diff --git a/app/Http/Controllers/Admin/SmsPanelController.php b/app/Http/Controllers/Admin/SmsPanelController.php
index bd0828d..87863d0 100644
--- a/app/Http/Controllers/Admin/SmsPanelController.php
+++ b/app/Http/Controllers/Admin/SmsPanelController.php
@@ -37,6 +37,7 @@ class SmsPanelController extends Controller
                 'alert_days_sent' => (int) $wallet->alert_days_sent,
                 'last_alert_date' => $wallet->last_alert_date?->toDateString(),
             ],
+            'deposit' => SmsWalletService::getDepositInfo(),
             'stats' => [
                 'today' => [
                     'parts' => (int) ($todayStats->total_parts ?? 0),
@@ -52,6 +53,57 @@ class SmsPanelController extends Controller
         ]);
     }
 
+    /**
+     * خلاصه سبک کیف پول برای نمایش «اعتبار پیامک» در هدر؛ برای همه ادمین‌ها.
+     */
+    public function walletSummary()
+    {
+        if (! SmsWalletService::isBillingEnabled()) {
+            return response()->json([
+                'enabled' => false,
+                'balance' => 0,
+                'is_blocked' => false,
+                'deposit' => SmsWalletService::getDepositInfo(),
+            ]);
+        }
+
+        $balance = 0;
+        $isBlocked = false;
+
+        if (SmsWalletService::isBillingOperational()) {
+            $wallet = app(SmsWalletService::class)->getWallet();
+            $balance = (int) $wallet->balance;
+            $isBlocked = (bool) $wallet->is_blocked;
+        }
+
+        return response()->json([
+            'enabled' => true,
+            'balance' => $balance,
+            'is_blocked' => $isBlocked,
+            'deposit' => SmsWalletService::getDepositInfo(),
+        ]);
+    }
+
+    /**
+     * ویرایش اطلاعات واریز (کارت/شبا/نام/متن) — فقط سوپرادمین پنل پیامک.
+     */
+    public function updateDepositInfo(Request $request)
+    {
+        $data = $request->validate([
+            'card_number' => 'nullable|string|max:50',
+            'sheba' => 'nullable|string|max:50',
+            'account_holder' => 'nullable|string|max:191',
+            'note' => 'nullable|string|max:2000',
+        ]);
+
+        $deposit = SmsWalletService::setDepositInfo($data);
+
+        return response()->json([
+            'message' => 'اطلاعات واریز به‌روزرسانی شد.',
+            'deposit' => $deposit,
+        ]);
+    }
+
     public function charge(Request $request)
     {
         $data = $request->validate([
diff --git a/app/Services/SmsBilling/SmsAlertService.php b/app/Services/SmsBilling/SmsAlertService.php
index db52858..218e528 100644
--- a/app/Services/SmsBilling/SmsAlertService.php
+++ b/app/Services/SmsBilling/SmsAlertService.php
@@ -17,7 +17,7 @@ class SmsAlertService
 
     public function maybeSendLowBalanceAlerts(SmsWallet $wallet): void
     {
-        if (! SmsWalletService::isBillingEnabled()) {
+        if (! SmsWalletService::isBillingOperational()) {
             return;
         }
 
diff --git a/app/Services/SmsBilling/SmsGatewayService.php b/app/Services/SmsBilling/SmsGatewayService.php
index 2674a0f..16ae92f 100644
--- a/app/Services/SmsBilling/SmsGatewayService.php
+++ b/app/Services/SmsBilling/SmsGatewayService.php
@@ -35,9 +35,9 @@ class SmsGatewayService
         bool $isAlert = false
     ): SmsSendResult {
         $config = $this->buildProviderConfig();
-        $billingEnabled = SmsWalletService::isBillingEnabled();
+        $billingOperational = SmsWalletService::isBillingOperational();
 
-        if ($billingEnabled && $this->walletService->isBlocked()) {
+        if ($billingOperational && $this->walletService->isBlocked()) {
             return SmsSendResult::blocked();
         }
 
@@ -76,7 +76,7 @@ class SmsGatewayService
 
             $providerName = $this->providerLabel($provider);
 
-            if ($billingEnabled) {
+            if ($billingOperational) {
                 $debit = $this->walletService->debitSuccessfulSms(
                     $to,
                     $text,
diff --git a/app/Services/SmsBilling/SmsWalletService.php b/app/Services/SmsBilling/SmsWalletService.php
index 81a54f7..03f1c66 100644
--- a/app/Services/SmsBilling/SmsWalletService.php
+++ b/app/Services/SmsBilling/SmsWalletService.php
@@ -7,6 +7,7 @@ use App\Models\SmsLedger;
 use App\Models\SmsSendLog;
 use App\Models\SmsWallet;
 use Illuminate\Support\Facades\DB;
+use Illuminate\Support\Facades\Schema;
 
 class SmsWalletService
 {
@@ -16,6 +17,22 @@ class SmsWalletService
     public const TYPE_DEBIT = 'debit';
     public const TYPE_ALERT_DEBIT = 'alert_debit';
 
+    /** کلیدهای تنظیمات اطلاعات واریز برای شارژ سامانه پیامکی (یکسان برای همه). */
+    public const DEPOSIT_SETTING_KEYS = [
+        'card_number' => 'sms_charge_card_number',
+        'sheba' => 'sms_charge_sheba',
+        'account_holder' => 'sms_charge_account_holder',
+        'note' => 'sms_charge_note',
+    ];
+
+    /** مقادیر پیش‌فرض اطلاعات واریز. */
+    public const DEPOSIT_DEFAULTS = [
+        'card_number' => '6219861961033817',
+        'sheba' => 'IR080560611828005603604401',
+        'account_holder' => 'حسین منتظر',
+        'note' => 'لطفا مبلغ مورد نظر خود جهت شارژ سامانه پیامکی را به شماره کارت یا حساب زیر واریز نمایید و تصویر فیش پرداختی را برای پشتیبانی بفرستید.',
+    ];
+
     /** Billing/panel فعال است مگر sms_panel صریحاً false باشد. */
     public static function isBillingEnabled(): bool
     {
@@ -30,6 +47,22 @@ class SmsWalletService
         return ! in_array($normalized, ['false', '0', 'no', 'off'], true);
     }
 
+    /** billing فعال است و جداول migration هم وجود دارند. */
+    public static function isBillingOperational(): bool
+    {
+        if (! self::isBillingEnabled()) {
+            return false;
+        }
+
+        try {
+            return Schema::hasTable('sms_wallets')
+                && Schema::hasTable('sms_send_logs')
+                && Schema::hasTable('sms_ledger');
+        } catch (\Throwable) {
+            return false;
+        }
+    }
+
     public function getWallet(): SmsWallet
     {
         return SmsWallet::query()->firstOrCreate([], [
@@ -42,7 +75,7 @@ class SmsWalletService
 
     public function isBlocked(): bool
     {
-        if (! self::isBillingEnabled()) {
+        if (! self::isBillingOperational()) {
             return false;
         }
 
@@ -155,6 +188,75 @@ class SmsWalletService
         });
     }
 
+    /**
+     * اطلاعات واریز جهت شارژ سامانه پیامکی؛ اگر تنظیمی ذخیره نشده باشد، مقدار پیش‌فرض برمی‌گردد.
+     *
+     * @return array{card_number: string, sheba: string, account_holder: string, note: string}
+     */
+    public static function getDepositInfo(): array
+    {
+        $values = [];
+
+        try {
+            $values = Setting::whereIn('key', array_values(self::DEPOSIT_SETTING_KEYS))
+                ->pluck('value', 'key')
+                ->toArray();
+        } catch (\Throwable) {
+            $values = [];
+        }
+
+        $info = [];
+        foreach (self::DEPOSIT_SETTING_KEYS as $field => $key) {
+            $stored = $values[$key] ?? null;
+            $info[$field] = ($stored === null || trim((string) $stored) === '')
+                ? self::DEPOSIT_DEFAULTS[$field]
+                : (string) $stored;
+        }
+
+        return $info;
+    }
+
+    /**
+     * ذخیره اطلاعات واریز در تنظیمات. فقط فیلدهای ارسال‌شده به‌روزرسانی می‌شوند.
+     *
+     * @param  array<string, string|null>  $data
+     * @return array{card_number: string, sheba: string, account_holder: string, note: string}
+     */
+    public static function setDepositInfo(array $data): array
+    {
+        foreach (self::DEPOSIT_SETTING_KEYS as $field => $key) {
+            if (! array_key_exists($field, $data)) {
+                continue;
+            }
+
+            $setting = Setting::firstOrNew(['key' => $key]);
+            $setting->value = (string) ($data[$field] ?? '');
+
+            if ($setting->title_fa === null || $setting->title_fa === '') {
+                $setting->title_fa = self::depositFieldTitle($field);
+            }
+            if (! $setting->exists) {
+                $setting->is_active = 1;
+                $setting->can_edit = 0;
+            }
+
+            $setting->save();
+        }
+
+        return self::getDepositInfo();
+    }
+
+    private static function depositFieldTitle(string $field): string
+    {
+        return match ($field) {
+            'card_number' => 'شماره کارت شارژ پیامک',
+            'sheba' => 'شماره شبا شارژ پیامک',
+            'account_holder' => 'نام صاحب حساب شارژ پیامک',
+            'note' => 'متن راهنمای شارژ پیامک',
+            default => $field,
+        };
+    }
+
     public static function isSmsPanelSuperAdmin(?object $user): bool
     {
         if (! $user) {
diff --git a/routes/admin.php b/routes/admin.php
index bd37b05..3f9006c 100644
--- a/routes/admin.php
+++ b/routes/admin.php
@@ -207,11 +207,15 @@ Route::middleware('auth:user')->group(function (){
         Route::put('categories/{id}', [CategoryController::class, 'update']);
         Route::get('categories/{id}/active/{active}', [CategoryController::class, 'changeActive']);
 
+        // خلاصه کیف پول پیامک برای همه ادمین‌ها (نمایش «اعتبار پیامک» در هدر)
+        Route::get('sms-wallet/summary', [SmsPanelController::class, 'walletSummary']);
+
         Route::middleware('sms.panel.super')->prefix('sms-panel')->group(function () {
             Route::get('overview', [SmsPanelController::class, 'overview']);
             Route::post('charge', [SmsPanelController::class, 'charge']);
             Route::put('price', [SmsPanelController::class, 'updatePrice']);
             Route::put('block', [SmsPanelController::class, 'updateBlock']);
+            Route::put('deposit-info', [SmsPanelController::class, 'updateDepositInfo']);
             Route::post('logs/table', [SmsPanelController::class, 'logsTable']);
             Route::post('ledger/table', [SmsPanelController::class, 'ledgerTable']);
             Route::get('report', [SmsPanelController::class, 'report']);