fix(settings): honor per-day trading hours and refresh SuperAdmin overlay

Use trading_hours_by_day for close_price gates, prefer public SuperAdmin fetch, and add refresh endpoint/command so stale last-good cache no longer keeps switches like enable_automation off.

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Console/Commands/SuperAdminProgramSettingsRefreshCommand.php

@@ -0,0 +1,42 @@
+<?php
+
+namespace App\Console\Commands;
+
+use App\Services\SuperAdminProgramSettingsOverlay;
+use Illuminate\Console\Command;
+
+class SuperAdminProgramSettingsRefreshCommand extends Command
+{
+    protected $signature = 'superadmin:refresh-program-settings
+                            {--clear-only : فقط کش last-good را پاک کن}';
+
+    protected $description = 'کش overlay تنظیمات سوپرادمین را پاک/تازه می‌کند (مثلاً بعد از تغییر enable_automation)';
+
+    public function handle(): int
+    {
+        $overlay = app(SuperAdminProgramSettingsOverlay::class);
+
+        if ($this->option('clear-only')) {
+            $overlay->flushCache();
+            $this->line('cleared SuperAdmin program-settings cache');
+
+            return self::SUCCESS;
+        }
+
+        $result = $overlay->refreshFromSuperAdmin();
+        if (! ($result['ok'] ?? false)) {
+            $this->error('fetch from SuperAdmin failed — cache cleared; next HTTP request will retry');
+
+            return self::FAILURE;
+        }
+
+        $this->info('fetched '.(int) ($result['count'] ?? 0).' setting(s) from SuperAdmin');
+        if (($result['enable_automation'] ?? null) !== null) {
+            $this->line('enable_automation='.$result['enable_automation']);
+        } else {
+            $this->warn('enable_automation missing in SuperAdmin response');
+        }
+
+        return self::SUCCESS;
+    }
+}