diff --git a/src/components/mobile/utils/wallet.ts b/src/components/mobile/utils/wallet.ts
index c96f1db..e2339da 100644
--- a/src/components/mobile/utils/wallet.ts
+++ b/src/components/mobile/utils/wallet.ts
@@ -5,11 +5,104 @@ export function getWallets(wallet?: Wallet | Wallet[]): Wallet[] {
   return Array.isArray(wallet) ? wallet : [wallet]
 }
 
-export function getCashBalance(wallet?: Wallet | Wallet[]): number {
-  return getWallets(wallet)[0]?.cash ?? 0
+/** کیف اصلی مشتری — بدون fund و بدون product */
+export function getMainWallet(wallet?: Wallet | Wallet[]): Wallet | undefined {
+  const wallets = getWallets(wallet)
+  return wallets.find((w) => w.fund_id == null && w.product_id == null)
 }
 
-export function getGoldBalance(wallet?: Wallet | Wallet[]): string {
-  const sum = getWallets(wallet).reduce((total, item) => total + (item.gold ?? 0), 0)
+/** پارس setting `main_wallet_products` — id با کاما یا JSON */
+export function parseMainWalletProductIds(raw?: string | null): number[] {
+  const value = (raw ?? '').trim()
+  if (!value) return []
+
+  try {
+    const decoded = JSON.parse(value)
+    if (Array.isArray(decoded)) {
+      return [...new Set(decoded.map((id) => Number(id)).filter((id) => id > 0))]
+    }
+  } catch {
+    // کاما‌جدا
+  }
+
+  return [
+    ...new Set(
+      value
+        .split(',')
+        .map((part) => Number(part.trim()))
+        .filter((id) => id > 0)
+    )
+  ]
+}
+
+let cachedMainWalletProductIds: number[] | null = null
+
+export function setCachedMainWalletProductIds(ids: number[]): void {
+  cachedMainWalletProductIds = ids
+}
+
+/** بارگذاری یک‌باره از API تنظیمات */
+export async function initMainWalletProductIds(): Promise<number[]> {
+  if (cachedMainWalletProductIds !== null) {
+    return cachedMainWalletProductIds
+  }
+
+  const { initWalletSettingsFromApi } = await import('@/utils/config')
+  await initWalletSettingsFromApi()
+
+  return cachedMainWalletProductIds ?? []
+}
+
+export function getMainWalletProductIds(): number[] {
+  return cachedMainWalletProductIds ?? []
+}
+
+/**
+ * موجودی ریالی کیف اصلی.
+ * با main_wallet_products ممکن است کیف legacy محصول (مثلاً id=13) cash=0 داشته باشد — فقط کیف اصلی معتبر است.
+ */
+export function getCashBalance(
+  wallet?: Wallet | Wallet[],
+  options?: { walletCash?: number | null }
+): number {
+  if (options?.walletCash != null) {
+    return Number(options.walletCash)
+  }
+  return getMainWallet(wallet)?.cash ?? 0
+}
+
+/**
+ * جمع طلای قابل‌نمایش — هم‌راستا با WalletBalanceService سرور.
+ * کیف legacy محصولات main_wallet_products در جمع نمی‌آید.
+ */
+export function getGoldBalance(
+  wallet?: Wallet | Wallet[],
+  options?: { walletGold?: number | null; mainWalletProductIds?: number[] }
+): string {
+  if (options?.walletGold != null) {
+    return Number(options.walletGold).toFixed(3)
+  }
+
+  const mainWalletProductIds = options?.mainWalletProductIds ?? getMainWalletProductIds()
+  const sum = getWallets(wallet).reduce((total, line) => {
+    const gold = Number(line.gold ?? 0)
+    if (gold <= 0) return total
+
+    if (line.fund_id != null) {
+      return total + gold
+    }
+
+    if (line.product_id == null) {
+      return total + gold
+    }
+
+    const productId = Number(line.product_id)
+    if (mainWalletProductIds.length > 0 && mainWalletProductIds.includes(productId)) {
+      return total
+    }
+
+    return total + gold
+  }, 0)
+
   return sum.toFixed(3)
 }
diff --git a/src/model/customer.ts b/src/model/customer.ts
index 3c04dfb..b58d073 100644
--- a/src/model/customer.ts
+++ b/src/model/customer.ts
@@ -26,6 +26,8 @@ export interface Customer {
   city: string
   province: string
   wallet: Wallet
+  wallet_cash?: number
+  wallet_gold?: number
   n_code: string | number
   last_seen_at:string
   profit_amount: number
diff --git a/src/model/wallet.ts b/src/model/wallet.ts
index 48653a7..370116c 100644
--- a/src/model/wallet.ts
+++ b/src/model/wallet.ts
@@ -5,6 +5,8 @@ export interface Wallet {
   id: number
   gold: number
   cash: number
+  fund_id?: number | null
+  product_id?: number | null
   customer: User
 }
 
@@ -32,11 +34,15 @@ export interface Withdraw {
   transaction?: WithdrawTransaction[]
 }
 
+export type WalletChargeDirection = 'charge' | 'discharge'
+
 export interface Charge {
   value?: number
   note?: string
   customer_id?: number
   talabBedehi?: boolean
+  direction?: WalletChargeDirection
+  amountAbs?: number | string
 }
 
 export interface WithdrawStatus {
diff --git a/src/pages/menuPages/accounting/index.vue b/src/pages/menuPages/accounting/index.vue
index fecc89c..1ef5dd8 100644
--- a/src/pages/menuPages/accounting/index.vue
+++ b/src/pages/menuPages/accounting/index.vue
@@ -67,13 +67,13 @@
               is-line
               title="کیف پول طلا"
               class="mt-2"
-              :value="selectedCustomer?.wallet[0]?.gold ?? '_'"
+              :value="getGoldBalance(selectedCustomer?.wallet) || '_'"
             />
             <BasicInfoItem
               is-line
               title="کیف پول ریالی"
               class="mt-1"
-              :value="selectedCustomer?.wallet[0]?.cash ?? '_'"
+              :value="getCashBalance(selectedCustomer?.wallet) || '_'"
             />
           </div>
           <div class="flex flex-col gap-2 bg-blue-50 p-2 rounded-lg">
@@ -142,6 +142,7 @@ import { usePrice } from '@core/utils/usePrice'
 import { getLastPrice } from '@/api/price'
 import type { last } from '@/model/price'
 import { createOrder } from '@/api/order'
+import { getCashBalance, getGoldBalance } from '@/components/mobile/utils/wallet'
 
 //loading
 const loading = ref<boolean>(false)
@@ -217,7 +218,6 @@ async function getPrices() {
 
 async function changeUser(val: Customer) {
   selectedCustomer.value = cloneDeep(val)
-  console.log(selectedCustomer.value.wallet[0])
 }
 
 function stopGetPrice() {
diff --git a/src/pages/menuPages/configuration/index.vue b/src/pages/menuPages/configuration/index.vue
index cdab5cb..a893f5c 100644
--- a/src/pages/menuPages/configuration/index.vue
+++ b/src/pages/menuPages/configuration/index.vue
@@ -337,7 +337,7 @@ const SETTING_GROUPS: Array<{
     id: 'support',
     title: 'پشتیبانی اپ کاربر',
     icon: 'vuesax-linear:headphone',
-    match: (k) => k.startsWith('support_messenger')
+    match: (k) => k.startsWith('support_messenger') || k === 'deposit_sms_support_number'
   },
   {
     id: 'bots',
diff --git a/src/pages/menuPages/configuration/settingTypes.ts b/src/pages/menuPages/configuration/settingTypes.ts
index 19ceacc..24429f5 100644
--- a/src/pages/menuPages/configuration/settingTypes.ts
+++ b/src/pages/menuPages/configuration/settingTypes.ts
@@ -88,6 +88,7 @@ const KEY_TYPE_FALLBACK: Record<string, SettingFieldType> = {
   support_messenger_id: 'text',
   support_messenger_text: 'longtext',
   support_messenger: 'select',
+  deposit_sms_support_number: 'number',
   zaarbox_price_key: 'select'
 }
 
diff --git a/src/pages/menuPages/customers/base/components/WalletChargeForm.vue b/src/pages/menuPages/customers/base/components/WalletChargeForm.vue
new file mode 100644
index 0000000..0885f7a
--- /dev/null
+++ b/src/pages/menuPages/customers/base/components/WalletChargeForm.vue
@@ -0,0 +1,221 @@
+<template>
+  <a-form
+    :model="form"
+    ref="formRef"
+    autocomplete="off"
+    class="wallet-charge-form"
+    :class="formClass"
+  >
+    <a-form-item label="نوع عملیات" name="direction">
+      <a-radio-group
+        v-model:value="form.direction"
+        button-style="solid"
+        class="wallet-charge-form__direction w-full"
+      >
+        <a-radio-button value="charge" class="wallet-charge-form__radio wallet-charge-form__radio--charge">
+          <span class="wallet-charge-form__radio-icon">+</span>
+          شارژ
+        </a-radio-button>
+        <a-radio-button value="discharge" class="wallet-charge-form__radio wallet-charge-form__radio--discharge">
+          <span class="wallet-charge-form__radio-icon">−</span>
+          دشارژ
+        </a-radio-button>
+      </a-radio-group>
+    </a-form-item>
+
+    <div class="wallet-charge-form__preview" :class="previewClass">
+      <span class="wallet-charge-form__preview-sign">{{ previewSign }}</span>
+      <span class="wallet-charge-form__preview-text">{{ previewText }}</span>
+    </div>
+
+    <a-form-item name="talabBedehi">
+      <a-checkbox v-model:checked="form.talabBedehi">طلب/بدهی</a-checkbox>
+    </a-form-item>
+
+    <a-form-item :label="amountLabel" name="amountAbs" :rules="amountRules">
+      <BasicInput
+        v-model:value="form.amountAbs"
+        :addon-before="unit"
+        :type="variant === 'money' ? 'price' : 'number'"
+        :place-holder="amountPlaceholder"
+      />
+      <div v-if="variant === 'money' && Number(form.amountAbs) > 10" class="wallet-charge-form__hint">
+        معادل {{ usePrice(Number(form.amountAbs) / 10, true, 'تومان') }}
+      </div>
+    </a-form-item>
+
+    <a-form-item :label="noteLabel" name="note" :rules="inputRules()">
+      <BasicInput v-model:value="form.note" :place-holder="notePlaceholder" />
+    </a-form-item>
+  </a-form>
+</template>
+
+<script setup lang="ts">
+import { computed, ref, watch } from 'vue'
+import type { FormInstance } from 'ant-design-vue'
+import type { Charge } from '@/model/wallet'
+import { inputRules } from '@/utils/inputRules'
+import { usePrice } from '@core/utils/usePrice'
+
+const props = defineProps<{
+  variant: 'money' | 'gold'
+  modelValue: Charge
+}>()
+
+const emit = defineEmits<{
+  'update:modelValue': [value: Charge]
+}>()
+
+const form = ref<Charge>({ ...props.modelValue })
+
+watch(
+  () => props.modelValue,
+  (value) => {
+    form.value = { ...value }
+  },
+  { deep: true }
+)
+
+watch(
+  form,
+  (value) => {
+    emit('update:modelValue', { ...value })
+  },
+  { deep: true }
+)
+
+const formRef = ref<FormInstance>()
+
+const unit = computed(() => (props.variant === 'money' ? 'ریال' : 'گرم'))
+const isDischarge = computed(() => form.value.direction === 'discharge')
+
+const formClass = computed(() =>
+  isDischarge.value ? 'wallet-charge-form--discharge' : 'wallet-charge-form--charge'
+)
+
+const previewClass = computed(() =>
+  isDischarge.value
+    ? 'wallet-charge-form__preview--discharge'
+    : 'wallet-charge-form__preview--charge'
+)
+
+const previewSign = computed(() => (isDischarge.value ? '−' : '+'))
+
+const previewText = computed(() => {
+  const action = isDischarge.value ? 'کسر از' : 'افزایش'
+  const wallet = props.variant === 'money' ? 'موجودی ریالی' : 'موجودی طلایی'
+  return `${action} ${wallet} کاربر`
+})
+
+const amountLabel = computed(() =>
+  isDischarge.value ? `مقدار دشارژ (${unit.value})` : `مقدار شارژ (${unit.value})`
+)
+
+const noteLabel = computed(() => (isDischarge.value ? 'علت دشارژ' : 'علت شارژ'))
+
+const amountPlaceholder = computed(() =>
+  props.variant === 'money' ? 'مثلاً ۱۰۰٬۰۰۰' : 'مثلاً ۰.۵'
+)
+
+const notePlaceholder = computed(() =>
+  isDischarge.value ? 'دلیل کسر موجودی' : 'دلیل افزایش موجودی'
+)
+
+const amountRules = [
+  ...inputRules('مقدار'),
+  {
+    validator: (_rule: unknown, value: string | number | undefined) => {
+      const num = Math.abs(Number(value) || 0)
+      if (!num) {
+        return Promise.reject('مقدار باید بیشتر از صفر باشد')
+      }
+      return Promise.resolve()
+    }
+  }
+]
+
+defineExpose({
+  validateFields: () => formRef.value?.validateFields()
+})
+</script>
+
+<style scoped>
+.wallet-charge-form__direction :deep(.ant-radio-button-wrapper) {
+  width: 50%;
+  text-align: center;
+  height: 2.75rem;
+  line-height: 2.65rem;
+  font-weight: 700;
+}
+
+.wallet-charge-form__radio-icon {
+  display: inline-block;
+  margin-left: 0.35rem;
+  font-size: 1.1rem;
+  font-weight: 800;
+}
+
+.wallet-charge-form__preview {
+  display: flex;
+  align-items: center;
+  gap: 0.75rem;
+  margin-bottom: 1rem;
+  padding: 0.85rem 1rem;
+  border-radius: 0.75rem;
+  border: 1px solid transparent;
+  font-size: 0.9rem;
+  font-weight: 600;
+}
+
+.wallet-charge-form__preview-sign {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 1.75rem;
+  height: 1.75rem;
+  border-radius: 9999px;
+  font-size: 1.15rem;
+  font-weight: 800;
+  flex-shrink: 0;
+}
+
+.wallet-charge-form__preview--charge {
+  background: rgba(34, 197, 94, 0.12);
+  border-color: rgba(34, 197, 94, 0.35);
+  color: #86efac;
+}
+
+.wallet-charge-form__preview--charge .wallet-charge-form__preview-sign {
+  background: rgba(34, 197, 94, 0.2);
+  color: #4ade80;
+}
+
+.wallet-charge-form__preview--discharge {
+  background: rgba(239, 68, 68, 0.12);
+  border-color: rgba(239, 68, 68, 0.35);
+  color: #fca5a5;
+}
+
+.wallet-charge-form__preview--discharge .wallet-charge-form__preview-sign {
+  background: rgba(239, 68, 68, 0.2);
+  color: #f87171;
+}
+
+.wallet-charge-form__hint {
+  margin-top: 0.35rem;
+  font-size: 0.75rem;
+  opacity: 0.75;
+}
+
+.wallet-charge-form__direction :deep(.ant-radio-button-wrapper-checked.wallet-charge-form__radio--charge) {
+  background: #15803d !important;
+  border-color: #15803d !important;
+  color: #fff !important;
+}
+
+.wallet-charge-form__direction :deep(.ant-radio-button-wrapper-checked.wallet-charge-form__radio--discharge) {
+  background: #b91c1c !important;
+  border-color: #b91c1c !important;
+  color: #fff !important;
+}
+</style>
diff --git a/src/pages/menuPages/customers/base/hooks/customerColumns.tsx b/src/pages/menuPages/customers/base/hooks/customerColumns.tsx
index 1dfa4dc..4b04365 100644
--- a/src/pages/menuPages/customers/base/hooks/customerColumns.tsx
+++ b/src/pages/menuPages/customers/base/hooks/customerColumns.tsx
@@ -2,6 +2,7 @@ import type { BaseTableColumn } from '@core/type/baseTable'
 import {toJalali, toJalaliNoTime, toTime} from '@core/utils/useDataTime'
 import CustomTag from '@/components/CustomTag.vue'
 import { usePrice } from '@core/utils/usePrice'
+import { getCashBalance, getGoldBalance } from '@/components/mobile/utils/wallet'
 /*import BudgetSelect from '@/components/BudgetSelect.vue'
 import { useStaticApiListsStore } from '@/store/staticApisStore'
 import type { FilterSelect } from '@/model/filterSelect'
@@ -75,7 +76,7 @@ export const cols: BaseTableColumn[] = [
     key: 'wallet.cash',
     type: 'Number',
     customRender(data) {
-      return usePrice(data.record?.wallet[0]?.cash ?? 0, true, '')
+      return usePrice(getCashBalance(data.record?.wallet, { walletCash: data.record?.wallet_cash }), true, '')
     }
   },
   {
@@ -85,9 +86,7 @@ export const cols: BaseTableColumn[] = [
     type: 'Number',
     filterable: false,
     customRender(data) {
-      let sum = 0
-      data.record.wallet.forEach((x) => (sum += x.gold))
-      return sum.toFixed(3)
+      return getGoldBalance(data.record?.wallet, { walletGold: data.record?.wallet_gold })
     }
   },
   {
diff --git a/src/pages/menuPages/customers/base/index.vue b/src/pages/menuPages/customers/base/index.vue
index fa4ead0..7c49d03 100644
--- a/src/pages/menuPages/customers/base/index.vue
+++ b/src/pages/menuPages/customers/base/index.vue
@@ -218,103 +218,59 @@
     <BasicActionSheet
       v-if="isMobile"
       v-model:visible="showMoneyWalletCharge"
-      title="شارژ کیف پول ریالی"
+      :title="moneyChargeTitle"
       modal-width="24rem"
       :loading="loading"
       :show-button="true"
       :show-cancel="true"
       :show-ok="true"
-      ok-text="ثبت"
+      :ok-text="moneyChargeOkText"
       cancel-text="انصراف"
       @ok="chargeMoneyWallet"
       @close="showMoneyWalletCharge = false"
     >
-      <a-form :model="formCharge" ref="formChargeRef" autocomplete="off" class="space-y-1">
-        <a-form-item name="talabBedehi">
-          <a-checkbox v-model:checked="formCharge.talabBedehi">طلب/بدهی</a-checkbox>
-        </a-form-item>
-        <a-form-item label="مقدار شارژ " name="value" :rules="inputRules()">
-          <BasicInput addon-before="ریال" v-model:value="formCharge.value" type="price" />
-          <div v-show="formCharge.value > 10">
-            معادل {{ usePrice(formCharge.value / 10, true, 'تومان') }}
-          </div>
-        </a-form-item>
-        <a-form-item label="علت شارژ " name="note" :rules="inputRules()">
-          <BasicInput v-model:value="formCharge.note" />
-        </a-form-item>
-      </a-form>
+      <WalletChargeForm ref="moneyChargeFormRef" v-model="formCharge" variant="money" />
     </BasicActionSheet>
     <BasicModal
       v-else
       v-model:visible="showMoneyWalletCharge"
-      width="20rem"
-      title="شارژ کیف پول ریالی"
+      width="22rem"
+      :title="moneyChargeTitle"
+      :ok-text="moneyChargeOkText"
       @ok="chargeMoneyWallet"
       :loading="loading"
       @close="showMoneyWalletCharge = false"
     >
-      <a-form :model="formCharge" ref="formChargeRef" autocomplete="off">
-        <a-form-item name="talabBedehi">
-          <a-checkbox v-model:checked="formCharge.talabBedehi">طلب/بدهی</a-checkbox>
-        </a-form-item>
-        <a-form-item label="مقدار شارژ " name="value" :rules="inputRules()">
-          <BasicInput addon-before="ریال" v-model:value="formCharge.value" type="price" />
-          <div v-show="formCharge.value > 10">
-            معادل {{ usePrice(formCharge.value / 10, true, 'تومان') }}
-          </div>
-        </a-form-item>
-        <a-form-item label="علت شارژ " name="note" :rules="inputRules()">
-          <BasicInput v-model:value="formCharge.note" />
-        </a-form-item>
-      </a-form>
+      <WalletChargeForm ref="moneyChargeFormRef" v-model="formCharge" variant="money" />
     </BasicModal>
 
     <BasicActionSheet
       v-if="isMobile"
       v-model:visible="showGoldWalletCharge"
-      title="شارژ کیف پول طلایی"
+      :title="goldChargeTitle"
       modal-width="24rem"
       :loading="loading"
       :show-button="true"
       :show-cancel="true"
       :show-ok="true"
-      ok-text="ثبت"
+      :ok-text="goldChargeOkText"
       cancel-text="انصراف"
       @ok="chargeGoldWallet"
       @close="showGoldWalletCharge = false"
     >
-      <a-form :model="formCharge" ref="formChargeRef" autocomplete="off" class="space-y-1">
-        <a-form-item name="talabBedehi">
-          <a-checkbox v-model:checked="formCharge.talabBedehi">طلب/بدهی</a-checkbox>
-        </a-form-item>
-        <a-form-item label="مقدار شارژ " name="value" :rules="inputRules()">
-          <BasicInput addon-before="گرم" v-model:value="formCharge.value" type="number" />
-        </a-form-item>
-        <a-form-item label="علت شارژ " name="note" :rules="inputRules()">
-          <BasicInput v-model:value="formCharge.note" />
-        </a-form-item>
-      </a-form>
+      <WalletChargeForm ref="goldChargeFormRef" v-model="formCharge" variant="gold" />
     </BasicActionSheet>
     <BasicModal
       v-else
       v-model:visible="showGoldWalletCharge"
-      width="20rem"
-      title="شارژ کیف پول طلایی"
+      width="22rem"
+      :title="goldChargeTitle"
+      :ok-text="goldChargeOkText"
       @ok="chargeGoldWallet"
       :loading="loading"
       @close="showGoldWalletCharge = false"
     >
-      <a-form :model="formCharge" ref="formChargeRef" autocomplete="off">
-        <a-form-item name="talabBedehi">
-          <a-checkbox v-model:checked="formCharge.talabBedehi">طلب/بدهی</a-checkbox>
-        </a-form-item>
-        <a-form-item label="مقدار شارژ " name="value" :rules="inputRules()">
-          <BasicInput addon-before="گرم" v-model:value="formCharge.value" type="number" />
-        </a-form-item>
-        <a-form-item label="علت شارژ " name="note" :rules="inputRules()">
-          <BasicInput v-model:value="formCharge.note" />
-        </a-form-item>
-      </a-form>
+      <WalletChargeForm ref="goldChargeFormRef" v-model="formCharge" variant="gold" />
     </BasicModal>
     <BasicInfoModal
       v-model:visible="userInfoOrderVisible"
@@ -333,7 +289,7 @@
 // import BasicInfoModal from '@/components/BasicInfoModal'
 import { inputLenRules, inputRules } from '@/utils/inputRules'
 import { useStaticApiListsStore } from '@/store/staticApisStore'
-import { ref, watch } from 'vue'
+import { ref, watch, computed } from 'vue'
 import tbl from './components/table.vue'
 import type { FormInstance } from 'ant-design-vue'
 import BasicInfoModal from '@/components/BasicInfoModal/index.vue'
@@ -359,6 +315,14 @@ import ReferralsTable from '@/pages/menuPages/customers/base/components/referral
 import type { Order } from '@/model/order'
 import Icon from '@core/components/BaseIcon/src/Icon.vue'
 import { isMobile } from '@core/utils/is'
+import WalletChargeForm from './components/WalletChargeForm.vue'
+import {
+  buildChargePayload,
+  createEmptyChargeForm,
+  walletChargeOkText,
+  walletChargeSuccessMessage,
+  walletChargeTitle
+} from './utils/walletChargeForm'
 
 //tabs
 const activeKey = ref('اطلاعات جامع')
@@ -418,9 +382,15 @@ const userInfoOrderVisible = ref<boolean>(false)
 
 //form
 const form = ref<Partial<Customer>>({})
-const formCharge = ref<Charge>({})
 const formRef = ref<FormInstance>()
-const formChargeRef = ref<FormInstance>()
+const formCharge = ref<Charge>({})
+const moneyChargeFormRef = ref<InstanceType<typeof WalletChargeForm>>()
+const goldChargeFormRef = ref<InstanceType<typeof WalletChargeForm>>()
+
+const moneyChargeTitle = computed(() => walletChargeTitle('money', formCharge.value.direction))
+const goldChargeTitle = computed(() => walletChargeTitle('gold', formCharge.value.direction))
+const moneyChargeOkText = computed(() => walletChargeOkText(formCharge.value.direction))
+const goldChargeOkText = computed(() => walletChargeOkText(formCharge.value.direction))
 
 //info
 let infoParams = reactive<Info>({})
@@ -540,21 +510,7 @@ async function add() {
 }
 
 function resetFormCharge(customerId: number) {
-  formCharge.value = {
-    customer_id: customerId,
-    value: undefined,
-    note: undefined,
-    talabBedehi: false
-  }
-}
-
-function buildChargePayload(): Charge {
-  return {
-    value: formCharge.value.value,
-    note: formCharge.value.note,
-    customer_id: formCharge.value.customer_id,
-    talabBedehi: formCharge.value.talabBedehi === true
-  }
+  formCharge.value = createEmptyChargeForm(customerId)
 }
 
 async function walletMoneyCharge(val: Customer) {
@@ -568,11 +524,11 @@ async function walletGoldCharge(val: Customer) {
 }
 
 async function chargeMoneyWallet() {
-  formChargeRef.value?.validateFields().then(async () => {
+  moneyChargeFormRef.value?.validateFields()?.then(async () => {
     try {
       loading.value = true
-      await chargeWallet(buildChargePayload(), 'money')
-      message.success('افزایش اعتبار با موفقیت انجام شد')
+      await chargeWallet(buildChargePayload(formCharge.value), 'money')
+      message.success(walletChargeSuccessMessage(formCharge.value.direction))
       showMoneyWalletCharge.value = false
     } catch (e) {
       console.log(e)
@@ -583,11 +539,11 @@ async function chargeMoneyWallet() {
 }
 
 async function chargeGoldWallet() {
-  formChargeRef.value?.validateFields().then(async () => {
+  goldChargeFormRef.value?.validateFields()?.then(async () => {
     try {
       loading.value = true
-      await chargeWallet(buildChargePayload(), 'gold')
-      message.success('افزایش اعتبار با موفقیت انجام شد')
+      await chargeWallet(buildChargePayload(formCharge.value), 'gold')
+      message.success(walletChargeSuccessMessage(formCharge.value.direction))
       showGoldWalletCharge.value = false
     } catch (e) {
       console.log(e)
diff --git a/src/pages/menuPages/customers/base/utils/walletChargeForm.ts b/src/pages/menuPages/customers/base/utils/walletChargeForm.ts
new file mode 100644
index 0000000..beaaf20
--- /dev/null
+++ b/src/pages/menuPages/customers/base/utils/walletChargeForm.ts
@@ -0,0 +1,40 @@
+import type { Charge, WalletChargeDirection } from '@/model/wallet'
+
+export function createEmptyChargeForm(customerId: number): Charge {
+  return {
+    customer_id: customerId,
+    value: undefined,
+    note: undefined,
+    talabBedehi: false,
+    direction: 'charge',
+    amountAbs: undefined
+  }
+}
+
+export function buildChargePayload(form: Charge): Charge {
+  const amount = Math.abs(Number(form.amountAbs) || 0)
+  const signed = form.direction === 'discharge' ? -amount : amount
+  return {
+    value: signed,
+    note: form.note,
+    customer_id: form.customer_id,
+    talabBedehi: form.talabBedehi === true
+  }
+}
+
+export function walletChargeTitle(
+  variant: 'money' | 'gold',
+  direction: WalletChargeDirection = 'charge'
+) {
+  const wallet = variant === 'money' ? 'ریالی' : 'طلایی'
+  const action = direction === 'discharge' ? 'دشارژ' : 'شارژ'
+  return `${action} کیف پول ${wallet}`
+}
+
+export function walletChargeOkText(direction: WalletChargeDirection = 'charge') {
+  return direction === 'discharge' ? 'ثبت دشارژ' : 'ثبت شارژ'
+}
+
+export function walletChargeSuccessMessage(direction: WalletChargeDirection = 'charge') {
+  return direction === 'discharge' ? 'دشارژ با موفقیت انجام شد' : 'شارژ با موفقیت انجام شد'
+}
diff --git a/src/utils/config.ts b/src/utils/config.ts
index f63ac01..d9bc476 100644
--- a/src/utils/config.ts
+++ b/src/utils/config.ts
@@ -8,6 +8,7 @@ export function getConfigApp(key: string) {
 }
 
 let storeModeFromSettings: boolean | null = null
+let settingsBootstrapped = false
 
 function isSwitchOn(value: string | undefined | null): boolean {
   const v = (value ?? '').trim().toLowerCase()
@@ -18,20 +19,39 @@ export function setStoreModeFromSettings(value: boolean): void {
   storeModeFromSettings = value
 }
 
-/** is_store فقط از API تنظیمات (get_settings) خوانده می‌شود — نه از get_user */
-export async function initStoreModeFromSettings(): Promise<boolean> {
-  if (storeModeFromSettings !== null) return storeModeFromSettings
+async function bootstrapSettingsFromApi(): Promise<void> {
+  if (settingsBootstrapped) return
 
   try {
     const { getConfiguration } = await import('@/api/configuration')
+    const { parseMainWalletProductIds } = await import('@/components/mobile/utils/wallet')
     const rows = await getConfiguration()
-    const row = Array.isArray(rows) ? rows.find((item) => item.key === 'is_store') : null
-    storeModeFromSettings = row ? isSwitchOn(row.value) : false
+    const list = Array.isArray(rows) ? rows : []
+    const isStoreRow = list.find((item) => item.key === 'is_store')
+    const mainWalletRow = list.find((item) => item.key === 'main_wallet_products')
+    storeModeFromSettings = isStoreRow ? isSwitchOn(isStoreRow.value) : false
+    const { setCachedMainWalletProductIds } = await import('@/components/mobile/utils/wallet')
+    setCachedMainWalletProductIds(parseMainWalletProductIds(mainWalletRow?.value))
   } catch {
     storeModeFromSettings = false
+    const { setCachedMainWalletProductIds } = await import('@/components/mobile/utils/wallet')
+    setCachedMainWalletProductIds([])
+  } finally {
+    settingsBootstrapped = true
   }
+}
 
-  return storeModeFromSettings
+/** is_store و main_wallet_products از API تنظیمات — نه از get_user */
+export async function initStoreModeFromSettings(): Promise<boolean> {
+  if (storeModeFromSettings !== null) return storeModeFromSettings
+
+  await bootstrapSettingsFromApi()
+
+  return storeModeFromSettings === true
+}
+
+export async function initWalletSettingsFromApi(): Promise<void> {
+  await bootstrapSettingsFromApi()
 }
 
 export function isStoreApp(): boolean {