Add gold credit feature gated by SuperAdmin enable_gold_credit.
Port tables, APIs, and overdue cron from goldali, default the flag off, and keep customer routes behind auth. Co-authored-by: Cursor <cursoragent@cursor.com>
This commit is contained in:
Cursor
@@ -0,0 +1,26 @@
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<?php
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namespace App\Console\Commands;
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use App\Services\GoldCreditService;
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use Illuminate\Console\Command;
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class ProcessGoldCreditOverdue extends Command
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{
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protected $signature = 'gold-credit:process-overdue';
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protected $description = 'SMS هشدار سررسید اقساط اعتبار طلایی و اعمال جریمه روزانه پس از مهلت';
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public function handle(GoldCreditService $service): int
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{
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$result = $service->processOverdueInstallments();
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$this->info(sprintf(
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'warnings=%d penalties=%d reminders=%d',
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$result['warnings'] ?? 0,
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$result['penalties'] ?? 0,
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$result['reminders'] ?? 0
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));
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return self::SUCCESS;
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}
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}
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@@ -13,6 +13,11 @@ class Kernel extends ConsoleKernel
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protected function schedule(Schedule $schedule)
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{
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$schedule->command('gold-credit:process-overdue')
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->everyFiveMinutes()
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->name('gold_credit_process_overdue')
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->withoutOverlapping();
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// تیک قیمت — ۶ بار در دقیقه با فاصله ۱۰ ثانیه (montzar + zaarbox + محصولات)
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// نیاز: * * * * * php artisan schedule:run
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// یا یکبار: php artisan schedule:bootstrap
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@@ -0,0 +1,221 @@
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<?php
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namespace App\Http\Controllers\Admin;
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use App\DB\Te\TableEngine;
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use App\Http\Controllers\Controller;
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use App\Models\GoldCredit;
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use App\Models\GoldCreditInstallment;
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use App\Models\GoldCreditRequest;
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use App\Services\GoldCreditService;
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use Illuminate\Http\Request;
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class GoldCreditController extends Controller
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{
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public function __construct(private GoldCreditService $service)
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{
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}
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private function ensureEnabled()
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{
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if (! app(\App\Services\ConfigService::class)->isGoldCreditEnabled()) {
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abort(403, 'اعتبار طلایی برای این نسخه فعال نیست');
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}
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}
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public function store(Request $request)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'customer_id' => 'required|integer|exists:customers,id',
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'gold_amount' => 'required|numeric|min:0.001',
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'months' => 'required|integer|min:1|max:120',
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'interest_type' => 'nullable|in:none,percent,fixed_gram',
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'interest_value' => 'nullable|numeric|min:0',
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'delivery_method' => 'nullable|in:auto,manual,in_person',
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'notes' => 'nullable|string',
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'has_check' => 'nullable|boolean',
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'has_contract' => 'nullable|boolean',
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'check_note' => 'nullable|string|max:255',
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'contract_note' => 'nullable|string|max:255',
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'penalty_type' => 'nullable|in:rial,gold',
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'penalty_amount' => 'nullable|numeric|min:0',
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'grace_hours' => 'nullable|integer|min:0|max:720',
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]);
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$credit = $this->service->createCredit($data, auth()->id(), 'admin_direct');
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return response()->json($credit);
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}
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public function update(Request $request, int $id)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'gold_amount' => 'nullable|numeric|min:0.001',
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'months' => 'nullable|integer|min:1|max:120',
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'interest_type' => 'nullable|in:none,percent,fixed_gram',
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'interest_value' => 'nullable|numeric|min:0',
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'notes' => 'nullable|string',
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'status' => 'nullable|in:cancelled',
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'has_check' => 'nullable|boolean',
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'has_contract' => 'nullable|boolean',
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'check_note' => 'nullable|string|max:255',
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'contract_note' => 'nullable|string|max:255',
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'penalty_type' => 'nullable|in:rial,gold',
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'penalty_amount' => 'nullable|numeric|min:0',
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'grace_hours' => 'nullable|integer|min:0|max:720',
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]);
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$credit = $this->service->updateCredit($id, $data);
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return response()->json($credit);
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}
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public function table(Request $request)
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{
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$this->ensureEnabled();
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$data = $request->all();
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if (isset($data['select']) && is_null($data['select'])) {
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$data['select'] = [];
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}
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$query = GoldCredit::with(['customer:id,name,mobile', 'creator:id,name'])
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->whereIn('status', ['pending', 'active', 'completed']);
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TableEngine::create($query, $data)
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->initSearch(['notes', 'customer.name', 'customer.mobile'])
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->select(['*'])
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->export($query);
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return $query;
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}
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public function requestsTable(Request $request)
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{
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$this->ensureEnabled();
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$data = $request->all();
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if (isset($data['select']) && is_null($data['select'])) {
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$data['select'] = [];
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}
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$query = GoldCreditRequest::with(['customer:id,name,mobile']);
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TableEngine::create($query, $data)
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->initSearch(['note', 'admin_note', 'customer.name', 'customer.mobile'])
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->select(['*'])
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->export($query);
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return $query;
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}
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public function customerInstallments(Request $request, int $customerId)
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{
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$this->ensureEnabled();
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$credit = GoldCredit::with('installments')
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->where('customer_id', $customerId)
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->whereIn('status', ['pending', 'active', 'completed'])
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->orderByDesc('id')
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->first();
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if (!$credit) {
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return response()->json(['rows' => [], 'total' => 0, 'credit' => null]);
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}
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$this->service->refreshOverdueStatuses($credit);
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return response()->json([
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'rows' => $credit->installments,
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'total' => $credit->installments->count(),
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'credit' => $credit,
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]);
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}
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public function approveRequest(Request $request, int $id)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'gold_amount' => 'nullable|numeric|min:0.001',
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'months' => 'required|integer|min:1|max:120',
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'interest_type' => 'nullable|in:none,percent,fixed_gram',
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'interest_value' => 'nullable|numeric|min:0',
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'delivery_method' => 'nullable|in:auto,manual,in_person',
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'admin_note' => 'nullable|string',
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'notes' => 'nullable|string',
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'has_check' => 'nullable|boolean',
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'has_contract' => 'nullable|boolean',
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'check_note' => 'nullable|string|max:255',
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'contract_note' => 'nullable|string|max:255',
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'penalty_type' => 'nullable|in:rial,gold',
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'penalty_amount' => 'nullable|numeric|min:0',
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'grace_hours' => 'nullable|integer|min:0|max:720',
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]);
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$credit = $this->service->approveRequest($id, $data, auth()->id());
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return response()->json($credit);
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}
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public function rejectRequest(Request $request, int $id)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'admin_note' => 'nullable|string',
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]);
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$result = $this->service->rejectRequest($id, $data['admin_note'] ?? null);
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return response()->json($result);
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}
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public function payInstallments(Request $request)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'gold_credit_id' => 'required|integer|exists:gold_credits,id',
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'installment_ids' => 'required|array|min:1',
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'installment_ids.*' => 'integer|exists:gold_credit_installments,id',
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'pay_method' => 'required|in:gold,rial,mixed',
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'gold_amount' => 'nullable|numeric|min:0',
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'rial_amount' => 'nullable|integer|min:0',
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]);
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$credit = GoldCredit::findOrFail($data['gold_credit_id']);
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$result = $this->service->payInstallments(
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$credit,
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$data['installment_ids'],
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$data['pay_method'],
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$data['gold_amount'] ?? null,
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$data['rial_amount'] ?? null,
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auth()->id()
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);
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return response()->json($result);
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}
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public function preview(Request $request)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'gold_amount' => 'required|numeric|min:0.001',
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'months' => 'required|integer|min:1|max:120',
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'interest_type' => 'nullable|in:none,percent,fixed_gram',
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'interest_value' => 'nullable|numeric|min:0',
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]);
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$plan = $this->service->buildInstallmentPlan(
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(float) $data['gold_amount'],
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(int) $data['months'],
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$data['interest_type'] ?? 'none',
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(float) ($data['interest_value'] ?? 0)
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);
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return response()->json($plan);
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}
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}
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@@ -235,7 +235,7 @@ class SettingsController extends Controller
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}
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/**
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* تنظیمات پیشرفته: ۱۴ دسترسی از سوپرادمین + بقیهٔ can_edit=0 از DB لوکال.
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* تنظیمات پیشرفته: ۱۵ دسترسی از سوپرادمین + بقیهٔ can_edit=0 از DB لوکال.
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*/
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private function composeSystemSettings($localRows)
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{
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@@ -319,7 +319,7 @@ class SettingsController extends Controller
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/**
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* get_settings ادمین (و پایهٔ publicIndex قبل از فیلتر show_to_user):
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* can_edit=1 (+ runtime + local-owned) از DB لوکال
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* فقط ۱۴ دسترسی سوپرادمین از overlay؛ بقیهٔ can_edit=0 از کپی لوکال
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* فقط ۱۵ دسترسی سوپرادمین از overlay؛ بقیهٔ can_edit=0 از کپی لوکال
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* اگر سوپرادمین در دسترس نباشد کل جدول لوکال برمیگردد.
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*/
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private function composeGetSettings($localRows)
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@@ -0,0 +1,157 @@
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<?php
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namespace App\Http\Controllers\Customer;
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use App\Http\Controllers\Controller;
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use App\Models\GoldCredit;
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use App\Models\GoldCreditRequest;
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use App\Services\GoldCreditService;
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use Illuminate\Http\Request;
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class GoldCreditController extends Controller
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{
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public function __construct(private GoldCreditService $service)
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{
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}
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private function ensureEnabled()
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{
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if (! app(\App\Services\ConfigService::class)->isGoldCreditEnabled()) {
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abort(403, 'اعتبار طلایی برای این نسخه فعال نیست');
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}
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}
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public function show()
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{
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$this->ensureEnabled();
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$customerId = auth('customer')->id();
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$config = $this->service->getPublicConfig();
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$walletGold = $this->service->getCustomerGoldBalance($customerId);
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$tier = $this->service->resolveTierForBalance($walletGold);
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$minBalance = (float) $config['min_balance_gram'];
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$credit = GoldCredit::with('installments')
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->where('customer_id', $customerId)
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->whereIn('status', ['pending', 'active', 'completed'])
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->orderByDesc('id')
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->first();
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if ($credit) {
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$this->service->refreshOverdueStatuses($credit);
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$credit->load('installments');
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}
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$pendingRequest = GoldCreditRequest::where('customer_id', $customerId)
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->where('status', 'pending')
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->latest()
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->first();
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$remainingSoot = 0;
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if ($credit) {
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$remainingSoot = $credit->installments
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->whereIn('status', ['pending', 'overdue', 'partial'])
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->sum('amount_soot');
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}
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$canRequest = !$credit
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&& !$pendingRequest
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&& $walletGold >= $minBalance
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&& $tier !== null;
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return response()->json([
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'credit' => $credit,
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'pending_request' => $pendingRequest,
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'remaining_soot' => $remainingSoot,
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'gram_price_rial' => $this->service->getGramPriceRial(),
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'wallet_gold' => $walletGold,
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'can_request' => $canRequest,
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'suggested_tier' => $tier,
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'config' => $config,
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]);
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}
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public function requestLoan(Request $request)
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{
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$this->ensureEnabled();
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$data = $request->validate([
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'note' => 'nullable|string|max:500',
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]);
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$customerId = auth('customer')->id();
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$config = $this->service->getPublicConfig();
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$walletGold = $this->service->getCustomerGoldBalance($customerId);
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$minBalance = (float) $config['min_balance_gram'];
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$tier = $this->service->resolveTierForBalance($walletGold);
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if ($walletGold < $minBalance || !$tier) {
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return response()->json([
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'message' => 'موجودی طلای شما برای ثبت درخواست کافی نیست',
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], 422);
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}
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$hasActive = GoldCredit::where('customer_id', $customerId)
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->whereIn('status', ['pending', 'active'])
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->exists();
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if ($hasActive) {
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return response()->json(['message' => 'شما اعتبار فعال دارید'], 422);
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}
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$hasPending = GoldCreditRequest::where('customer_id', $customerId)
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->where('status', 'pending')
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->exists();
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if ($hasPending) {
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return response()->json(['message' => 'درخواست قبلی شما در انتظار بررسی است'], 422);
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}
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$loanRequest = GoldCreditRequest::create([
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'customer_id' => $customerId,
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'requested_gold' => $tier['credit_gram'],
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'requested_months' => $tier['months'] ?? $config['default_months'],
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'note' => $data['note'] ?? null,
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'status' => 'pending',
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]);
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$this->service->notifyAdminsLoanRequest($loanRequest);
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return response()->json([
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'request' => $loanRequest,
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'message' => $config['request_success_text'],
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'suggested_tier' => $tier,
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]);
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}
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public function payInstallments(Request $request)
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{
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$this->ensureEnabled();
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|
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$data = $request->validate([
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'installment_ids' => 'required|array|min:1',
|
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'installment_ids.*' => 'integer|exists:gold_credit_installments,id',
|
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'pay_method' => 'required|in:gold,rial,mixed',
|
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'gold_amount' => 'nullable|numeric|min:0',
|
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'rial_amount' => 'nullable|integer|min:0',
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]);
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$this->service->assertPayMethodAllowed($data['pay_method']);
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$customerId = auth('customer')->id();
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$credit = GoldCredit::where('customer_id', $customerId)
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->whereIn('status', ['active'])
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->orderByDesc('id')
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->firstOrFail();
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$result = $this->service->payInstallments(
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$credit,
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$data['installment_ids'],
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$data['pay_method'],
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$data['gold_amount'] ?? null,
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$data['rial_amount'] ?? null,
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null
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);
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return response()->json($result);
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}
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}
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@@ -0,0 +1,61 @@
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<?php
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namespace App\Models;
|
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use Illuminate\Database\Eloquent\Model;
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use Illuminate\Database\Eloquent\Relations\BelongsTo;
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use Illuminate\Database\Eloquent\Relations\HasMany;
|
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class GoldCredit extends Model
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{
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protected $fillable = [
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'customer_id',
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'gold_amount',
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'months',
|
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'interest_type',
|
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'interest_value',
|
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'delivery_method',
|
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'status',
|
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'source',
|
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'total_interest_gold',
|
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'total_payable_gold',
|
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'paid_gold',
|
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'paid_rial',
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'created_by',
|
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'notes',
|
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'has_check',
|
||||
'has_contract',
|
||||
'check_note',
|
||||
'contract_note',
|
||||
'penalty_type',
|
||||
'penalty_amount',
|
||||
'grace_hours',
|
||||
];
|
||||
|
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protected $casts = [
|
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'gold_amount' => 'float',
|
||||
'interest_value' => 'float',
|
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'total_interest_gold' => 'float',
|
||||
'total_payable_gold' => 'float',
|
||||
'paid_gold' => 'float',
|
||||
'paid_rial' => 'integer',
|
||||
'has_check' => 'boolean',
|
||||
'has_contract' => 'boolean',
|
||||
'penalty_amount' => 'float',
|
||||
];
|
||||
|
||||
public function customer(): BelongsTo
|
||||
{
|
||||
return $this->belongsTo(Customer::class);
|
||||
}
|
||||
|
||||
public function installments(): HasMany
|
||||
{
|
||||
return $this->hasMany(GoldCreditInstallment::class)->orderBy('installment_number');
|
||||
}
|
||||
|
||||
public function creator(): BelongsTo
|
||||
{
|
||||
return $this->belongsTo(User::class, 'created_by');
|
||||
}
|
||||
}
|
||||
@@ -0,0 +1,52 @@
|
||||
<?php
|
||||
|
||||
namespace App\Models;
|
||||
|
||||
use Illuminate\Database\Eloquent\Model;
|
||||
use Illuminate\Database\Eloquent\Relations\BelongsTo;
|
||||
|
||||
class GoldCreditInstallment extends Model
|
||||
{
|
||||
protected $fillable = [
|
||||
'gold_credit_id',
|
||||
'installment_number',
|
||||
'due_date',
|
||||
'amount_soot',
|
||||
'principal_gold',
|
||||
'interest_gold',
|
||||
'total_gold',
|
||||
'paid_gold',
|
||||
'paid_rial',
|
||||
'status',
|
||||
'paid_at',
|
||||
'warning_sms_sent_at',
|
||||
'reminder_3d_sent_at',
|
||||
'reminder_1d_sent_at',
|
||||
'penalty_started_at',
|
||||
'last_penalty_at',
|
||||
'penalty_days',
|
||||
'penalty_rial',
|
||||
'penalty_gold',
|
||||
];
|
||||
|
||||
protected $casts = [
|
||||
'due_date' => 'date',
|
||||
'principal_gold' => 'float',
|
||||
'interest_gold' => 'float',
|
||||
'total_gold' => 'float',
|
||||
'paid_gold' => 'float',
|
||||
'paid_rial' => 'integer',
|
||||
'paid_at' => 'datetime',
|
||||
'warning_sms_sent_at' => 'datetime',
|
||||
'reminder_3d_sent_at' => 'datetime',
|
||||
'reminder_1d_sent_at' => 'datetime',
|
||||
'penalty_started_at' => 'datetime',
|
||||
'last_penalty_at' => 'datetime',
|
||||
'penalty_gold' => 'float',
|
||||
];
|
||||
|
||||
public function goldCredit(): BelongsTo
|
||||
{
|
||||
return $this->belongsTo(GoldCredit::class);
|
||||
}
|
||||
}
|
||||
@@ -0,0 +1,33 @@
|
||||
<?php
|
||||
|
||||
namespace App\Models;
|
||||
|
||||
use Illuminate\Database\Eloquent\Model;
|
||||
use Illuminate\Database\Eloquent\Relations\BelongsTo;
|
||||
|
||||
class GoldCreditRequest extends Model
|
||||
{
|
||||
protected $fillable = [
|
||||
'customer_id',
|
||||
'requested_gold',
|
||||
'requested_months',
|
||||
'note',
|
||||
'status',
|
||||
'admin_note',
|
||||
'gold_credit_id',
|
||||
];
|
||||
|
||||
protected $casts = [
|
||||
'requested_gold' => 'float',
|
||||
];
|
||||
|
||||
public function customer(): BelongsTo
|
||||
{
|
||||
return $this->belongsTo(Customer::class);
|
||||
}
|
||||
|
||||
public function goldCredit(): BelongsTo
|
||||
{
|
||||
return $this->belongsTo(GoldCredit::class);
|
||||
}
|
||||
}
|
||||
@@ -1223,6 +1223,11 @@ class ConfigService
|
||||
return $this->getBool('enable_product_funds', false);
|
||||
}
|
||||
|
||||
public function isGoldCreditEnabled(): bool
|
||||
{
|
||||
return $this->getBool('enable_gold_credit', false);
|
||||
}
|
||||
|
||||
/**
|
||||
* سوییچ اصلی جیبیت (can_edit=0، پیشفرض روشن).
|
||||
* خاموش = هیچ فراخوانی احراز هویت به جیبیت انجام نمیشود.
|
||||
|
||||
@@ -0,0 +1,851 @@
|
||||
<?php
|
||||
|
||||
namespace App\Services;
|
||||
|
||||
use App\Models\Customer;
|
||||
use App\Models\GoldCredit;
|
||||
use App\Models\GoldCreditInstallment;
|
||||
use App\Models\GoldCreditRequest;
|
||||
use App\Models\Price;
|
||||
use App\Models\User;
|
||||
use App\Models\Withdraw;
|
||||
use Carbon\Carbon;
|
||||
use Illuminate\Support\Facades\DB;
|
||||
use Illuminate\Support\Facades\Log;
|
||||
use Illuminate\Support\Facades\Schema;
|
||||
use Rooyesh\Wallet\interfaces\TransactionInterface;
|
||||
use Rooyesh\Wallet\interfaces\WalletInterface;
|
||||
use Rooyesh\Wallet\models\Wallet;
|
||||
use Symfony\Component\HttpKernel\Exception\UnprocessableEntityHttpException;
|
||||
|
||||
class GoldCreditService
|
||||
{
|
||||
public function buildInstallmentPlan(
|
||||
float $goldAmount,
|
||||
int $months,
|
||||
string $interestType = 'none',
|
||||
float $interestValue = 0
|
||||
): array {
|
||||
if ($months < 1) {
|
||||
throw new UnprocessableEntityHttpException('تعداد ماه باید حداقل ۱ باشد');
|
||||
}
|
||||
if ($goldAmount <= 0) {
|
||||
throw new UnprocessableEntityHttpException('مقدار طلا باید بیشتر از صفر باشد');
|
||||
}
|
||||
|
||||
$totalSoot = (int) round($goldAmount * 1000);
|
||||
$baseSootPerMonth = intdiv($totalSoot, $months);
|
||||
$remainder = $totalSoot - ($baseSootPerMonth * $months);
|
||||
|
||||
$totalInterestGold = $this->calculateTotalInterest($goldAmount, $months, $interestType, $interestValue);
|
||||
$interestPerMonth = $months > 0 ? $totalInterestGold / $months : 0;
|
||||
|
||||
$installments = [];
|
||||
for ($i = 1; $i <= $months; $i++) {
|
||||
$soot = $baseSootPerMonth + ($i === $months ? $remainder : 0);
|
||||
$principalGold = $soot / 1000;
|
||||
$interestGold = round($interestPerMonth, 6);
|
||||
$installments[] = [
|
||||
'installment_number' => $i,
|
||||
'amount_soot' => $soot,
|
||||
'principal_gold' => $principalGold,
|
||||
'interest_gold' => $interestGold,
|
||||
'total_gold' => round($principalGold + $interestGold, 6),
|
||||
];
|
||||
}
|
||||
|
||||
return [
|
||||
'installments' => $installments,
|
||||
'total_interest_gold' => round($totalInterestGold, 6),
|
||||
'total_payable_gold' => round($goldAmount + $totalInterestGold, 6),
|
||||
];
|
||||
}
|
||||
|
||||
public function createCredit(array $data, ?int $adminId = null, string $source = 'admin_direct'): GoldCredit
|
||||
{
|
||||
$customer = Customer::findOrFail($data['customer_id']);
|
||||
$active = GoldCredit::where('customer_id', $customer->id)
|
||||
->whereIn('status', ['pending', 'active'])
|
||||
->exists();
|
||||
if ($active) {
|
||||
throw new UnprocessableEntityHttpException('این کاربر اعتبار فعال دارد');
|
||||
}
|
||||
|
||||
$plan = $this->buildInstallmentPlan(
|
||||
(float) $data['gold_amount'],
|
||||
(int) $data['months'],
|
||||
$data['interest_type'] ?? 'none',
|
||||
(float) ($data['interest_value'] ?? 0)
|
||||
);
|
||||
|
||||
return DB::transaction(function () use ($data, $adminId, $source, $customer, $plan) {
|
||||
$cfg = app(ConfigService::class);
|
||||
$credit = GoldCredit::create([
|
||||
'customer_id' => $customer->id,
|
||||
'gold_amount' => $data['gold_amount'],
|
||||
'months' => $data['months'],
|
||||
'interest_type' => $data['interest_type'] ?? 'none',
|
||||
'interest_value' => $data['interest_value'] ?? 0,
|
||||
'delivery_method' => $data['delivery_method'] ?? 'manual',
|
||||
'status' => 'active',
|
||||
'source' => $source,
|
||||
'total_interest_gold' => $plan['total_interest_gold'],
|
||||
'total_payable_gold' => $plan['total_payable_gold'],
|
||||
'created_by' => $adminId,
|
||||
'notes' => $data['notes'] ?? null,
|
||||
'has_check' => (bool) ($data['has_check'] ?? false),
|
||||
'has_contract' => (bool) ($data['has_contract'] ?? false),
|
||||
'check_note' => $data['check_note'] ?? null,
|
||||
'contract_note' => $data['contract_note'] ?? null,
|
||||
'penalty_type' => $data['penalty_type'] ?? $cfg->get('gold_credit_penalty_type', 'rial'),
|
||||
'penalty_amount' => $data['penalty_amount'] ?? $cfg->get('gold_credit_penalty_amount', '1000000'),
|
||||
'grace_hours' => $data['grace_hours'] ?? $cfg->getInt('gold_credit_grace_hours', 24),
|
||||
]);
|
||||
|
||||
$startDate = Carbon::now();
|
||||
foreach ($plan['installments'] as $item) {
|
||||
GoldCreditInstallment::create([
|
||||
'gold_credit_id' => $credit->id,
|
||||
'installment_number' => $item['installment_number'],
|
||||
'due_date' => $startDate->copy()->addMonths($item['installment_number'])->toDateString(),
|
||||
'amount_soot' => $item['amount_soot'],
|
||||
'principal_gold' => $item['principal_gold'],
|
||||
'interest_gold' => $item['interest_gold'],
|
||||
'total_gold' => $item['total_gold'],
|
||||
'status' => 'pending',
|
||||
]);
|
||||
}
|
||||
|
||||
if (($data['delivery_method'] ?? 'manual') === 'auto') {
|
||||
$this->deliverCredit($credit, $adminId, $data['notes'] ?? 'اعتبار طلایی');
|
||||
}
|
||||
|
||||
return $credit->load('installments', 'customer');
|
||||
});
|
||||
}
|
||||
|
||||
public function deliverCredit(GoldCredit $credit, ?int $adminId, string $note = 'اعتبار طلایی'): void
|
||||
{
|
||||
$customer = Customer::findOrFail($credit->customer_id);
|
||||
$walletOwnerType = $customer->resolveWalletOwnerType();
|
||||
$walletInterface = new WalletInterface($customer->id, $walletOwnerType);
|
||||
|
||||
$withdraw = Withdraw::create([
|
||||
'user_id' => $adminId,
|
||||
'customer_id' => $customer->id,
|
||||
'gold' => $credit->gold_amount,
|
||||
'note' => $note,
|
||||
'sts' => 4,
|
||||
]);
|
||||
|
||||
new TransactionInterface($walletInterface, [
|
||||
'cash' => 0,
|
||||
'gold' => $credit->gold_amount,
|
||||
'expire_at' => now(),
|
||||
'note' => $note,
|
||||
'withdraw_id' => $withdraw->id,
|
||||
'active' => true,
|
||||
], 7, true, false, 0);
|
||||
}
|
||||
|
||||
public function approveRequest(int $requestId, array $creditData, int $adminId): GoldCredit
|
||||
{
|
||||
$request = GoldCreditRequest::where('status', 'pending')->findOrFail($requestId);
|
||||
$creditData['customer_id'] = $request->customer_id;
|
||||
if (!isset($creditData['gold_amount'])) {
|
||||
$creditData['gold_amount'] = $request->requested_gold;
|
||||
}
|
||||
if (!isset($creditData['months'])) {
|
||||
$creditData['months'] = $request->requested_months
|
||||
?? (int) app(ConfigService::class)->getInt('gold_credit_default_months', 12);
|
||||
}
|
||||
|
||||
return DB::transaction(function () use ($request, $creditData, $adminId) {
|
||||
$credit = $this->createCredit($creditData, $adminId, 'user_request');
|
||||
$request->update([
|
||||
'status' => 'approved',
|
||||
'gold_credit_id' => $credit->id,
|
||||
'admin_note' => $creditData['admin_note'] ?? $creditData['notes'] ?? null,
|
||||
]);
|
||||
return $credit;
|
||||
});
|
||||
}
|
||||
|
||||
public function rejectRequest(int $requestId, ?string $adminNote = null): GoldCreditRequest
|
||||
{
|
||||
$request = GoldCreditRequest::where('status', 'pending')->findOrFail($requestId);
|
||||
$request->update([
|
||||
'status' => 'rejected',
|
||||
'admin_note' => $adminNote,
|
||||
]);
|
||||
return $request;
|
||||
}
|
||||
|
||||
public function payInstallments(
|
||||
GoldCredit $credit,
|
||||
array $installmentIds,
|
||||
string $payMethod,
|
||||
?float $goldAmount = null,
|
||||
?int $rialAmount = null,
|
||||
?int $adminId = null
|
||||
): array {
|
||||
$installments = GoldCreditInstallment::where('gold_credit_id', $credit->id)
|
||||
->whereIn('id', $installmentIds)
|
||||
->orderBy('installment_number')
|
||||
->get();
|
||||
|
||||
if ($installments->isEmpty()) {
|
||||
throw new UnprocessableEntityHttpException('قسطی یافت نشد');
|
||||
}
|
||||
|
||||
$this->assertSequentialPayable($credit, $installments);
|
||||
|
||||
$totalDueGold = (float) $installments->sum(fn ($i) => (float) $i->total_gold + (float) $i->penalty_gold);
|
||||
$totalDueSoot = (int) $installments->sum('amount_soot');
|
||||
$totalPenaltyRial = (int) $installments->sum('penalty_rial');
|
||||
|
||||
[$payGold, $payRial] = $this->resolvePaymentAmounts(
|
||||
$payMethod,
|
||||
$totalDueGold,
|
||||
$goldAmount,
|
||||
$rialAmount
|
||||
);
|
||||
$payRial += $totalPenaltyRial;
|
||||
|
||||
$customer = Customer::findOrFail($credit->customer_id);
|
||||
$this->deductFromWallet($customer, $payGold, $payRial, $adminId);
|
||||
|
||||
$now = now();
|
||||
foreach ($installments as $installment) {
|
||||
$isPrepaid = $installment->due_date->isFuture();
|
||||
$installment->update([
|
||||
'paid_gold' => (float) $installment->total_gold + (float) $installment->penalty_gold,
|
||||
'paid_rial' => (int) $installment->penalty_rial,
|
||||
'status' => $isPrepaid ? 'prepaid' : 'paid',
|
||||
'paid_at' => $now,
|
||||
]);
|
||||
}
|
||||
|
||||
$credit->increment('paid_gold', $totalDueGold);
|
||||
$credit->increment('paid_rial', $payRial);
|
||||
|
||||
$remaining = GoldCreditInstallment::where('gold_credit_id', $credit->id)
|
||||
->whereIn('status', ['pending', 'partial', 'overdue'])
|
||||
->count();
|
||||
if ($remaining === 0) {
|
||||
$credit->update(['status' => 'completed']);
|
||||
}
|
||||
|
||||
$this->refreshOverdueStatuses($credit);
|
||||
|
||||
$this->notifyAdminsPayment($customer, $credit, $installments, $totalDueSoot, $payGold, $payRial);
|
||||
|
||||
return [
|
||||
'paid_installments' => $installments->pluck('id'),
|
||||
'total_soot' => $totalDueSoot,
|
||||
'paid_gold' => $payGold,
|
||||
'paid_rial' => $payRial,
|
||||
];
|
||||
}
|
||||
|
||||
public function refreshOverdueStatuses(GoldCredit $credit): void
|
||||
{
|
||||
GoldCreditInstallment::where('gold_credit_id', $credit->id)
|
||||
->where('status', 'pending')
|
||||
->where('due_date', '<', now()->toDateString())
|
||||
->update(['status' => 'overdue']);
|
||||
}
|
||||
|
||||
public function updateCredit(int $creditId, array $data): GoldCredit
|
||||
{
|
||||
$credit = GoldCredit::with('installments')->findOrFail($creditId);
|
||||
if (!in_array($credit->status, ['pending', 'active'], true)) {
|
||||
throw new UnprocessableEntityHttpException('فقط اعتبارهای فعال قابل ویرایش هستند');
|
||||
}
|
||||
|
||||
if (isset($data['notes'])) {
|
||||
$credit->notes = $data['notes'];
|
||||
}
|
||||
foreach (['has_check', 'has_contract'] as $boolField) {
|
||||
if (array_key_exists($boolField, $data)) {
|
||||
$credit->{$boolField} = (bool) $data[$boolField];
|
||||
}
|
||||
}
|
||||
foreach (['check_note', 'contract_note', 'penalty_type'] as $textField) {
|
||||
if (array_key_exists($textField, $data)) {
|
||||
$credit->{$textField} = $data[$textField];
|
||||
}
|
||||
}
|
||||
if (array_key_exists('penalty_amount', $data)) {
|
||||
$credit->penalty_amount = $data['penalty_amount'];
|
||||
}
|
||||
if (array_key_exists('grace_hours', $data)) {
|
||||
$credit->grace_hours = $data['grace_hours'];
|
||||
}
|
||||
if (isset($data['status']) && in_array($data['status'], ['cancelled'], true)) {
|
||||
$credit->status = $data['status'];
|
||||
$credit->save();
|
||||
return $credit;
|
||||
}
|
||||
|
||||
$needsRecalc = isset($data['gold_amount']) || isset($data['months'])
|
||||
|| isset($data['interest_type']) || isset($data['interest_value']);
|
||||
|
||||
if ($needsRecalc) {
|
||||
$paidNumbers = $credit->installments
|
||||
->whereIn('status', ['paid', 'prepaid'])
|
||||
->pluck('installment_number')
|
||||
->toArray();
|
||||
if (count($paidNumbers) > 0) {
|
||||
throw new UnprocessableEntityHttpException('پس از پرداخت قسط، امکان تغییر مبلغ/مدت وجود ندارد');
|
||||
}
|
||||
|
||||
$goldAmount = (float) ($data['gold_amount'] ?? $credit->gold_amount);
|
||||
$months = (int) ($data['months'] ?? $credit->months);
|
||||
$interestType = $data['interest_type'] ?? $credit->interest_type;
|
||||
$interestValue = (float) ($data['interest_value'] ?? $credit->interest_value);
|
||||
|
||||
$plan = $this->buildInstallmentPlan($goldAmount, $months, $interestType, $interestValue);
|
||||
$credit->installments()->delete();
|
||||
|
||||
$startDate = Carbon::parse($credit->created_at);
|
||||
foreach ($plan['installments'] as $item) {
|
||||
GoldCreditInstallment::create([
|
||||
'gold_credit_id' => $credit->id,
|
||||
'installment_number' => $item['installment_number'],
|
||||
'due_date' => $startDate->copy()->addMonths($item['installment_number'])->toDateString(),
|
||||
'amount_soot' => $item['amount_soot'],
|
||||
'principal_gold' => $item['principal_gold'],
|
||||
'interest_gold' => $item['interest_gold'],
|
||||
'total_gold' => $item['total_gold'],
|
||||
'status' => 'pending',
|
||||
]);
|
||||
}
|
||||
|
||||
$credit->fill([
|
||||
'gold_amount' => $goldAmount,
|
||||
'months' => $months,
|
||||
'interest_type' => $interestType,
|
||||
'interest_value' => $interestValue,
|
||||
'total_interest_gold' => $plan['total_interest_gold'],
|
||||
'total_payable_gold' => $plan['total_payable_gold'],
|
||||
]);
|
||||
}
|
||||
|
||||
$credit->save();
|
||||
return $credit->fresh(['installments', 'customer']);
|
||||
}
|
||||
|
||||
public function getGramPriceRial(): int
|
||||
{
|
||||
$price = Price::query()->orderByDesc('id')->value('price');
|
||||
return (int) ($price ?? 0);
|
||||
}
|
||||
|
||||
/**
|
||||
* هشدار SMS در سررسید + جریمه روزانه پس از مهلت (grace) + یادآوری ۱ و ۳ روز قبل.
|
||||
* پرداخت خودکار نیست — فقط بدهی جریمه اضافه میشود.
|
||||
*
|
||||
* @return array{warnings:int,penalties:int,reminders:int}
|
||||
*/
|
||||
public function processOverdueInstallments(): array
|
||||
{
|
||||
$cfg = app(ConfigService::class);
|
||||
if (! $cfg->isGoldCreditEnabled() || ! Schema::hasTable('gold_credit_installments')) {
|
||||
return ['warnings' => 0, 'penalties' => 0, 'reminders' => 0];
|
||||
}
|
||||
|
||||
$smsEnabled = $cfg->getBool('gold_credit_overdue_sms_enabled', true);
|
||||
$warnings = 0;
|
||||
$penalties = 0;
|
||||
$reminders = $this->processUpcomingDueReminders();
|
||||
|
||||
$installments = GoldCreditInstallment::with(['goldCredit.customer'])
|
||||
->whereIn('status', ['pending', 'overdue'])
|
||||
->where('due_date', '<=', now()->toDateString())
|
||||
->get();
|
||||
|
||||
foreach ($installments as $installment) {
|
||||
$credit = $installment->goldCredit;
|
||||
if (!$credit || $credit->status !== 'active') {
|
||||
continue;
|
||||
}
|
||||
|
||||
if ($installment->status === 'pending') {
|
||||
$installment->status = 'overdue';
|
||||
$installment->save();
|
||||
}
|
||||
|
||||
if ($smsEnabled && !$installment->warning_sms_sent_at) {
|
||||
$this->sendOverdueWarningSms($installment);
|
||||
$installment->warning_sms_sent_at = now();
|
||||
$installment->save();
|
||||
$warnings++;
|
||||
}
|
||||
|
||||
if ($this->applyDailyPenaltyIfDue($installment, $credit)) {
|
||||
$penalties++;
|
||||
}
|
||||
}
|
||||
|
||||
return compact('warnings', 'penalties', 'reminders');
|
||||
}
|
||||
|
||||
/** یادآوری ۳ روز و ۱ روز مانده به سررسید — برای مشتری و ادمین */
|
||||
public function processUpcomingDueReminders(): int
|
||||
{
|
||||
$cfg = app(ConfigService::class);
|
||||
if (!$cfg->getBool('gold_credit_upcoming_sms_enabled', true)) {
|
||||
return 0;
|
||||
}
|
||||
|
||||
$sent = 0;
|
||||
$today = now()->startOfDay();
|
||||
|
||||
foreach ([3 => 'reminder_3d_sent_at', 1 => 'reminder_1d_sent_at'] as $days => $field) {
|
||||
$targetDate = $today->copy()->addDays($days)->toDateString();
|
||||
$installments = GoldCreditInstallment::with(['goldCredit.customer'])
|
||||
->where('status', 'pending')
|
||||
->whereNull($field)
|
||||
->whereDate('due_date', $targetDate)
|
||||
->get();
|
||||
|
||||
foreach ($installments as $installment) {
|
||||
$credit = $installment->goldCredit;
|
||||
if (!$credit || $credit->status !== 'active') {
|
||||
continue;
|
||||
}
|
||||
$this->sendUpcomingReminderSms($installment, $days);
|
||||
$installment->{$field} = now();
|
||||
$installment->save();
|
||||
$sent++;
|
||||
}
|
||||
}
|
||||
|
||||
return $sent;
|
||||
}
|
||||
|
||||
public function notifyAdminsLoanRequest(GoldCreditRequest $request): void
|
||||
{
|
||||
$cfg = app(ConfigService::class);
|
||||
if (!$cfg->getBool('gold_credit_admin_sms_enabled', true)) {
|
||||
return;
|
||||
}
|
||||
|
||||
$customer = Customer::find($request->customer_id);
|
||||
$company = $cfg->get('name_fa', '');
|
||||
$message = sprintf(
|
||||
"درخواست اعتبار طلایی جدید\nمشتری: %s\nموبایل: %s\nمقدار: %s گرم\nمدت: %s ماه\n%s",
|
||||
$customer->name ?? '-',
|
||||
$customer->mobile ?? '-',
|
||||
$request->requested_gold,
|
||||
$request->requested_months ?? '-',
|
||||
$company
|
||||
);
|
||||
$this->notifyAdminsSms($message, 'gold_credit_request');
|
||||
}
|
||||
|
||||
private function notifyAdminsPayment(
|
||||
Customer $customer,
|
||||
GoldCredit $credit,
|
||||
$installments,
|
||||
int $totalSoot,
|
||||
float $payGold,
|
||||
int $payRial
|
||||
): void {
|
||||
$cfg = app(ConfigService::class);
|
||||
if (!$cfg->getBool('gold_credit_admin_sms_enabled', true)) {
|
||||
return;
|
||||
}
|
||||
|
||||
$numbers = $installments->pluck('installment_number')->implode(',');
|
||||
$company = $cfg->get('name_fa', '');
|
||||
$message = sprintf(
|
||||
"پرداخت قسط اعتبار طلایی\nمشتری: %s\nموبایل: %s\nاقساط: %s\nمبلغ: %s سوت\nطلا: %s گرم / ریال: %s\n%s",
|
||||
$customer->name ?? '-',
|
||||
$customer->mobile ?? '-',
|
||||
$numbers,
|
||||
number_format($totalSoot),
|
||||
$payGold,
|
||||
number_format($payRial),
|
||||
$company
|
||||
);
|
||||
$this->notifyAdminsSms($message, 'gold_credit_payment');
|
||||
}
|
||||
|
||||
private function notifyAdminsSms(string $message, string $source): void
|
||||
{
|
||||
User::where('send_sms', 1)->get()->each(function ($admin) use ($message, $source) {
|
||||
if (!$admin->mobile) {
|
||||
return;
|
||||
}
|
||||
try {
|
||||
app(\App\Services\SmsBilling\SmsGatewayService::class)
|
||||
->send($admin->mobile, $message, $source);
|
||||
} catch (\Throwable $e) {
|
||||
Log::warning('gold credit admin sms failed', [
|
||||
'admin_id' => $admin->id,
|
||||
'source' => $source,
|
||||
'error' => $e->getMessage(),
|
||||
]);
|
||||
}
|
||||
});
|
||||
}
|
||||
|
||||
private function sendUpcomingReminderSms(GoldCreditInstallment $installment, int $daysLeft): void
|
||||
{
|
||||
$customer = $installment->goldCredit?->customer;
|
||||
$cfg = app(ConfigService::class);
|
||||
$company = $cfg->get('name_fa', '');
|
||||
$soot = number_format((int) $installment->amount_soot);
|
||||
|
||||
$customerMsg = sprintf(
|
||||
"%s عزیز، %d روز تا سررسید قسط شماره %d اعتبار طلایی باقی مانده است.\nمبلغ قسط: %s سوت\nلطفاً از بخش اعتبار طلایی پرداخت کنید.\n%s",
|
||||
$customer->name ?? 'کاربر',
|
||||
$daysLeft,
|
||||
$installment->installment_number,
|
||||
$soot,
|
||||
$company
|
||||
);
|
||||
|
||||
if ($customer?->mobile) {
|
||||
try {
|
||||
app(\App\Services\SmsBilling\SmsGatewayService::class)
|
||||
->send($customer->mobile, $customerMsg, 'gold_credit_upcoming');
|
||||
} catch (\Throwable $e) {
|
||||
Log::warning('gold credit upcoming sms failed', [
|
||||
'installment_id' => $installment->id,
|
||||
'error' => $e->getMessage(),
|
||||
]);
|
||||
}
|
||||
}
|
||||
|
||||
if ($cfg->getBool('gold_credit_admin_sms_enabled', true)) {
|
||||
$adminMsg = sprintf(
|
||||
"اخطار سررسید اعتبار طلایی\n%d روز مانده\nمشتری: %s\nموبایل: %s\nقسط %d — %s سوت\n%s",
|
||||
$daysLeft,
|
||||
$customer->name ?? '-',
|
||||
$customer->mobile ?? '-',
|
||||
$installment->installment_number,
|
||||
$soot,
|
||||
$company
|
||||
);
|
||||
$this->notifyAdminsSms($adminMsg, 'gold_credit_upcoming_admin');
|
||||
}
|
||||
}
|
||||
|
||||
public function resolvePenaltyConfig(GoldCredit $credit): array
|
||||
{
|
||||
$cfg = app(ConfigService::class);
|
||||
$type = $credit->penalty_type ?: $cfg->get('gold_credit_penalty_type', 'rial');
|
||||
$type = in_array($type, ['rial', 'gold'], true) ? $type : 'rial';
|
||||
$amount = $credit->penalty_amount !== null
|
||||
? (float) $credit->penalty_amount
|
||||
: (float) $cfg->get('gold_credit_penalty_amount', '1000000');
|
||||
$grace = $credit->grace_hours !== null
|
||||
? (int) $credit->grace_hours
|
||||
: $cfg->getInt('gold_credit_grace_hours', 24);
|
||||
|
||||
return [
|
||||
'type' => $type,
|
||||
'amount' => $amount,
|
||||
'grace_hours' => max(0, $grace),
|
||||
];
|
||||
}
|
||||
|
||||
private function sendOverdueWarningSms(GoldCreditInstallment $installment): void
|
||||
{
|
||||
$customer = $installment->goldCredit?->customer;
|
||||
if (!$customer?->mobile) {
|
||||
return;
|
||||
}
|
||||
|
||||
$cfg = app(ConfigService::class);
|
||||
$grace = $this->resolvePenaltyConfig($installment->goldCredit)['grace_hours'];
|
||||
$penalty = $this->resolvePenaltyConfig($installment->goldCredit);
|
||||
$penaltyLabel = $penalty['type'] === 'gold'
|
||||
? number_format($penalty['amount'], 4) . ' گرم طلا'
|
||||
: number_format((int) $penalty['amount']) . ' ریال';
|
||||
|
||||
$template = $cfg->get(
|
||||
'gold_credit_overdue_sms_text',
|
||||
'قسط شماره {n} سررسید شده است. در صورت عدم پرداخت تا {hours} ساعت آینده، روزانه {penalty} به بدهی شما اضافه میشود.'
|
||||
);
|
||||
$message = str_replace(
|
||||
['{n}', '{hours}', '{penalty}', '{name}'],
|
||||
[
|
||||
(string) $installment->installment_number,
|
||||
(string) $grace,
|
||||
$penaltyLabel,
|
||||
$customer->name ?? '',
|
||||
],
|
||||
(string) $template
|
||||
);
|
||||
$message .= "\n" . $cfg->get('name_fa', '');
|
||||
|
||||
try {
|
||||
app(\App\Services\SmsBilling\SmsGatewayService::class)
|
||||
->send($customer->mobile, $message, 'gold_credit_overdue');
|
||||
} catch (\Throwable $e) {
|
||||
\Illuminate\Support\Facades\Log::warning('gold credit overdue sms failed', [
|
||||
'installment_id' => $installment->id,
|
||||
'error' => $e->getMessage(),
|
||||
]);
|
||||
}
|
||||
}
|
||||
|
||||
private function applyDailyPenaltyIfDue(GoldCreditInstallment $installment, GoldCredit $credit): bool
|
||||
{
|
||||
if (!$installment->warning_sms_sent_at) {
|
||||
return false;
|
||||
}
|
||||
|
||||
$config = $this->resolvePenaltyConfig($credit);
|
||||
$graceEnds = Carbon::parse($installment->warning_sms_sent_at)->addHours($config['grace_hours']);
|
||||
if (now()->lt($graceEnds)) {
|
||||
return false;
|
||||
}
|
||||
|
||||
if (!$installment->penalty_started_at) {
|
||||
$installment->penalty_started_at = now();
|
||||
}
|
||||
|
||||
$last = $installment->last_penalty_at
|
||||
? Carbon::parse($installment->last_penalty_at)->startOfDay()
|
||||
: null;
|
||||
$today = now()->startOfDay();
|
||||
if ($last && $last->equalTo($today)) {
|
||||
return false;
|
||||
}
|
||||
|
||||
if ($config['type'] === 'gold') {
|
||||
$installment->penalty_gold = round((float) $installment->penalty_gold + $config['amount'], 6);
|
||||
} else {
|
||||
$installment->penalty_rial = (int) $installment->penalty_rial + (int) round($config['amount']);
|
||||
}
|
||||
$installment->penalty_days = (int) $installment->penalty_days + 1;
|
||||
$installment->last_penalty_at = now();
|
||||
$installment->status = 'overdue';
|
||||
$installment->save();
|
||||
|
||||
return true;
|
||||
}
|
||||
|
||||
private function calculateTotalInterest(
|
||||
float $goldAmount,
|
||||
int $months,
|
||||
string $interestType,
|
||||
float $interestValue
|
||||
): float {
|
||||
return match ($interestType) {
|
||||
'percent' => round($goldAmount * ($interestValue / 100) * $months, 6),
|
||||
'fixed_gram' => round($interestValue * $months, 6),
|
||||
default => 0,
|
||||
};
|
||||
}
|
||||
|
||||
private function assertSequentialPayable(GoldCredit $credit, $installments): void
|
||||
{
|
||||
$allPending = GoldCreditInstallment::where('gold_credit_id', $credit->id)
|
||||
->whereIn('status', ['pending', 'overdue', 'partial'])
|
||||
->orderBy('installment_number')
|
||||
->get();
|
||||
|
||||
$expectedIds = $allPending->take($installments->count())->pluck('id')->sort()->values();
|
||||
$actualIds = $installments->pluck('id')->sort()->values();
|
||||
|
||||
if ($expectedIds->toArray() !== $actualIds->toArray()) {
|
||||
throw new UnprocessableEntityHttpException('اقساط باید به ترتیب و بدون پرش پرداخت شوند');
|
||||
}
|
||||
|
||||
foreach ($installments as $installment) {
|
||||
if (!in_array($installment->status, ['pending', 'overdue', 'partial'], true)) {
|
||||
throw new UnprocessableEntityHttpException('یکی از اقساط انتخابشده قبلاً پرداخت شده است');
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
private function resolvePaymentAmounts(
|
||||
string $payMethod,
|
||||
float $totalDueGold,
|
||||
?float $goldAmount,
|
||||
?int $rialAmount
|
||||
): array {
|
||||
return match ($payMethod) {
|
||||
'gold' => [$totalDueGold, 0],
|
||||
'rial' => [0, $this->goldToRial($totalDueGold)],
|
||||
'mixed' => [
|
||||
(float) ($goldAmount ?? 0),
|
||||
(int) ($rialAmount ?? 0),
|
||||
],
|
||||
default => throw new UnprocessableEntityHttpException('روش پرداخت نامعتبر است'),
|
||||
};
|
||||
}
|
||||
|
||||
public function defaultTiers(): array
|
||||
{
|
||||
return [
|
||||
['min_gram' => 0.5, 'max_gram' => 1, 'credit_gram' => 3, 'monthly_soot' => 250, 'months' => 12],
|
||||
['min_gram' => 1, 'max_gram' => 2, 'credit_gram' => 4, 'monthly_soot' => 333, 'months' => 12],
|
||||
['min_gram' => 2, 'max_gram' => 3, 'credit_gram' => 5, 'monthly_soot' => 417, 'months' => 12],
|
||||
];
|
||||
}
|
||||
|
||||
public function getTiers(): array
|
||||
{
|
||||
$cfg = app(ConfigService::class);
|
||||
$raw = $cfg->getString('gold_credit_tiers', '');
|
||||
if ($raw === '') {
|
||||
return $this->defaultTiers();
|
||||
}
|
||||
$decoded = json_decode($raw, true);
|
||||
if (!is_array($decoded) || count($decoded) === 0) {
|
||||
return $this->defaultTiers();
|
||||
}
|
||||
return array_values(array_map(function ($tier) {
|
||||
return [
|
||||
'min_gram' => (float) ($tier['min_gram'] ?? 0),
|
||||
'max_gram' => (float) ($tier['max_gram'] ?? 0),
|
||||
'credit_gram' => (float) ($tier['credit_gram'] ?? 0),
|
||||
'monthly_soot' => (int) ($tier['monthly_soot'] ?? 0),
|
||||
'months' => (int) ($tier['months'] ?? 12),
|
||||
];
|
||||
}, $decoded));
|
||||
}
|
||||
|
||||
public function resolveTierForBalance(float $goldBalance): ?array
|
||||
{
|
||||
$tiers = $this->getTiers();
|
||||
$count = count($tiers);
|
||||
foreach ($tiers as $i => $tier) {
|
||||
$min = (float) $tier['min_gram'];
|
||||
$max = (float) $tier['max_gram'];
|
||||
$isLast = $i === $count - 1;
|
||||
if ($goldBalance >= $min && ($isLast ? $goldBalance <= $max : $goldBalance < $max)) {
|
||||
return $tier;
|
||||
}
|
||||
}
|
||||
return null;
|
||||
}
|
||||
|
||||
public function getCustomerGoldBalance(int $customerId): float
|
||||
{
|
||||
$customer = Customer::findOrFail($customerId);
|
||||
$walletOwnerType = $customer->resolveWalletOwnerType();
|
||||
$wallet = Wallet::where('owner', $customerId)
|
||||
->where('owner_type', $walletOwnerType)
|
||||
->whereNull('fund_id')
|
||||
->whereNull('product_id')
|
||||
->first();
|
||||
|
||||
return round((float) ($wallet->gold ?? 0), 4);
|
||||
}
|
||||
|
||||
public function getPublicConfig(): array
|
||||
{
|
||||
$cfg = app(ConfigService::class);
|
||||
$defaultInfo = "اعتبار طلایی بر اساس موجودی طلای شما در قلک اعطا میشود.\n"
|
||||
. "• کاربران با موجودی ۵۰۰ سوت تا ۱ گرم: ۳ گرم اعتبار — بازپرداخت ماهانه ۲۵۰ سوت\n"
|
||||
. "• کاربران با موجودی ۱ تا ۲ گرم: ۴ گرم اعتبار — بازپرداخت ماهانه ۳۳۳ سوت\n"
|
||||
. "• کاربران با موجودی ۲ تا ۳ گرم: ۵ گرم اعتبار — بازپرداخت ماهانه ۴۱۷ سوت\n"
|
||||
. "بازپرداخت همه طرحها ۱۲ ماهه است.";
|
||||
$defaultSuccess = 'درخواست شما ثبت شد و در حال بررسی است. تا ۲۴ ساعت آینده با شما تماس گرفته میشود و توضیحات تکمیلی توسط کارشناس ارائه خواهد شد.';
|
||||
|
||||
return [
|
||||
'min_balance_gram' => (float) $cfg->get('gold_credit_min_balance_gram', '0.5'),
|
||||
'info_text' => $cfg->getString('gold_credit_info_text', $defaultInfo),
|
||||
'request_success_text' => $cfg->getString('gold_credit_request_success_text', $defaultSuccess),
|
||||
'default_months' => $cfg->getInt('gold_credit_default_months', 12),
|
||||
'pay_methods' => [
|
||||
'gold' => $cfg->getBool('gold_credit_pay_gold_enabled', true),
|
||||
'rial' => $cfg->getBool('gold_credit_pay_rial_enabled', false),
|
||||
'mixed' => $cfg->getBool('gold_credit_pay_mixed_enabled', false),
|
||||
],
|
||||
'tiers' => $this->getTiers(),
|
||||
];
|
||||
}
|
||||
|
||||
public function assertPayMethodAllowed(string $payMethod): void
|
||||
{
|
||||
$methods = $this->getPublicConfig()['pay_methods'];
|
||||
if (empty($methods[$payMethod])) {
|
||||
throw new UnprocessableEntityHttpException('این روش پرداخت فعال نیست');
|
||||
}
|
||||
}
|
||||
|
||||
private function goldToRial(float $gold): int
|
||||
{
|
||||
$gramPrice = $this->getGramPriceRial();
|
||||
if ($gramPrice <= 0) {
|
||||
throw new UnprocessableEntityHttpException('قیمت طلا در دسترس نیست');
|
||||
}
|
||||
return (int) ceil($gold * $gramPrice);
|
||||
}
|
||||
|
||||
private function deductFromWallet(Customer $customer, float $payGold, int $payRial, ?int $adminId): void
|
||||
{
|
||||
$walletOwnerType = $customer->resolveWalletOwnerType();
|
||||
$wallet = Wallet::where('owner', $customer->id)
|
||||
->where('owner_type', $walletOwnerType)
|
||||
->whereNull('fund_id')
|
||||
->whereNull('product_id')
|
||||
->first();
|
||||
|
||||
if ($payGold > 0) {
|
||||
$available = $wallet ? (float) $wallet->gold : 0;
|
||||
if ($payGold > $available) {
|
||||
throw new UnprocessableEntityHttpException('موجودی طلای کیف پول کافی نیست');
|
||||
}
|
||||
}
|
||||
|
||||
if ($payRial > 0) {
|
||||
$mainWallet = app(MainWalletProductService::class);
|
||||
foreach (app(ConfigService::class)->mainWalletProductIds() as $productId) {
|
||||
$mainWallet->consolidateOrphanedForOwner($customer->id, $walletOwnerType, (int) $productId);
|
||||
}
|
||||
$availableCash = $mainWallet->effectiveMainWalletCash($customer->id, $walletOwnerType);
|
||||
if ($payRial > $availableCash) {
|
||||
throw new UnprocessableEntityHttpException('موجودی ریالی کیف پول کافی نیست');
|
||||
}
|
||||
}
|
||||
|
||||
$walletInterface = new WalletInterface($customer->id, $walletOwnerType);
|
||||
$note = 'بازپرداخت اعتبار طلایی';
|
||||
|
||||
if ($payGold > 0) {
|
||||
$withdraw = Withdraw::create([
|
||||
'user_id' => $adminId,
|
||||
'customer_id' => $customer->id,
|
||||
'gold' => -$payGold,
|
||||
'note' => $note,
|
||||
'sts' => 4,
|
||||
]);
|
||||
new TransactionInterface($walletInterface, [
|
||||
'cash' => 0,
|
||||
'gold' => -$payGold,
|
||||
'expire_at' => now(),
|
||||
'note' => $note,
|
||||
'withdraw_id' => $withdraw->id,
|
||||
'active' => true,
|
||||
], 7, false, false, 0);
|
||||
}
|
||||
|
||||
if ($payRial > 0) {
|
||||
$withdraw = Withdraw::create([
|
||||
'user_id' => $adminId,
|
||||
'customer_id' => $customer->id,
|
||||
'cash' => -$payRial,
|
||||
'note' => $note,
|
||||
'sts' => 4,
|
||||
]);
|
||||
new TransactionInterface($walletInterface, [
|
||||
'cash' => -$payRial,
|
||||
'gold' => 0,
|
||||
'expire_at' => now(),
|
||||
'note' => $note,
|
||||
'withdraw_id' => $withdraw->id,
|
||||
'active' => true,
|
||||
], 4, false, false);
|
||||
}
|
||||
}
|
||||
}
|
||||
@@ -11,7 +11,7 @@ use App\Models\Setting;
|
||||
class SuperAdminProgramSettingsOverlay
|
||||
{
|
||||
/**
|
||||
* فقط این ۱۴ دسترسی از سوپرادمین خوانده میشود.
|
||||
* فقط این ۱۵ دسترسی از سوپرادمین خوانده میشود.
|
||||
* هر کلید دیگری (قیمت، ساعت کاری، برندینگ، …) مال پنل خانگی است.
|
||||
*/
|
||||
public const SUPERADMIN_OWNED_KEYS = [
|
||||
@@ -20,6 +20,7 @@ class SuperAdminProgramSettingsOverlay
|
||||
'enable_automation',
|
||||
'enable_conditional_order',
|
||||
'enable_customer_level_profit',
|
||||
'enable_gold_credit',
|
||||
'enable_product_funds',
|
||||
'group_sms',
|
||||
'has_page_earn_money',
|
||||
@@ -37,6 +38,7 @@ class SuperAdminProgramSettingsOverlay
|
||||
*/
|
||||
public const CLIENT_FEATURE_KEYS = [
|
||||
'enable_conditional_order',
|
||||
'enable_gold_credit',
|
||||
'enable_product_funds',
|
||||
'has_page_earn_money',
|
||||
'has_page_gift_card',
|
||||
@@ -117,7 +119,7 @@ class SuperAdminProgramSettingsOverlay
|
||||
}
|
||||
|
||||
/**
|
||||
* آخرین مقادیر ۱۴ دسترسی را در settings لوکال ذخیره میکند (can_edit=0).
|
||||
* آخرین مقادیر ۱۵ دسترسی را در settings لوکال ذخیره میکند (can_edit=0).
|
||||
*
|
||||
* @param array<string, array<string, mixed>> $map
|
||||
*/
|
||||
|
||||
Reference in New Issue
Block a user