feat: add per-org SMS wallet with adm panel and header credit

Bill all platform SMS (including OTP), allow negative balance with manual/auto cutoffs, and support own-panel bypass without wallet debit.

apps/api/src/portal/portal.service.ts

@@ -19,7 +19,7 @@ import type {
 } from '@mento/shared';
 import { TICKET_SLA_HOURS } from '@mento/shared';
 import { PrismaService } from '../prisma/prisma.service';
-import { SmsService } from '../common/sms.service';
+import { SmsGatewayService } from '../sms-billing/sms-gateway.service';
 import type { PortalActor } from './portal-auth';
 
 const OTP_TTL_SECONDS = 5 * 60;
@@ -31,7 +31,7 @@ export class PortalService {
     private readonly prisma: PrismaService,
     private readonly jwt: JwtService,
     private readonly config: ConfigService,
-    private readonly sms: SmsService,
+    private readonly sms: SmsGatewayService,
   ) {}
 
   async getOrgInfo(slug: string): Promise<PortalOrgInfoDto> {
@@ -99,16 +99,13 @@ export class PortalService {
       (this.config.get<string>('NODE_ENV') !== 'production' &&
         this.config.get<string>('PORTAL_SHOW_OTP') !== 'false');
 
-    if (this.sms.isConfigured()) {
-      const sent = await this.sms.sendOtpSms(mobile, code);
-      if (!sent && !returnOtp) {
-        throw new BadRequestException(
-          'ارسال پیامک ناموفق بود؛ کمی بعد دوباره تلاش کنید',
-        );
-      }
-    } else if (!returnOtp) {
-      throw new BadRequestException('سامانه پیامک پیکربندی نشده است');
-    } else {
+    const sent = await this.sms.sendOtp(org.id, mobile, code);
+    if (!sent && !returnOtp) {
+      throw new BadRequestException(
+        'ارسال پیامک ناموفق بود؛ کمی بعد دوباره تلاش کنید',
+      );
+    }
+    if (!sent) {
       // eslint-disable-next-line no-console
       console.log(`[portal-otp] ${org.slug} ${mobile} => ${code}`);
     }