# CHANGELOG — parity changes

Every change made to `gold-banking-monorepo` during the parity project, with the
reason and the reference path that justifies it.

Format:

```
## <date> — <phase> — <group title>
- **What:** <the change>
- **Why:** <the parity gap it closes>
- **Reference:** <henza_* path:line>
- **Target:** <gold-banking-monorepo path:line>
- **Matrix row:** <id in 01-ADMIN-MATRIX.md / 02-APPS-MATRIX.md>
- **Commit:** <sha>
```

---

## 2026-09-21 — Phase 0 — Setup

- **What:** Created branch `parity/phase-0` and `docs/parity/` scaffolding
  (`PROGRESS.md`, `ISSUES.md`, `CHANGELOG.md`).
- **Why:** Persistent state required by `CLAUDE.md` §6.
- **Reference:** n/a
- **Target:** `docs/parity/`
- **Matrix row:** n/a

_No source code changed in Phase 0 (read-only phase)._