fix(sms): keep charge deposit defaults and unlock referral bonus

Empty SuperAdmin chargeInfo was wiping sms_charge_* on header refresh.
Seed those keys only when empty, and move referral_bonus_amount to can_edit=1.

Co-authored-by: Cursor <cursoragent@cursor.com>

database/sql/settings_menu_and_show_to_user.sql

@@ -42,6 +42,7 @@ UPDATE `settings` SET `menu` = CASE
   WHEN `key` LIKE 'montzar_%' OR `key` = 'display_montzar' THEN 'montzar'
   WHEN `key` LIKE 'sms_notif_%'
     OR `key` IN ('charge_notif', 'register_referral_sms_to_referrer') THEN 'notifications'
+  WHEN `key` LIKE 'sms_charge_%' THEN 'sms_charge'
   WHEN `key` LIKE 'price_channel_%' OR `key` = 'change_mesghal' THEN 'price_channel'
   WHEN `key` LIKE 'telegram_bot%' OR `key` LIKE 'bale_bot%' OR `key` LIKE 'rubika_bot%' THEN 'bots'
   WHEN `key` LIKE 'referral_%'