Add gold credit feature gated by SuperAdmin enable_gold_credit.

Port tables, APIs, and overdue cron from goldali, default the flag off, and keep customer routes behind auth. Co-authored-by: Cursor <cursoragent@cursor.com>
2026-08-30 00:17:01 +03:30
parent a8be3d499b
commit 050bd26318
18 changed files with 1670 additions and 5 deletions
@@ -0,0 +1,157 @@
+<?php
+
+namespace App\Http\Controllers\Customer;
+
+use App\Http\Controllers\Controller;
+use App\Models\GoldCredit;
+use App\Models\GoldCreditRequest;
+use App\Services\GoldCreditService;
+use Illuminate\Http\Request;
+
+class GoldCreditController extends Controller
+{
+    public function __construct(private GoldCreditService $service)
+    {
+    }
+
+    private function ensureEnabled()
+    {
+        if (! app(\App\Services\ConfigService::class)->isGoldCreditEnabled()) {
+            abort(403, 'اعتبار طلایی برای این نسخه فعال نیست');
+        }
+    }
+
+
+    public function show()
+    {
+        $this->ensureEnabled();
+
+        $customerId = auth('customer')->id();
+        $config = $this->service->getPublicConfig();
+        $walletGold = $this->service->getCustomerGoldBalance($customerId);
+        $tier = $this->service->resolveTierForBalance($walletGold);
+        $minBalance = (float) $config['min_balance_gram'];
+
+        $credit = GoldCredit::with('installments')
+            ->where('customer_id', $customerId)
+            ->whereIn('status', ['pending', 'active', 'completed'])
+            ->orderByDesc('id')
+            ->first();
+
+        if ($credit) {
+            $this->service->refreshOverdueStatuses($credit);
+            $credit->load('installments');
+        }
+
+        $pendingRequest = GoldCreditRequest::where('customer_id', $customerId)
+            ->where('status', 'pending')
+            ->latest()
+            ->first();
+
+        $remainingSoot = 0;
+        if ($credit) {
+            $remainingSoot = $credit->installments
+                ->whereIn('status', ['pending', 'overdue', 'partial'])
+                ->sum('amount_soot');
+        }
+
+        $canRequest = !$credit
+            && !$pendingRequest
+            && $walletGold >= $minBalance
+            && $tier !== null;
+
+        return response()->json([
+            'credit' => $credit,
+            'pending_request' => $pendingRequest,
+            'remaining_soot' => $remainingSoot,
+            'gram_price_rial' => $this->service->getGramPriceRial(),
+            'wallet_gold' => $walletGold,
+            'can_request' => $canRequest,
+            'suggested_tier' => $tier,
+            'config' => $config,
+        ]);
+    }
+
+    public function requestLoan(Request $request)
+    {
+        $this->ensureEnabled();
+
+        $data = $request->validate([
+            'note' => 'nullable|string|max:500',
+        ]);
+
+        $customerId = auth('customer')->id();
+        $config = $this->service->getPublicConfig();
+        $walletGold = $this->service->getCustomerGoldBalance($customerId);
+        $minBalance = (float) $config['min_balance_gram'];
+        $tier = $this->service->resolveTierForBalance($walletGold);
+
+        if ($walletGold < $minBalance || !$tier) {
+            return response()->json([
+                'message' => 'موجودی طلای شما برای ثبت درخواست کافی نیست',
+            ], 422);
+        }
+
+        $hasActive = GoldCredit::where('customer_id', $customerId)
+            ->whereIn('status', ['pending', 'active'])
+            ->exists();
+        if ($hasActive) {
+            return response()->json(['message' => 'شما اعتبار فعال دارید'], 422);
+        }
+
+        $hasPending = GoldCreditRequest::where('customer_id', $customerId)
+            ->where('status', 'pending')
+            ->exists();
+        if ($hasPending) {
+            return response()->json(['message' => 'درخواست قبلی شما در انتظار بررسی است'], 422);
+        }
+
+        $loanRequest = GoldCreditRequest::create([
+            'customer_id' => $customerId,
+            'requested_gold' => $tier['credit_gram'],
+            'requested_months' => $tier['months'] ?? $config['default_months'],
+            'note' => $data['note'] ?? null,
+            'status' => 'pending',
+        ]);
+
+        $this->service->notifyAdminsLoanRequest($loanRequest);
+
+        return response()->json([
+            'request' => $loanRequest,
+            'message' => $config['request_success_text'],
+            'suggested_tier' => $tier,
+        ]);
+    }
+
+    public function payInstallments(Request $request)
+    {
+        $this->ensureEnabled();
+
+        $data = $request->validate([
+            'installment_ids' => 'required|array|min:1',
+            'installment_ids.*' => 'integer|exists:gold_credit_installments,id',
+            'pay_method' => 'required|in:gold,rial,mixed',
+            'gold_amount' => 'nullable|numeric|min:0',
+            'rial_amount' => 'nullable|integer|min:0',
+        ]);
+
+        $this->service->assertPayMethodAllowed($data['pay_method']);
+
+        $customerId = auth('customer')->id();
+        $credit = GoldCredit::where('customer_id', $customerId)
+            ->whereIn('status', ['active'])
+            ->orderByDesc('id')
+            ->firstOrFail();
+
+        $result = $this->service->payInstallments(
+            $credit,
+            $data['installment_ids'],
+            $data['pay_method'],
+            $data['gold_amount'] ?? null,
+            $data['rial_amount'] ?? null,
+            null
+        );
+
+        return response()->json($result);
+    }
+}