feat: accounting integration (D27), SMS relay driver (D26), rebuild user apps

- Add Tahesab/Zarrin accounting sync module with admin panel UI
- Add SMS relay driver as default provider, refactor SMS into driver pattern
- Update customer services, orders, products, and catalog queries
- Rebuild user-app and user-app-v2 dist assets
- Add Prisma migration for accounting tables
- Update docker-compose and env examples
- Update parity docs (DECISIONS, ISSUES, PROGRESS)

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

apps/user-app/src/views/user/DashboardView.vue

@@ -245,7 +245,15 @@ function logOut() {
 
 async function loadDashboard() {
   if (session.isLoggedIn) {
-    customer.value = await api.getMe()
+    // Not wrapped before: a failure here (expired token, network blip) left
+    // the exception uncaught, so onRefresh's refreshing.value = false never
+    // ran and PullRefresh stayed stuck in its loading state — a working pull
+    // gesture never dismissed it again until a full page reload.
+    try {
+      customer.value = await api.getMe()
+    } catch (e) {
+      console.log(e)
+    }
   }
   try {
     goldPrice.value = await api.getLatestGoldPrice()