Add gold credit feature gated by SuperAdmin enable_gold_credit.

Port tables, APIs, and overdue cron from goldali, default the flag off, and keep customer routes behind auth.

Co-authored-by: Cursor <cursoragent@cursor.com>

routes/customer.php

@@ -1,6 +1,7 @@
 <?php
 
 use App\Http\Controllers\Customer\CustomerController;
+use App\Http\Controllers\Customer\GoldCreditController;
 use App\Http\Controllers\Customer\OrderController;
 use App\Http\Controllers\Customer\AddressController;
 use App\Http\Controllers\Customer\WalletController;
@@ -158,6 +159,11 @@ Route::middleware(['auth:customer', 'customer.active'])->group(function () use (
         //offer code
         Route::post('offer_code/check_code', [OfferCodesController::class, 'check_code']);
 
+        //--------------------gold credit
+        Route::get('gold_credit', [GoldCreditController::class, 'show']);
+        Route::post('gold_credit/request', [GoldCreditController::class, 'requestLoan']);
+        Route::post('gold_credit/installments/pay', [GoldCreditController::class, 'payInstallments']);
+
         if ($isStore) {
             Route::post('vc_validate', [havaleController::class, 'virtualCardValidate']);
             Route::post('havale', [havaleController::class, 'havale']);
@@ -168,3 +174,4 @@ Route::middleware(['auth:customer', 'customer.active'])->group(function () use (
 
     });
 });
+