fix(home): show quote skeleton while loading and harden auth/images

Prefer server quote status, avoid false no-quote before ready, toast on 401 re-login, and keep product/banner image URLs absolute.

Co-authored-by: Cursor <cursoragent@cursor.com>

src/components/BasicPacks/BasicActionSheet.vue

@@ -16,7 +16,7 @@
 
 </style>-->
 <template>
-  <VanActionSheet :show="show" @update:show="$emit('update:show', $event)" :placement="placement" teleport="body">
+  <VanActionSheet :show="show" overlay lock-scroll close-on-click-overlay teleport="body" :placement="placement" @update:show="$emit('update:show', $event)">
     <div class="justify-center cursor-pointer flex mt-1" @click="$emit('update:show', false)">
       <span class="rounded-sm w-12 border-t-2 border-t-solid  border-t-gray-500 mt-2"></span>
     </div>