fix(settings): expose SuperAdmin feature flags to customer get_settings

Menu gates like enable_product_funds were missing from the public API, so the user app could not hide disabled features.

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Models/Setting.php

@@ -117,6 +117,10 @@ class Setting extends Model
             return false;
         }
 
+        if (\App\Services\SuperAdminProgramSettingsOverlay::isClientFeatureKey($key)) {
+            return true;
+        }
+
         $flag = is_array($row) ? ($row['show_to_user'] ?? 0) : ($row->show_to_user ?? 0);
 
         return $flag === true || $flag === 1 || $flag === '1';