        await this.sendSms(user?.mobile, smsText, {
+          organizationId: job.organizationId,
+          ruleId: job.ruleId || job.rule.id || '',
+        });
       }
     }
 
@@ -413,7 +416,7 @@ export class MessageAutomationsService {
   private async sendSms(
     mobile: string | null | undefined,
     text: string,
-    log?: {
+    log: {
       organizationId: string;
       personId?: string | null;
       ruleId: string;
@@ -423,12 +426,13 @@ export class MessageAutomationsService {
       this.logger.warn('Message automation SMS skipped: no mobile');
       return;
     }
-    if (!this.sms.isConfigured()) {
-      this.logger.warn('Message automation SMS skipped: SMS not configured');
-      return;
-    }
-    const result = await this.sms.sendSmsDetailed(mobile, text);
-    if (log?.personId) {
+    const result = await this.sms.send({
+      organizationId: log.organizationId,
+      phone: mobile,
+      text,
+      source: 'automation',
+    });
+    if (log.personId) {
       await this.outboundSms.record({
         organizationId: log.organizationId,
         personId: log.personId,

apps/api/src/notifications/notifications.module.ts

@@ -1,11 +1,10 @@
 import { Module } from '@nestjs/common';
 import { NotificationsController } from './notifications.controller';
 import { NotificationsService } from './notifications.service';
-import { SmsService } from '../common/sms.service';
 
 @Module({
   controllers: [NotificationsController],
-  providers: [NotificationsService, SmsService],
+  providers: [NotificationsService],
   exports: [NotificationsService],
 })
 export class NotificationsModule {}

apps/api/src/notifications/notifications.service.ts

@@ -3,7 +3,7 @@ import { Cron } from '@nestjs/schedule';
 import { brand } from '@mento/shared';
 import type { NotificationDto, NotificationsListDto } from '@mento/shared';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 
 /** یادآورهایی که بیش از این دیرتر پردازش شوند (مثلاً قطعی سرور) فقط اعلان می‌گیرند، نه پیامک. */
 const REMINDER_SMS_MAX_DELAY_MS = 6 * 60 * 60 * 1000;
@@ -41,7 +41,7 @@ export class NotificationsService {
 
   constructor(
     private readonly prisma: PrismaService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async list(
@@ -249,7 +249,7 @@ export class NotificationsService {
           });
         }
         if (activity.reminderNotifySms && !stale) {
-          await this.sendActivityReminderSms(mobile, {
+          await this.sendActivityReminderSms(activity.organizationId, mobile, {
             title: activity.title,
             related,
             relatedMobile: activity.person?.mobile ?? null,
@@ -295,6 +295,7 @@ export class NotificationsService {
   }
 
   private async sendActivityReminderSms(
+    organizationId: string,
     mobile: string | null | undefined,
     info: { title: string; related: string; relatedMobile: string | null; dueAt: Date | null },
   ) {
@@ -302,10 +303,6 @@ export class NotificationsService {
       this.logger.warn('Activity reminder SMS skipped: assignee has no mobile');
       return;
     }
-    if (!this.sms.isConfigured()) {
-      this.logger.warn('Activity reminder SMS skipped: SMS not configured');
-      return;
-    }
     const lines = [`${brand.reminderPrefixFa} ${info.title}`];
     if (info.related) {
       lines.push(
@@ -314,7 +311,12 @@ export class NotificationsService {
     }
     if (info.dueAt) lines.push(`زمان: ${formatTehranDateTime(info.dueAt)}`);
     const text = lines.join('\n').slice(0, 300);
-    const result = await this.sms.sendSmsDetailed(mobile, text);
+    const result = await this.sms.send({
+      organizationId,
+      phone: mobile,
+      text,
+      source: 'activity_reminder',
+    });
     if (!result.ok) {
       this.logger.warn(`Activity reminder SMS failed: ${result.reason ?? 'unknown'}`);
     }

apps/api/src/portal/portal.module.ts

@@ -1,6 +1,5 @@
 import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
-import { SmsService } from '../common/sms.service';
 import { PortalController } from './portal.controller';
 import { PortalService } from './portal.service';
 import { PortalAuthGuard } from './portal-auth';
@@ -8,6 +7,6 @@ import { PortalAuthGuard } from './portal-auth';
 @Module({
   imports: [AuthModule],
   controllers: [PortalController],
-  providers: [PortalService, PortalAuthGuard, SmsService],
+  providers: [PortalService, PortalAuthGuard],
 })
 export class PortalModule {}

apps/api/src/portal/portal.service.ts

@@ -19,7 +19,7 @@ import type {
 } from '@mento/shared';
 import { TICKET_SLA_HOURS } from '@mento/shared';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import type { PortalActor } from './portal-auth';
 
 const OTP_TTL_SECONDS = 5 * 60;
@@ -31,7 +31,7 @@ export class PortalService {
     private readonly prisma: PrismaService,
     private readonly jwt: JwtService,
     private readonly config: ConfigService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async getOrgInfo(slug: string): Promise<PortalOrgInfoDto> {
@@ -99,16 +99,13 @@ export class PortalService {
       (this.config.get<string>('NODE_ENV') !== 'production' &&
         this.config.get<string>('PORTAL_SHOW_OTP') !== 'false');
 
-    if (this.sms.isConfigured()) {
-      const sent = await this.sms.sendOtpSms(mobile, code);
-      if (!sent && !returnOtp) {
-        throw new BadRequestException(
-          'ارسال پیامک ناموفق بود؛ کمی بعد دوباره تلاش کنید',
-        );
-      }
-    } else if (!returnOtp) {
-      throw new BadRequestException('سامانه پیامک پیکربندی نشده است');
-    } else {
+    const sent = await this.sms.sendOtp(org.id, mobile, code);
+    if (!sent && !returnOtp) {
+      throw new BadRequestException(
+        'ارسال پیامک ناموفق بود؛ کمی بعد دوباره تلاش کنید',
+      );
+    }
+    if (!sent) {
       // eslint-disable-next-line no-console
       console.log(`[portal-otp] ${org.slug} ${mobile} => ${code}`);
     }

apps/api/src/sms-billing/dto.ts

@@ -0,0 +1,111 @@
+import {
+  IsBoolean,
+  IsIn,
+  IsInt,
+  IsOptional,
+  IsString,
+  MaxLength,
+  Min,
+  ValidateIf,
+} from 'class-validator';
+import { Transform, Type } from 'class-transformer';
+
+export class PlatformSmsChargeDto {
+  @Type(() => Number)
+  @IsInt()
+  amountRials!: number;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(500)
+  note?: string;
+}
+
+export class PlatformSmsUpdateAccountDto {
+  @IsOptional()
+  @Type(() => Number)
+  @IsInt()
+  @Min(0)
+  pricePerPartRials?: number;
+
+  @IsOptional()
+  @IsBoolean()
+  isBlocked?: boolean;
+
+  /** null = غیرفعال کردن آستانه خودکار */
+  @IsOptional()
+  @Transform(({ value }) =>
+    value === null || value === '' || value === undefined ? null : Number(value),
+  )
+  @ValidateIf((_, v) => v !== null && v !== undefined)
+  @IsInt()
+  autoBlockBelowRials?: number | null;
+
+  @IsOptional()
+  @Type(() => Number)
+  @IsInt()
+  @Min(0)
+  alertCriticalRials?: number;
+
+  @IsOptional()
+  @Type(() => Number)
+  @IsInt()
+  @Min(0)
+  alertWarningRials?: number;
+
+  @IsOptional()
+  @IsIn(['platform', 'own'])
+  panelMode?: 'platform' | 'own';
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(32)
+  ownPanelType?: string;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(120)
+  ownPanelUsername?: string | null;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(120)
+  ownPanelPassword?: string | null;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(32)
+  ownPanelFrom?: string | null;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(64)
+  chargeCard?: string | null;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(64)
+  chargeIban?: string | null;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(120)
+  chargeHolder?: string | null;
+
+  @IsOptional()
+  @IsString()
+  @MaxLength(2000)
+  chargeInstruction?: string | null;
+}
+
+export class PlatformSmsBlockDto {
+  @IsBoolean()
+  isBlocked!: boolean;
+}
+
+export class PlatformSmsPriceDto {
+  @Type(() => Number)
+  @IsInt()
+  @Min(0)
+  pricePerPartRials!: number;
+}

apps/api/src/sms-billing/org-sms.controller.ts

@@ -0,0 +1,27 @@
+import { Controller, Get, UseGuards } from '@nestjs/common';
+import { JwtAuthGuard } from '../auth/jwt-auth.guard';
+import { CurrentUser } from '../auth/current-user.decorator';
+import { SmsWalletService } from './sms-wallet.service';
+
+@Controller('sms-wallet')
+@UseGuards(JwtAuthGuard)
+export class OrgSmsController {
+  constructor(private readonly wallet: SmsWalletService) {}
+
+  /** خلاصه برای نشان اعتبار در هدر CRM */
+  @Get('summary')
+  async summary(@CurrentUser() user: { organizationId: string }) {
+    const account = await this.wallet.ensureAccount(user.organizationId);
+    const billingEnabled = this.wallet.isBillingEnabled(account);
+    return {
+      billingEnabled,
+      balanceRials: account.balanceRials,
+      pricePerPartRials: account.pricePerPartRials,
+      isBlocked: account.isBlocked,
+      autoBlocked: this.wallet.isAutoBlocked(account),
+      balanceLevel: this.wallet.balanceLevel(account),
+      panelMode: account.panelMode,
+      chargeInfo: billingEnabled ? this.wallet.chargeInfoOf(account) : null,
+    };
+  }
+}

apps/api/src/sms-billing/platform-sms.controller.ts

@@ -0,0 +1,83 @@
+import {
+  Body,
+  Controller,
+  Get,
+  Param,
+  Patch,
+  Post,
+  Put,
+  Query,
+  UseGuards,
+} from '@nestjs/common';
+import { CurrentUser } from '../auth/current-user.decorator';
+import { PlatformAuthGuard } from '../platform/platform-auth.guard';
+import type { PlatformActor } from '../platform/platform-jwt.strategy';
+import {
+  PlatformSmsBlockDto,
+  PlatformSmsChargeDto,
+  PlatformSmsPriceDto,
+  PlatformSmsUpdateAccountDto,
+} from './dto';
+import { SmsWalletService } from './sms-wallet.service';
+
+@Controller('platform/sms')
+@UseGuards(PlatformAuthGuard)
+export class PlatformSmsController {
+  constructor(private readonly wallet: SmsWalletService) {}
+
+  @Get('tenants')
+  listTenants(@Query('q') q?: string) {
+    return this.wallet.listTenantSummaries(q);
+  }
+
+  @Get('organizations/:organizationId')
+  overview(@Param('organizationId') organizationId: string) {
+    return this.wallet.getOverview(organizationId);
+  }
+
+  @Post('organizations/:organizationId/charge')
+  charge(
+    @Param('organizationId') organizationId: string,
+    @Body() dto: PlatformSmsChargeDto,
+    @CurrentUser() actor: PlatformActor,
+  ) {
+    return this.wallet
+      .charge(organizationId, dto.amountRials, actor.platformAdminId, dto.note)
+      .then((account) => this.wallet.getOverview(organizationId).then((o) => ({
+        ...o,
+        account: this.wallet.publicAccount(account),
+      })));
+  }
+
+  @Put('organizations/:organizationId/price')
+  updatePrice(
+    @Param('organizationId') organizationId: string,
+    @Body() dto: PlatformSmsPriceDto,
+  ) {
+    return this.wallet
+      .updateAccount(organizationId, {
+        pricePerPartRials: dto.pricePerPartRials,
+      })
+      .then(() => this.wallet.getOverview(organizationId));
+  }
+
+  @Put('organizations/:organizationId/block')
+  setBlocked(
+    @Param('organizationId') organizationId: string,
+    @Body() dto: PlatformSmsBlockDto,
+  ) {
+    return this.wallet
+      .updateAccount(organizationId, { isBlocked: dto.isBlocked })
+      .then(() => this.wallet.getOverview(organizationId));
+  }
+
+  @Patch('organizations/:organizationId')
+  updateAccount(
+    @Param('organizationId') organizationId: string,
+    @Body() dto: PlatformSmsUpdateAccountDto,
+  ) {
+    return this.wallet
+      .updateAccount(organizationId, dto)
+      .then(() => this.wallet.getOverview(organizationId));
+  }
+}

apps/api/src/sms-billing/sms-billing.module.ts

@@ -0,0 +1,14 @@
+import { Global, Module } from '@nestjs/common';
+import { SmsService } from '../common/sms.service';
+import { OrgSmsController } from './org-sms.controller';
+import { PlatformSmsController } from './platform-sms.controller';
+import { SmsGatewayService } from './sms-gateway.service';
+import { SmsWalletService } from './sms-wallet.service';
+
+@Global()
+@Module({
+  controllers: [PlatformSmsController, OrgSmsController],
+  providers: [SmsService, SmsWalletService, SmsGatewayService],
+  exports: [SmsService, SmsWalletService, SmsGatewayService],
+})
+export class SmsBillingModule {}

apps/api/src/sms-billing/sms-gateway.service.ts

@@ -0,0 +1,145 @@
+import { Injectable, Logger } from '@nestjs/common';
+import {
+  SmsService,
+  type SmsSendResult,
+  type SmsTransportOverride,
+} from '../common/sms.service';
+import { countSmsParts } from './sms-segment.util';
+import { SmsWalletService } from './sms-wallet.service';
+
+export type SmsGatewaySendInput = {
+  /** اگر نباشد (مثلاً ثبت‌نام قبل از ساخت محیط) فقط ارسال پلتفرم بدون کسر */
+  organizationId?: string | null;
+  phone: string;
+  text: string;
+  source?: string | null;
+  isAlert?: boolean;
+};
+
+@Injectable()
+export class SmsGatewayService {
+  private readonly logger = new Logger(SmsGatewayService.name);
+
+  constructor(
+    private readonly transport: SmsService,
+    private readonly wallet: SmsWalletService,
+  ) {}
+
+  isConfigured(): boolean {
+    return this.transport.isConfigured();
+  }
+
+  normalizePhoneForSms(mobile: string): string {
+    return this.transport.normalizePhoneForSms(mobile);
+  }
+
+  async sendOtp(
+    organizationId: string | null | undefined,
+    mobile: string,
+    code: string,
+  ): Promise<boolean> {
+    const text = this.transport.buildOtpText(code);
+    const result = await this.send({
+      organizationId,
+      phone: mobile,
+      text,
+      source: 'otp',
+    });
+    return result.ok;
+  }
+
+  async send(input: SmsGatewaySendInput): Promise<SmsSendResult> {
+    const text = String(input.text ?? '').trim();
+    if (!text) {
+      return { ok: false, transport: 'none', reason: 'empty body' };
+    }
+
+    const partsEstimate = Math.max(1, countSmsParts(text));
+    let override: SmsTransportOverride | undefined;
+    let billable = false;
+    let providerLabel = 'platform';
+
+    if (input.organizationId) {
+      const account = await this.wallet.ensureAccount(input.organizationId);
+      const billingEnabled = this.wallet.isBillingEnabled(account);
+
+      if (billingEnabled) {
+        if (!this.wallet.canSend(account, Boolean(input.isAlert))) {
+          return {
+            ok: false,
+            blocked: true,
+            transport: 'none',
+            reason: account.isBlocked ? 'blocked' : 'auto_blocked',
+            parts: partsEstimate,
+          };
+        }
+        billable = true;
+      } else {
+        // پنل اختصاصی مشتری: بدون کسر/لاگ کیف
+        const user = account.ownPanelUsername?.trim();
+        const pass = account.ownPanelPassword?.trim();
+        const from = account.ownPanelFrom?.trim();
+        if (!user || !pass || !from) {
+          return {
+            ok: false,
+            transport: 'none',
+            reason: 'own SMS panel not configured',
+          };
+        }
+        const type = (account.ownPanelType || '0098').toLowerCase();
+        override = {
+          username: user,
+          password: pass,
+          sender: from,
+          provider: type === 'trez' ? 'trez' : '0098',
+        };
+        providerLabel = `own:${type || '0098'}`;
+      }
+    }
+
+    if (!override && !this.transport.isConfigured()) {
+      return { ok: false, transport: 'none', reason: 'SMS not configured' };
+    }
+
+    const result = await this.transport.sendSmsDetailed(
+      input.phone,
+      text,
+      override,
+    );
+
+    if (!result.ok) {
+      return result;
+    }
+
+    const parts = Math.max(1, countSmsParts(text));
+    const to = this.transport.normalizePhoneForSms(input.phone);
+
+    if (billable && input.organizationId) {
+      try {
+        const debit = await this.wallet.debitSuccessfulSms({
+          organizationId: input.organizationId,
+          receiver: to,
+          body: text,
+          parts,
+          provider: result.transport || providerLabel,
+          source: input.source,
+          isAlert: input.isAlert,
+        });
+        return {
+          ...result,
+          parts,
+          costRials: debit.costRials,
+        };
+      } catch (e) {
+        this.logger.error(
+          `SMS debit failed after send org=${input.organizationId}: ${
+            e instanceof Error ? e.message : String(e)
+          }`,
+        );
+        return { ...result, parts };
+      }
+    }
+
+    return { ...result, parts, costRials: 0 };
+  }
+}

apps/api/src/sms-billing/sms-segment.util.ts

@@ -0,0 +1,14 @@
+/** Persian SMS parts (same rules as Hamkar SmsSegmentCalculator). */
+const PERSIAN_LIMITS = [70, 64, 67] as const;
+
+export function countSmsParts(text: string): number {
+  const length = [...String(text ?? '').trim()].length;
+  if (length <= 0) return 0;
+
+  const [first, second, rest] = PERSIAN_LIMITS;
+  if (length <= first) return 1;
+  if (length <= first + second) return 2;
+  const thirdThreshold = first + second + rest;
+  if (length <= thirdThreshold) return 3;
+  return 3 + Math.ceil((length - thirdThreshold) / rest);
+}

apps/api/src/sms-billing/sms-wallet.service.ts

@@ -0,0 +1,424 @@
+import { BadRequestException, Injectable } from '@nestjs/common';
+import type { SmsAccount } from '@prisma/client';
+import { PrismaService } from '../prisma/prisma.service';
+import { countSmsParts } from './sms-segment.util';
+
+export type SmsBalanceLevel = 'healthy' | 'warning' | 'critical' | 'unknown';
+
+const DEFAULT_CHARGE_INSTRUCTION =
+  'لطفا مبلغ مورد نظر خود جهت شارژ سامانه پیامکی را به شماره کارت یا حساب زیر واریز نمایید و تصویر فیش پرداختی را برای پشتیبانی بفرستید.';
+
+@Injectable()
+export class SmsWalletService {
+  constructor(private readonly prisma: PrismaService) {}
+
+  async ensureAccount(organizationId: string): Promise<SmsAccount> {
+    return this.prisma.smsAccount.upsert({
+      where: { organizationId },
+      create: { organizationId },
+      update: {},
+    });
+  }
+
+  isBillingEnabled(account: SmsAccount): boolean {
+    return (account.panelMode ?? 'platform') !== 'own';
+  }
+
+  isAutoBlocked(account: SmsAccount): boolean {
+    return (
+      account.autoBlockBelowRials != null &&
+      account.balanceRials < account.autoBlockBelowRials
+    );
+  }
+
+  canSend(account: SmsAccount, isAlert = false): boolean {
+    if (!this.isBillingEnabled(account)) return true;
+    if (isAlert) return true;
+    if (account.isBlocked) return false;
+    if (this.isAutoBlocked(account)) return false;
+    return true;
+  }
+
+  balanceLevel(account: SmsAccount): SmsBalanceLevel {
+    if (!this.isBillingEnabled(account)) return 'unknown';
+    const bal = account.balanceRials;
+    if (bal <= account.alertCriticalRials) return 'critical';
+    if (bal <= account.alertWarningRials) return 'warning';
+    return 'healthy';
+  }
+
+  estimateCost(account: SmsAccount, text: string): { parts: number; costRials: number } {
+    const parts = Math.max(1, countSmsParts(text));
+    return { parts, costRials: parts * account.pricePerPartRials };
+  }
+
+  chargeInfoOf(account: SmsAccount) {
+    return {
+      card: account.chargeCard?.trim() || '',
+      iban: account.chargeIban?.trim() || '',
+      accountHolder: account.chargeHolder?.trim() || '',
+      instruction:
+        account.chargeInstruction?.trim() || DEFAULT_CHARGE_INSTRUCTION,
+    };
+  }
+
+  async status(organizationId: string, parts = 1, isAlert = false) {
+    const account = await this.ensureAccount(organizationId);
+    const safeParts = Math.max(1, Math.min(50, Math.floor(parts) || 1));
+    const estimatedCostRials = safeParts * account.pricePerPartRials;
+    const billingEnabled = this.isBillingEnabled(account);
+
+    let reason: string | null = null;
+    let allowed = true;
+
+    if (billingEnabled) {
+      if (account.isBlocked && !isAlert) {
+        allowed = false;
+        reason = 'blocked';
+      } else if (this.isAutoBlocked(account) && !isAlert) {
+        allowed = false;
+        reason = 'auto_blocked';
+      } else if (!isAlert && account.balanceRials < estimatedCostRials) {
+        reason = 'insufficient_balance';
+      }
+    }
+
+    return {
+      billingEnabled,
+      allowed,
+      blocked: billingEnabled && (account.isBlocked || this.isAutoBlocked(account)),
+      reason,
+      balanceRials: account.balanceRials,
+      pricePerPartRials: account.pricePerPartRials,
+      autoBlockBelowRials: account.autoBlockBelowRials,
+      panelMode: account.panelMode,
+      parts: safeParts,
+      estimatedCostRials,
+      balanceLevel: this.balanceLevel(account),
+      isBlocked: account.isBlocked,
+    };
+  }
+
+  async charge(
+    organizationId: string,
+    amountRials: number,
+    createdById?: string | null,
+    note?: string | null,
+  ) {
+    if (!Number.isFinite(amountRials) || amountRials === 0) {
+      throw new BadRequestException('مبلغ شارژ نامعتبر است');
+    }
+
+    return this.prisma.$transaction(async (tx) => {
+      const account = await tx.smsAccount.upsert({
+        where: { organizationId },
+        create: { organizationId },
+        update: {},
+      });
+      const next = account.balanceRials + Math.trunc(amountRials);
+      const updated = await tx.smsAccount.update({
+        where: { id: account.id },
+        data: {
+          balanceRials: next,
+          ...(next > 0 ? { alertDaysSent: 0, lastAlertDate: null } : {}),
+        },
+      });
+      await tx.smsLedger.create({
+        data: {
+          smsAccountId: account.id,
+          type: 'charge',
+          amountRials: Math.trunc(amountRials),
+          balanceAfterRials: next,
+          note: note?.trim() || null,
+          createdById: createdById ?? null,
+        },
+      });
+      return updated;
+    });
+  }
+
+  async debitSuccessfulSms(input: {
+    organizationId: string;
+    receiver: string;
+    body: string;
+    parts: number;
+    provider: string;
+    source?: string | null;
+    isAlert?: boolean;
+  }) {
+    const parts = Math.max(1, input.parts);
+    return this.prisma.$transaction(async (tx) => {
+      const account = await tx.smsAccount.findUnique({
+        where: { organizationId: input.organizationId },
+      });
+      if (!account) {
+        throw new BadRequestException('حساب پیامک یافت نشد');
+      }
+      if (!this.isBillingEnabled(account)) {
+        return { account, costRials: 0, logId: null as string | null };
+      }
+
+      const costRials = parts * account.pricePerPartRials;
+      const next = account.balanceRials - costRials;
+      const updated = await tx.smsAccount.update({
+        where: { id: account.id },
+        data: { balanceRials: next },
+      });
+
+      const log = await tx.smsBillingSendLog.create({
+        data: {
+          smsAccountId: account.id,
+          receiver: input.receiver.slice(0, 32),
+          body: input.body.slice(0, 2000),
+          parts,
+          pricePerPartRials: account.pricePerPartRials,
+          totalAmountRials: costRials,
+          provider: input.provider.slice(0, 64),
+          source: input.source?.slice(0, 64) ?? null,
+          isAlert: Boolean(input.isAlert),
+        },
+      });
+
+      await tx.smsLedger.create({
+        data: {
+          smsAccountId: account.id,
+          type: input.isAlert ? 'alert_debit' : 'debit',
+          amountRials: -costRials,
+          balanceAfterRials: next,
+          parts,
+          pricePerPartRials: account.pricePerPartRials,
+          smsSendLogId: log.id,
+          note: input.isAlert
+            ? 'هشدار موجودی پیامک'
+            : input.source
+              ? `مصرف ارسال (${input.source})`
+              : 'مصرف ارسال',
+        },
+      });
+
+      return { account: updated, costRials, logId: log.id };
+    });
+  }
+
+  async listTenantSummaries(q?: string) {
+    const term = q?.trim();
+    const orgs = await this.prisma.organization.findMany({
+      where: term
+        ? {
+            OR: [
+              { name: { contains: term, mode: 'insensitive' } },
+              { slug: { contains: term, mode: 'insensitive' } },
+            ],
+          }
+        : undefined,
+      orderBy: { name: 'asc' },
+      take: 500,
+      include: { smsAccount: true },
+    });
+
+    const rows = await Promise.all(
+      orgs.map(async (org) => {
+        const account = org.smsAccount ?? (await this.ensureAccount(org.id));
+        return {
+          id: org.id,
+          name: org.name,
+          slug: org.slug,
+          isActive: org.isActive,
+          isBlocked: account.isBlocked,
+          panelMode: account.panelMode,
+          sms: {
+            balanceRials: account.balanceRials,
+            pricePerPartRials: account.pricePerPartRials,
+            autoBlockBelowRials: account.autoBlockBelowRials,
+            balanceLevel: this.balanceLevel(account),
+            billingEnabled: this.isBillingEnabled(account),
+          },
+        };
+      }),
+    );
+    return rows;
+  }
+
+  async getOverview(organizationId: string) {
+    const account = await this.ensureAccount(organizationId);
+    const org = await this.prisma.organization.findUniqueOrThrow({
+      where: { id: organizationId },
+      select: { id: true, name: true, slug: true, isActive: true },
+    });
+
+    const now = new Date();
+    const startOfDay = new Date(now);
+    startOfDay.setHours(0, 0, 0, 0);
+    const startOfMonth = new Date(now.getFullYear(), now.getMonth(), 1);
+
+    const [todayAgg, monthAgg, recentLedgers, recentLogs] = await Promise.all([
+      this.prisma.smsBillingSendLog.aggregate({
+        where: {
+          smsAccountId: account.id,
+          createdAt: { gte: startOfDay },
+          isAlert: false,
+        },
+        _count: { _all: true },
+        _sum: { parts: true, totalAmountRials: true },
+      }),
+      this.prisma.smsBillingSendLog.aggregate({
+        where: {
+          smsAccountId: account.id,
+          createdAt: { gte: startOfMonth },
+          isAlert: false,
+        },
+        _count: { _all: true },
+        _sum: { parts: true, totalAmountRials: true },
+      }),
+      this.prisma.smsLedger.findMany({
+        where: { smsAccountId: account.id },
+        orderBy: { createdAt: 'desc' },
+        take: 30,
+      }),
+      this.prisma.smsBillingSendLog.findMany({
+        where: { smsAccountId: account.id },
+        orderBy: { createdAt: 'desc' },
+        take: 30,
+      }),
+    ]);
+
+    return {
+      organization: org,
+      account: this.publicAccount(account),
+      chargeInfo: this.chargeInfoOf(account),
+      today: {
+        messages: todayAgg._count._all,
+        parts: todayAgg._sum.parts ?? 0,
+        amountRials: todayAgg._sum.totalAmountRials ?? 0,
+      },
+      month: {
+        messages: monthAgg._count._all,
+        parts: monthAgg._sum.parts ?? 0,
+        amountRials: monthAgg._sum.totalAmountRials ?? 0,
+      },
+      ledgers: recentLedgers.map((l) => ({
+        id: l.id,
+        type: l.type,
+        amountRials: l.amountRials,
+        balanceAfterRials: l.balanceAfterRials,
+        parts: l.parts,
+        note: l.note,
+        createdAt: l.createdAt.toISOString(),
+      })),
+      sendLogs: recentLogs.map((l) => ({
+        id: l.id,
+        receiver: l.receiver,
+        body: l.body,
+        parts: l.parts,
+        totalAmountRials: l.totalAmountRials,
+        provider: l.provider,
+        source: l.source,
+        isAlert: l.isAlert,
+        createdAt: l.createdAt.toISOString(),
+      })),
+    };
+  }
+
+  publicAccount(account: SmsAccount) {
+    return {
+      id: account.id,
+      organizationId: account.organizationId,
+      balanceRials: account.balanceRials,
+      pricePerPartRials: account.pricePerPartRials,
+      isBlocked: account.isBlocked,
+      autoBlockBelowRials: account.autoBlockBelowRials,
+      alertCriticalRials: account.alertCriticalRials,
+      alertWarningRials: account.alertWarningRials,
+      panelMode: account.panelMode as 'platform' | 'own',
+      ownPanelType: account.ownPanelType,
+      ownPanelUsername: account.ownPanelUsername,
+      ownPanelFrom: account.ownPanelFrom,
+      hasOwnPanelPassword: Boolean(account.ownPanelPassword),
+      balanceLevel: this.balanceLevel(account),
+      billingEnabled: this.isBillingEnabled(account),
+    };
+  }
+
+  async updateAccount(
+    organizationId: string,
+    data: {
+      pricePerPartRials?: number;
+      isBlocked?: boolean;
+      autoBlockBelowRials?: number | null;
+      alertCriticalRials?: number;
+      alertWarningRials?: number;
+      panelMode?: 'platform' | 'own';
+      ownPanelType?: string;
+      ownPanelUsername?: string | null;
+      ownPanelPassword?: string | null;
+      ownPanelFrom?: string | null;
+      chargeCard?: string | null;
+      chargeIban?: string | null;
+      chargeHolder?: string | null;
+      chargeInstruction?: string | null;
+    },
+  ) {
+    await this.ensureAccount(organizationId);
+    if (
+      data.alertCriticalRials != null &&
+      data.alertWarningRials != null &&
+      data.alertCriticalRials > data.alertWarningRials
+    ) {
+      throw new BadRequestException('آستانه قرمز نباید از آستانه زرد بزرگ‌تر باشد');
+    }
+
+    const updated = await this.prisma.smsAccount.update({
+      where: { organizationId },
+      data: {
+        pricePerPartRials:
+          data.pricePerPartRials === undefined
+            ? undefined
+            : Math.max(0, Math.trunc(data.pricePerPartRials)),
+        isBlocked: data.isBlocked,
+        autoBlockBelowRials:
+          data.autoBlockBelowRials === undefined
+            ? undefined
+            : data.autoBlockBelowRials,
+        alertCriticalRials:
+          data.alertCriticalRials === undefined
+            ? undefined
+            : Math.max(0, Math.trunc(data.alertCriticalRials)),
+        alertWarningRials:
+          data.alertWarningRials === undefined
+            ? undefined
+            : Math.max(0, Math.trunc(data.alertWarningRials)),
+        panelMode: data.panelMode,
+        ownPanelType: data.ownPanelType?.trim() || undefined,
+        ownPanelUsername:
+          data.ownPanelUsername === undefined
+            ? undefined
+            : data.ownPanelUsername?.trim() || null,
+        ownPanelPassword:
+          data.ownPanelPassword === undefined
+            ? undefined
+            : data.ownPanelPassword?.trim() || null,
+        ownPanelFrom:
+          data.ownPanelFrom === undefined
+            ? undefined
+            : data.ownPanelFrom?.trim() || null,
+        chargeCard:
+          data.chargeCard === undefined
+            ? undefined
+            : data.chargeCard?.trim() || null,
+        chargeIban:
+          data.chargeIban === undefined
+            ? undefined
+            : data.chargeIban?.trim() || null,
+        chargeHolder:
+          data.chargeHolder === undefined
+            ? undefined
+            : data.chargeHolder?.trim() || null,
+        chargeInstruction:
+          data.chargeInstruction === undefined
+            ? undefined
+            : data.chargeInstruction?.trim() || null,
+      },
+    });
+    return this.publicAccount(updated);
+  }
+}

apps/api/src/sms-campaigns/sms-campaigns.module.ts

@@ -1,7 +1,6 @@
 import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
 import { BillingModule } from '../billing/billing.module';
-import { SmsService } from '../common/sms.service';
 import { TrackingModule } from '../tracking/tracking.module';
 import { SmsCampaignsController } from './sms-campaigns.controller';
 import { SmsCampaignsService } from './sms-campaigns.service';
@@ -9,7 +8,7 @@ import { SmsCampaignsService } from './sms-campaigns.service';
 @Module({
   imports: [AuthModule, BillingModule, TrackingModule],
   controllers: [SmsCampaignsController],
-  providers: [SmsCampaignsService, SmsService],
+  providers: [SmsCampaignsService],
   exports: [SmsCampaignsService],
 })
 export class SmsCampaignsModule {}

apps/api/src/sms-campaigns/sms-campaigns.service.ts

@@ -15,7 +15,7 @@ import type {
 } from '@mento/shared';
 import { SMS_CAMPAIGN_CHUNK_SIZE } from '@mento/shared';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import { renderSmsText } from '../common/sms-text';
 import {
   type Actor,
@@ -45,7 +45,7 @@ function leadAccessWhere(baseActor: Actor): Prisma.LeadWhereInput {
 export class SmsCampaignsService {
   constructor(
     private readonly prisma: PrismaService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
     private readonly tracking: TrackingService,
     private readonly outboundSms: OutboundSmsLogService,
   ) {}
@@ -583,10 +583,12 @@ export class SmsCampaignsService {
         body: withTokens,
       });
 
-      const result = await this.sms.sendSmsDetailed(
-        recipient.mobile,
-        personalized.body,
-      );
+      const result = await this.sms.send({
+        organizationId: campaign.organizationId,
+        phone: recipient.mobile,
+        text: personalized.body,
+        source: 'campaign',
+      });
       await this.outboundSms.record({
         organizationId: campaign.organizationId,
         personId: recipient.personId,

apps/api/src/treasury/treasury-receivables.service.ts

@@ -13,7 +13,7 @@ import type {
 } from '@mento/shared';
 import { PrismaService } from '../prisma/prisma.service';
 import { NotificationsService } from '../notifications/notifications.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import ExcelJS from 'exceljs';
 import type { Actor } from '../common/record-scope';
 
@@ -47,7 +47,7 @@ export class TreasuryReceivablesService {
   constructor(
     private readonly prisma: PrismaService,
     private readonly notifications: NotificationsService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async list(actor: Actor): Promise<FinancialReceivableDto[]> {
@@ -306,8 +306,15 @@ export class TreasuryReceivablesService {
           where: { id: admin.userId },
           select: { mobile: true },
         });
-        if (user?.mobile && this.sms.isConfigured()) {
-          await this.sms.sendSmsDetailed(user.mobile, `${title}: ${body}`).catch(() => undefined);
+        if (user?.mobile) {
+          await this.sms
+            .send({
+              organizationId: row.receivable.organizationId,
+              phone: user.mobile,
+              text: `${title}: ${body}`,
+              source: 'treasury_reminder',
+            })
+            .catch(() => undefined);
         }
       }
       await this.prisma.financialInstallment.update({

apps/api/src/treasury/treasury.module.ts

@@ -1,7 +1,6 @@
 import { Module } from '@nestjs/common';
 import { AuthModule } from '../auth/auth.module';
 import { NotificationsModule } from '../notifications/notifications.module';
-import { SmsService } from '../common/sms.service';
 import { TreasuryController } from './treasury.controller';
 import { TreasuryAccessGuard } from './treasury-access.guard';
 import { TreasuryBridgeService } from './treasury-bridge.service';
@@ -18,7 +17,6 @@ import { TreasuryService } from './treasury.service';
     TreasuryOpsService,
     TreasuryBridgeService,
     TreasuryAccessGuard,
-    SmsService,
   ],
   exports: [TreasuryService, TreasuryBridgeService],
 })

apps/web/src/components/SmsComposeModal.vue

@@ -2,7 +2,7 @@
 import { computed, ref, watch } from 'vue';
 import axios from 'axios';
 import type { OutboundSmsHistoryResponse, OutboundSmsLogDto } from '@mento/shared';
-import { MESSAGE_AUTOMATION_FIELDS, MESSAGE_AUTOMATION_SMS_SEGMENT } from '@mento/shared';
+import { MESSAGE_AUTOMATION_FIELDS, countSmsParts } from '@mento/shared';
 import { api } from '@/lib/api';
 import { formatJalaliDay, formatJalaliNumeric, toFaDigits } from '@/lib/jalali';
 import { UiButton, UiModal } from '@/components/ui';
@@ -46,7 +46,7 @@ const historyLoading = ref(false);
 
 const preview = computed(() => fill(text.value));
 const count = computed(() => text.value.length);
-const parts = computed(() => (count.value === 0 ? 0 : Math.ceil(count.value / MESSAGE_AUTOMATION_SMS_SEGMENT)));
+const parts = computed(() => countSmsParts(text.value));
 
 watch(
   () => props.open,

apps/web/src/components/SmsHeaderWallet.vue

@@ -0,0 +1,240 @@
+<script setup lang="ts">
+import { computed, onMounted, ref, watch } from 'vue';
+import type { SmsWalletSummaryDto } from '@mento/shared';
+import { api } from '@/lib/api';
+import { toFaDigits } from '@/lib/jalali';
+import { useAuthStore } from '@/stores/auth';
+
+const auth = useAuthStore();
+const summary = ref<SmsWalletSummaryDto | null>(null);
+const loading = ref(false);
+const chargeOpen = ref(false);
+const warnOpen = ref(false);
+const NEGATIVE_KEY = 'mento_sms_negative_warning_shown';
+
+const visible = computed(() => Boolean(summary.value?.billingEnabled));
+
+const balanceLabel = computed(() => {
+  const n = summary.value?.balanceRials ?? 0;
+  return toFaDigits(new Intl.NumberFormat('fa-IR').format(n));
+});
+
+const toneClass = computed(() => {
+  const level = summary.value?.balanceLevel;
+  if (level === 'critical') return 'critical';
+  if (level === 'warning') return 'warning';
+  if ((summary.value?.balanceRials ?? 0) < 0) return 'negative';
+  return 'ok';
+});
+
+async function load() {
+  if (!auth.isAuthenticated || !auth.user?.organizationId) {
+    summary.value = null;
+    return;
+  }
+  loading.value = true;
+  try {
+    const { data } = await api.get<SmsWalletSummaryDto>('/sms-wallet/summary');
+    summary.value = data;
+    syncWarn(data);
+  } catch {
+    summary.value = null;
+  } finally {
+    loading.value = false;
+  }
+}
+
+function syncWarn(data: SmsWalletSummaryDto) {
+  if (!data.billingEnabled || data.balanceRials >= 0) {
+    warnOpen.value = false;
+    try {
+      sessionStorage.removeItem(NEGATIVE_KEY);
+    } catch {
+      /* ignore */
+    }
+    return;
+  }
+  try {
+    if (sessionStorage.getItem(NEGATIVE_KEY) === '1') return;
+    sessionStorage.setItem(NEGATIVE_KEY, '1');
+    warnOpen.value = true;
+  } catch {
+    warnOpen.value = true;
+  }
+}
+
+watch(
+  () => auth.user?.organizationId,
+  () => {
+    void load();
+  },
+);
+
+onMounted(() => {
+  void load();
+});
+
+defineExpose({ refresh: load });
+</script>
+
+<template>
+  <div v-if="visible" class="sms-wallet">
+    <div class="chip" :class="toneClass" :title="loading ? '…' : undefined">
+      <span>اعتبار پیامک: {{ balanceLabel }} ریال</span>
+      <button type="button" class="charge" @click="chargeOpen = true">شارژ</button>
+    </div>
+
+    <div v-if="chargeOpen" class="layer">
+      <div class="backdrop" @click="chargeOpen = false" />
+      <div class="modal" role="dialog" aria-label="شارژ پیامک">
+        <header>
+          <strong>شارژ اعتبار پیامک</strong>
+          <button type="button" class="x" @click="chargeOpen = false">×</button>
+        </header>
+        <p class="muted">
+          برای شارژ با پشتیبانی هماهنگ کنید یا فیش واریز را ارسال کنید.
+        </p>
+        <template v-if="summary?.chargeInfo">
+          <dl>
+            <div v-if="summary.chargeInfo.card">
+              <dt>کارت</dt>
+              <dd dir="ltr">{{ summary.chargeInfo.card }}</dd>
+            </div>
+            <div v-if="summary.chargeInfo.iban">
+              <dt>شبا</dt>
+              <dd dir="ltr">{{ summary.chargeInfo.iban }}</dd>
+            </div>
+            <div v-if="summary.chargeInfo.accountHolder">
+              <dt>صاحب حساب</dt>
+              <dd>{{ summary.chargeInfo.accountHolder }}</dd>
+            </div>
+          </dl>
+          <p class="instruction">{{ summary.chargeInfo.instruction }}</p>
+        </template>
+        <button type="button" class="ok" @click="chargeOpen = false">متوجه شدم</button>
+      </div>
+    </div>
+
+    <div v-if="warnOpen" class="layer">
+      <div class="backdrop" @click="warnOpen = false" />
+      <div class="modal warn" role="dialog" aria-label="هشدار موجودی منفی">
+        <header>
+          <strong>موجودی پیامک منفی است</strong>
+          <button type="button" class="x" @click="warnOpen = false">×</button>
+        </header>
+        <p>
+          اعتبار پیامک محیط شما منفی شده
+          ({{ balanceLabel }} ریال). ارسال تا رسیدن به آستانه قطع یا مسدودسازی دستی ادامه دارد؛ لطفاً
+          شارژ کنید.
+        </p>
+        <button type="button" class="ok" @click="warnOpen = false">متوجه شدم</button>
+      </div>
+    </div>
+  </div>
+</template>
+
+<style scoped>
+.chip {
+  display: flex;
+  align-items: center;
+  gap: 0.45rem;
+  white-space: nowrap;
+  border-radius: 12px;
+  border: 1px solid #a7f3d0;
+  background: rgba(236, 253, 245, 0.7);
+  padding: 0.35rem 0.65rem;
+  font-size: 0.82rem;
+  font-weight: 600;
+  color: #065f46;
+}
+.chip.warning {
+  border-color: #fde68a;
+  background: rgba(255, 251, 235, 0.85);
+  color: #92400e;
+}
+.chip.critical,
+.chip.negative {
+  border-color: #fecaca;
+  background: rgba(254, 242, 242, 0.9);
+  color: #991b1b;
+}
+.charge {
+  border: 0;
+  background: #059669;
+  color: #fff;
+  border-radius: 8px;
+  padding: 0.2rem 0.55rem;
+  font: inherit;
+  font-size: 0.78rem;
+  cursor: pointer;
+}
+.chip.critical .charge,
+.chip.negative .charge,
+.chip.warning .charge {
+  background: #b45309;
+}
+.layer {
+  position: fixed;
+  inset: 0;
+  z-index: 80;
+  display: grid;
+  place-items: center;
+}
+.backdrop {
+  position: absolute;
+  inset: 0;
+  background: rgba(15, 23, 42, 0.35);
+}
+.modal {
+  position: relative;
+  width: min(420px, calc(100vw - 2rem));
+  background: #fff;
+  border-radius: 16px;
+  padding: 1rem 1.1rem;
+  display: grid;
+  gap: 0.75rem;
+  box-shadow: 0 20px 50px rgba(15, 23, 42, 0.18);
+}
+.modal header {
+  display: flex;
+  justify-content: space-between;
+  align-items: center;
+}
+.x {
+  border: 0;
+  background: transparent;
+  font-size: 1.3rem;
+  cursor: pointer;
+  line-height: 1;
+}
+.muted,
+.instruction {
+  margin: 0;
+  color: var(--muted);
+  font-size: 0.9rem;
+  line-height: 1.6;
+}
+dl {
+  margin: 0;
+  display: grid;
+  gap: 0.45rem;
+}
+dl > div {
+  display: flex;
+  justify-content: space-between;
+  gap: 0.75rem;
+  font-size: 0.9rem;
+}
+dt {
+  color: var(--muted);
+}
+.ok {
+  border: 0;
+  background: #0f766e;
+  color: #fff;
+  border-radius: 10px;
+  padding: 0.55rem 0.9rem;
+  font: inherit;
+  cursor: pointer;
+}
+</style>

apps/web/src/layouts/AdmLayout.vue

@@ -22,6 +22,8 @@ const pageTitle = computed(() => {
       return 'کاربران';
     case 'adm-admins':
       return 'ادمین‌ها';
+    case 'adm-sms':
+      return 'پیامک';
     default:
       return 'سوپرادمین';
   }
@@ -31,6 +33,7 @@ const tabs = [
   { name: 'adm-dashboard', label: 'خانه', icon: 'home' as const },
   { name: 'adm-organizations', label: 'محیط‌ها', icon: 'building' as const },
   { name: 'adm-users', label: 'کاربران', icon: 'users' as const },
+  { name: 'adm-sms', label: 'پیامک', icon: 'mail' as const },
   { name: 'adm-admins', label: 'ادمین‌ها', icon: 'lock' as const },
 ];
 

apps/web/src/layouts/AppLayout.vue

@@ -10,6 +10,7 @@ import QuickCreate from '@/components/QuickCreate.vue';
 import OrgSwitcher from '@/components/OrgSwitcher.vue';
 import NavHubPanel from '@/components/nav/NavHubPanel.vue';
 import GamificationToaster from '@/components/gamification/GamificationToaster.vue';
+import SmsHeaderWallet from '@/components/SmsHeaderWallet.vue';
 import { NAV_HUBS, type NavHubDef, type NavHubKey } from '@/lib/nav-hubs';
 import type {
   ActivitySummaryDto,
@@ -769,6 +770,7 @@ onUnmounted(() => {
           <BrandName lang="en" />
         </div>
         <div class="top-tools">
+          <SmsHeaderWallet />
           <button class="round-btn" type="button" aria-label="اعلان‌ها" @click="toggleNotif">
             <UiIcon name="bell" :size="18" />
             <span v-if="hasUnread" class="badge">{{ toFaDigits(unreadCount) }}</span>
@@ -805,6 +807,7 @@ onUnmounted(() => {
         </form>
 
         <div class="topbar-actions">
+          <SmsHeaderWallet />
           <RouterLink class="round-btn accent" :to="{ name: 'notes' }" title="هوش مصنوعی">
             <UiIcon name="sparkle" :size="18" />
           </RouterLink>

apps/web/src/router/index.ts

@@ -61,6 +61,11 @@ export const router = createRouter({
           name: 'adm-admins',
           component: () => import('@/views/adm/AdmAdminsView.vue'),
         },
+        {
+          path: 'sms',
+          name: 'adm-sms',
+          component: () => import('@/views/adm/AdmSmsView.vue'),
+        },
       ],
     },
     {

apps/web/src/views/adm/AdmSmsView.vue

@@ -0,0 +1,547 @@
+<script setup lang="ts">
+import { computed, onMounted, ref, watch } from 'vue';
+import { useRoute, useRouter } from 'vue-router';
+import type { PlatformSmsOverviewDto, PlatformSmsTenantRowDto } from '@mento/shared';
+import { platformApi } from '@/lib/platform-api';
+import { toFaDigits } from '@/lib/jalali';
+
+const route = useRoute();
+const router = useRouter();
+
+const loading = ref(true);
+const saving = ref(false);
+const error = ref('');
+const q = ref('');
+const tenants = ref<PlatformSmsTenantRowDto[]>([]);
+const overview = ref<PlatformSmsOverviewDto | null>(null);
+
+const selectedId = computed(() => String(route.query.org || ''));
+
+const chargeAmount = ref('');
+const chargeNote = ref('');
+const priceInput = ref('');
+const autoBlockInput = ref('');
+const ownUser = ref('');
+const ownPass = ref('');
+const ownFrom = ref('');
+const ownType = ref('0098');
+
+function formatRials(n: number) {
+  return toFaDigits(new Intl.NumberFormat('fa-IR').format(n)) + ' ریال';
+}
+
+async function loadTenants() {
+  const { data } = await platformApi.get<PlatformSmsTenantRowDto[]>('/platform/sms/tenants', {
+    params: q.value.trim() ? { q: q.value.trim() } : undefined,
+  });
+  tenants.value = data;
+}
+
+async function loadOverview(orgId: string) {
+  const { data } = await platformApi.get<PlatformSmsOverviewDto>(
+    `/platform/sms/organizations/${orgId}`,
+  );
+  overview.value = data;
+  priceInput.value = String(data.account.pricePerPartRials);
+  autoBlockInput.value =
+    data.account.autoBlockBelowRials == null
+      ? ''
+      : String(data.account.autoBlockBelowRials);
+  ownUser.value = data.account.ownPanelUsername || '';
+  ownPass.value = '';
+  ownFrom.value = data.account.ownPanelFrom || '';
+  ownType.value = data.account.ownPanelType || '0098';
+}
+
+async function load() {
+  error.value = '';
+  loading.value = true;
+  try {
+    await loadTenants();
+    if (selectedId.value) {
+      await loadOverview(selectedId.value);
+    } else {
+      overview.value = null;
+    }
+  } catch {
+    error.value = 'بارگذاری پنل پیامک ناموفق بود';
+  } finally {
+    loading.value = false;
+  }
+}
+
+function openOrg(id: string) {
+  void router.replace({ name: 'adm-sms', query: { org: id } });
+}
+
+async function runSave(fn: () => Promise<void>) {
+  saving.value = true;
+  error.value = '';
+  try {
+    await fn();
+    if (selectedId.value) await loadOverview(selectedId.value);
+    await loadTenants();
+  } catch {
+    error.value = 'ذخیره ناموفق بود';
+  } finally {
+    saving.value = false;
+  }
+}
+
+function charge() {
+  const amount = Number(String(chargeAmount.value).replace(/[^\d-]/g, ''));
+  if (!selectedId.value || !amount) return;
+  void runSave(async () => {
+    await platformApi.post(`/platform/sms/organizations/${selectedId.value}/charge`, {
+      amountRials: amount,
+      note: chargeNote.value || undefined,
+    });
+    chargeAmount.value = '';
+    chargeNote.value = '';
+  });
+}
+
+function savePrice() {
+  const price = Number(priceInput.value);
+  if (!selectedId.value || !Number.isFinite(price) || price < 0) return;
+  void runSave(async () => {
+    await platformApi.put(`/platform/sms/organizations/${selectedId.value}/price`, {
+      pricePerPartRials: Math.trunc(price),
+    });
+  });
+}
+
+function toggleBlock() {
+  if (!overview.value || !selectedId.value) return;
+  const next = !overview.value.account.isBlocked;
+  void runSave(async () => {
+    await platformApi.put(`/platform/sms/organizations/${selectedId.value}/block`, {
+      isBlocked: next,
+    });
+  });
+}
+
+function saveAutoBlock() {
+  if (!selectedId.value) return;
+  const raw = autoBlockInput.value.trim();
+  const value = raw === '' ? null : Number(raw.replace(/[^\d-]/g, ''));
+  if (raw !== '' && !Number.isFinite(value)) return;
+  void runSave(async () => {
+    await platformApi.patch(`/platform/sms/organizations/${selectedId.value}`, {
+      autoBlockBelowRials: value,
+    });
+  });
+}
+
+function setPanelMode(mode: 'platform' | 'own') {
+  if (!selectedId.value) return;
+  void runSave(async () => {
+    await platformApi.patch(`/platform/sms/organizations/${selectedId.value}`, {
+      panelMode: mode,
+    });
+  });
+}
+
+function saveOwnPanel() {
+  if (!selectedId.value) return;
+  void runSave(async () => {
+    await platformApi.patch(`/platform/sms/organizations/${selectedId.value}`, {
+      panelMode: 'own',
+      ownPanelType: ownType.value,
+      ownPanelUsername: ownUser.value || null,
+      ownPanelFrom: ownFrom.value || null,
+      ...(ownPass.value ? { ownPanelPassword: ownPass.value } : {}),
+    });
+  });
+}
+
+watch(
+  () => route.query.org,
+  () => {
+    void load();
+  },
+);
+
+onMounted(() => {
+  void load();
+});
+</script>
+
+<template>
+  <div class="page">
+    <p v-if="error" class="error">{{ error }}</p>
+    <p v-else-if="loading" class="muted">در حال بارگذاری…</p>
+
+    <div v-else class="grid">
+      <aside class="list-card">
+        <div class="list-head">
+          <strong>محیط‌ها</strong>
+          <input v-model="q" type="search" placeholder="جستجو…" @keyup.enter="load" />
+        </div>
+        <button
+          v-for="t in tenants"
+          :key="t.id"
+          type="button"
+          class="tenant"
+          :class="{ active: t.id === selectedId }"
+          @click="openOrg(t.id)"
+        >
+          <span class="name">{{ t.name }}</span>
+          <small>
+            {{ t.sms.billingEnabled ? formatRials(t.sms.balanceRials) : 'پنل اختصاصی' }}
+            <span v-if="t.isBlocked" class="badge bad">قطع</span>
+          </small>
+        </button>
+        <p v-if="!tenants.length" class="muted">محیطی یافت نشد.</p>
+      </aside>
+
+      <section v-if="overview" class="detail-card">
+        <header class="detail-head">
+          <div>
+            <h2>پنل پیامک</h2>
+            <p class="muted">
+              {{ overview.organization.name }} · مدیریت کیف پول، تعرفه و گزارش ارسال
+            </p>
+          </div>
+          <button
+            type="button"
+            class="btn"
+            :class="overview.account.isBlocked ? 'btn-ok' : 'btn-danger'"
+            :disabled="saving"
+            @click="toggleBlock"
+          >
+            {{ overview.account.isBlocked ? 'وصل کردن ارسال' : 'قطع ارسال' }}
+          </button>
+        </header>
+
+        <div class="kpis">
+          <article>
+            <span>موجودی کیف پول</span>
+            <strong>{{ formatRials(overview.account.balanceRials) }}</strong>
+          </article>
+          <article>
+            <span>قیمت هر پارت</span>
+            <strong>{{ formatRials(overview.account.pricePerPartRials) }}</strong>
+          </article>
+          <article>
+            <span>امروز</span>
+            <strong>{{ toFaDigits(overview.today.messages) }} پیامک</strong>
+            <small>
+              {{ toFaDigits(overview.today.parts) }} پارت ·
+              {{ formatRials(overview.today.amountRials) }}
+            </small>
+          </article>
+          <article>
+            <span>ماه جاری</span>
+            <strong>{{ toFaDigits(overview.month.messages) }} پیامک</strong>
+            <small>
+              {{ toFaDigits(overview.month.parts) }} پارت ·
+              {{ formatRials(overview.month.amountRials) }}
+            </small>
+          </article>
+        </div>
+
+        <div class="panels">
+          <div class="panel">
+            <h3>شارژ</h3>
+            <input v-model="chargeAmount" type="text" placeholder="مبلغ ریال" />
+            <input v-model="chargeNote" type="text" placeholder="یادداشت (اختیاری)" />
+            <button type="button" class="btn btn-primary" :disabled="saving" @click="charge">
+              ثبت شارژ
+            </button>
+          </div>
+
+          <div class="panel">
+            <h3>تعرفه</h3>
+            <input v-model="priceInput" type="text" placeholder="قیمت هر پارت (ریال)" />
+            <button type="button" class="btn" :disabled="saving" @click="savePrice">
+              ذخیره تعرفه
+            </button>
+          </div>
+
+          <div class="panel">
+            <h3>آستانه قطع خودکار</h3>
+            <p class="hint">
+              معمولاً منفی؛ مثلاً ‎-500000‎ یعنی تا ۵۰۰ هزار ریال بدهی ارسال مجاز است. خالی =
+              فقط کلید دستی.
+            </p>
+            <input v-model="autoBlockInput" type="text" placeholder="مثلاً -500000" />
+            <button type="button" class="btn" :disabled="saving" @click="saveAutoBlock">
+              ذخیره آستانه
+            </button>
+          </div>
+
+          <div class="panel">
+            <h3>سامانه پیامک</h3>
+            <div class="mode-row">
+              <button
+                type="button"
+                class="btn"
+                :class="{ 'btn-primary': overview.account.panelMode === 'platform' }"
+                :disabled="saving"
+                @click="setPanelMode('platform')"
+              >
+                سامانه ما
+              </button>
+              <button
+                type="button"
+                class="btn"
+                :class="{ 'btn-primary': overview.account.panelMode === 'own' }"
+                :disabled="saving"
+                @click="setPanelMode('own')"
+              >
+                پنل اختصاصی مشتری
+              </button>
+            </div>
+            <template v-if="overview.account.panelMode === 'own'">
+              <p class="hint">با پنل اختصاصی، از کیف ما کسر و لاگ billing ثبت نمی‌شود.</p>
+              <select v-model="ownType">
+                <option value="0098">۰۰۹۸</option>
+                <option value="trez">ترز</option>
+              </select>
+              <input v-model="ownUser" type="text" placeholder="نام کاربری" />
+              <input v-model="ownPass" type="password" placeholder="رمز (خالی = بدون تغییر)" />
+              <input v-model="ownFrom" type="text" placeholder="شماره فرستنده" />
+              <button type="button" class="btn" :disabled="saving" @click="saveOwnPanel">
+                ذخیره پنل اختصاصی
+              </button>
+            </template>
+          </div>
+        </div>
+
+        <div class="tables">
+          <div>
+            <h3>آخرین ارسال‌ها</h3>
+            <table>
+              <thead>
+                <tr>
+                  <th>گیرنده</th>
+                  <th>پارت</th>
+                  <th>مبلغ</th>
+                  <th>منبع</th>
+                </tr>
+              </thead>
+              <tbody>
+                <tr v-for="row in overview.sendLogs" :key="row.id">
+                  <td dir="ltr">{{ row.receiver }}</td>
+                  <td>{{ toFaDigits(row.parts) }}</td>
+                  <td>{{ formatRials(row.totalAmountRials) }}</td>
+                  <td>{{ row.source || '—' }}</td>
+                </tr>
+              </tbody>
+            </table>
+            <p v-if="!overview.sendLogs.length" class="muted">هنوز لاگی نیست.</p>
+          </div>
+          <div>
+            <h3>گردش کیف</h3>
+            <table>
+              <thead>
+                <tr>
+                  <th>نوع</th>
+                  <th>مبلغ</th>
+                  <th>مانده</th>
+                </tr>
+              </thead>
+              <tbody>
+                <tr v-for="row in overview.ledgers" :key="row.id">
+                  <td>{{ row.type }}</td>
+                  <td>{{ formatRials(row.amountRials) }}</td>
+                  <td>{{ formatRials(row.balanceAfterRials) }}</td>
+                </tr>
+              </tbody>
+            </table>
+            <p v-if="!overview.ledgers.length" class="muted">گردشی ثبت نشده.</p>
+          </div>
+        </div>
+      </section>
+
+      <section v-else class="detail-card empty">
+        <p class="muted">یک محیط را از فهرست انتخاب کنید.</p>
+      </section>
+    </div>
+  </div>
+</template>
+
+<style scoped>
+.page {
+  display: grid;
+  gap: 1rem;
+}
+.muted {
+  color: var(--muted);
+}
+.error {
+  color: #b91c1c;
+}
+.grid {
+  display: grid;
+  grid-template-columns: minmax(220px, 280px) minmax(0, 1fr);
+  gap: 1rem;
+  align-items: start;
+}
+.list-card,
+.detail-card {
+  background: #fff;
+  border: 1px solid var(--line);
+  border-radius: 16px;
+  padding: 1rem;
+}
+.list-head {
+  display: grid;
+  gap: 0.5rem;
+  margin-bottom: 0.75rem;
+}
+.list-head input,
+.panel input,
+.panel select {
+  width: 100%;
+  border: 1px solid var(--line);
+  border-radius: 10px;
+  padding: 0.55rem 0.7rem;
+  font: inherit;
+}
+.tenant {
+  width: 100%;
+  text-align: start;
+  border: 1px solid transparent;
+  background: #f8fafc;
+  border-radius: 12px;
+  padding: 0.65rem 0.75rem;
+  display: grid;
+  gap: 0.2rem;
+  margin-bottom: 0.4rem;
+  cursor: pointer;
+}
+.tenant.active {
+  border-color: #14b8a6;
+  background: #f0fdfa;
+}
+.tenant .name {
+  font-weight: 700;
+}
+.tenant small {
+  color: var(--muted);
+  display: flex;
+  gap: 0.4rem;
+  align-items: center;
+}
+.badge.bad {
+  background: #fee2e2;
+  color: #b91c1c;
+  border-radius: 999px;
+  padding: 0.05rem 0.45rem;
+  font-size: 0.75rem;
+}
+.detail-head {
+  display: flex;
+  justify-content: space-between;
+  gap: 1rem;
+  align-items: start;
+  margin-bottom: 1rem;
+}
+.detail-head h2 {
+  margin: 0 0 0.25rem;
+}
+.kpis {
+  display: grid;
+  grid-template-columns: repeat(4, minmax(0, 1fr));
+  gap: 0.65rem;
+  margin-bottom: 1rem;
+}
+.kpis article {
+  border: 1px solid var(--line);
+  border-radius: 12px;
+  padding: 0.75rem;
+  display: grid;
+  gap: 0.25rem;
+  background: #f8fafc;
+}
+.kpis span,
+.kpis small {
+  color: var(--muted);
+  font-size: 0.82rem;
+}
+.kpis strong {
+  font-size: 1.05rem;
+}
+.panels {
+  display: grid;
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  gap: 0.75rem;
+  margin-bottom: 1rem;
+}
+.panel {
+  border: 1px solid var(--line);
+  border-radius: 12px;
+  padding: 0.85rem;
+  display: grid;
+  gap: 0.5rem;
+}
+.panel h3 {
+  margin: 0;
+  font-size: 0.95rem;
+}
+.hint {
+  margin: 0;
+  color: var(--muted);
+  font-size: 0.8rem;
+  line-height: 1.5;
+}
+.mode-row {
+  display: flex;
+  flex-wrap: wrap;
+  gap: 0.4rem;
+}
+.btn {
+  border: 1px solid var(--line);
+  background: #fff;
+  border-radius: 10px;
+  padding: 0.5rem 0.8rem;
+  cursor: pointer;
+  font: inherit;
+}
+.btn-primary {
+  background: #0f766e;
+  border-color: #0f766e;
+  color: #fff;
+}
+.btn-danger {
+  background: #b91c1c;
+  border-color: #b91c1c;
+  color: #fff;
+}
+.btn-ok {
+  background: #15803d;
+  border-color: #15803d;
+  color: #fff;
+}
+.tables {
+  display: grid;
+  grid-template-columns: 1fr 1fr;
+  gap: 0.75rem;
+}
+table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 0.85rem;
+}
+th,
+td {
+  border-bottom: 1px solid var(--line);
+  padding: 0.4rem 0.25rem;
+  text-align: start;
+}
+.empty {
+  min-height: 240px;
+  display: grid;
+  place-items: center;
+}
+@media (max-width: 960px) {
+  .grid,
+  .kpis,
+  .panels,
+  .tables {
+    grid-template-columns: 1fr;
+  }
+}
+</style>

packages/shared/src/index.ts

@@ -3866,8 +3866,23 @@ export const MESSAGE_AUTOMATION_FIELDS = [
   { token: "{شرکت}", label: "نام شرکت" },
 ] as const;
 
+/** First-part Persian SMS limit (legacy UI estimate). Prefer countSmsParts(). */
 export const MESSAGE_AUTOMATION_SMS_SEGMENT = 70;
 
+/** Hamkar-compatible Persian multipart limits: 70 / 64 / 67 */
+export function countSmsParts(text: string): number {
+  const length = [...String(text ?? "").trim()].length;
+  if (length <= 0) return 0;
+  const first = 70;
+  const second = 64;
+  const rest = 67;
+  if (length <= first) return 1;
+  if (length <= first + second) return 2;
+  const thirdThreshold = first + second + rest;
+  if (length <= thirdThreshold) return 3;
+  return 3 + Math.ceil((length - thirdThreshold) / rest);
+}
+
 export const MESSAGE_AUTOMATION_CHANNEL_LABELS: Record<
   MessageAutomationChannel,
   string
@@ -5734,6 +5749,94 @@ export interface TreasuryDashboardDto {
   upcomingPayables: FinancialDocumentDto[];
 }
 
+/* ───────── کیف‌پول پیامک (صورتحساب محیط) ───────── */
+
+export type SmsBalanceLevel = "healthy" | "warning" | "critical" | "unknown";
+export type SmsPanelMode = "platform" | "own";
+
+export interface SmsWalletSummaryDto {
+  billingEnabled: boolean;
+  balanceRials: number;
+  pricePerPartRials: number;
+  isBlocked: boolean;
+  autoBlocked: boolean;
+  balanceLevel: SmsBalanceLevel;
+  panelMode: SmsPanelMode | string;
+  chargeInfo: SmsChargeInfoDto | null;
+}
+
+export interface SmsChargeInfoDto {
+  card: string;
+  iban: string;
+  accountHolder: string;
+  instruction: string;
+}
+
+export interface PlatformSmsTenantRowDto {
+  id: string;
+  name: string;
+  slug: string;
+  isActive: boolean;
+  isBlocked: boolean;
+  panelMode: string;
+  sms: {
+    balanceRials: number;
+    pricePerPartRials: number;
+    autoBlockBelowRials: number | null;
+    balanceLevel: SmsBalanceLevel;
+    billingEnabled: boolean;
+  };
+}
+
+export interface PlatformSmsOverviewDto {
+  organization: {
+    id: string;
+    name: string;
+    slug: string;
+    isActive: boolean;
+  };
+  account: {
+    id: string;
+    organizationId: string;
+    balanceRials: number;
+    pricePerPartRials: number;
+    isBlocked: boolean;
+    autoBlockBelowRials: number | null;
+    alertCriticalRials: number;
+    alertWarningRials: number;
+    panelMode: SmsPanelMode;
+    ownPanelType: string;
+    ownPanelUsername: string | null;
+    ownPanelFrom: string | null;
+    hasOwnPanelPassword: boolean;
+    balanceLevel: SmsBalanceLevel;
+    billingEnabled: boolean;
+  };
+  chargeInfo: SmsChargeInfoDto;
+  today: { messages: number; parts: number; amountRials: number };
+  month: { messages: number; parts: number; amountRials: number };
+  ledgers: Array<{
+    id: string;
+    type: string;
+    amountRials: number;
+    balanceAfterRials: number;
+    parts: number | null;
+    note: string | null;
+    createdAt: string;
+  }>;
+  sendLogs: Array<{
+    id: string;
+    receiver: string;
+    body: string;
+    parts: number;
+    totalAmountRials: number;
+    provider: string | null;
+    source: string | null;
+    isAlert: boolean;
+    createdAt: string;
+  }>;
+}
+
 /* ───────── باشگاه امتیازات (گیمیفیکیشن کارکنان) ───────── */
 
 export * from "./gamification";